American Express Marriott Bonvoy Personal

The American Express Marriott Bonvoy Personal card earns Bonvoy points on all purchases and is available to individuals in Canada.

This card offers an annual free night worth 35,000 Bonvoy points and 15 elite qualifying nights annually.

Earning Rewards

The Amex Marriott Bonvoy Personal card accrues Marriott Bonvoy points for all purchases made on the card:

  • 5 Marriott Bonvoy points for every dollar spent on purchases at Marriott properties and at Marriott branded online stores (including spend on Marriott gift cards).
  • 2 Marriott Bonvoy points for every dollar spent on all other purchases.

If you find yourself often staying at the Marriott portfolio of properties when you travel, this credit card can be a great way to accelerate your Bonvoy points balance.

Redeeming Marriott Bonvoy Points

Marriott Bonvoy points can be redeemed for hotel stays at over 9,000 properties worldwide. Alternatively, they can be transferred to over 40 frequent flyer programs at a rate of 3:1.

Learn everything there is to know about the Marriott Bonvoy program here.


Cardholders are eligible to receive a range of Marriott-specific benefits.

Upon reaching the card anniversary date, the cardholder will receive a free night award to be used at Marriott properties. This free night award, worth 35k Marriott Bonvoy points, is only awarded after you hold the card for one year, and every anniversary year thereafter.

Cardholders are eligible to be upgraded to Gold Elite status when they charge $30k in purchases to the card within a calendar year.

Upon approval, and again at the start of every calendar year, cardholders will receive 15 elite nights credited to their Marriott Bonvoy account. These elite nights count towards earning yearly Bonvoy status in addition to lifetime status. Stacking these nights with other cards that award elite nights can pave a fast track to Platinum Elite status.

Insurance Coverage

The American Express Marriott Bonvoy Personal credit card provides cardholders with eight types of insurance coverages:

  • Flight delay and baggage delay insurance
  • Hotel burglary insurance
  • Lost or stolen baggage coverage
  • Travel accident insurance
  • Rental car theft and damage coverage
  • Buyer assurance protection
  • Purchase protection

Refer to the American Express Marriott Bonvoy Personal insurance certificate for additional details, including terms and conditions for eligibility.

Other Marriott Bonvoy Cards You Might Consider

Credit Card Welcome Bonus Net Value
American Express Marriott Bonvoy Business 65,000 Marriott Bonvoy $435 Apply

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