BMO Rewards

The BMO Rewards card earns BMO Rewards points on all purchases.

Rewards Rates

The BMO Rewards card earns BMO Rewards points for all purchases made on the card:

  • 1 BMO Rewards point for every dollar spent on all purchases.

Redeeming BMO Rewards

BMO Rewards points can be redeemed for travel, merchandise, gift cards, a statement credit, or towards a cash investment in a BMO investment account.

The best value in redeeming your BMO Rewards points is to use them for travel purchases, booked through the BMO Travel Portal. When redeeming points towards bookings made through the travel portal, the redemption rate is 150 BMO Rewards points = $1 CAD.

Click to learn everything you need to know about the BMO Rewards program.

Insurance Coverage

The BMO Rewards credit card offers two types of insurance coverage:

  • Purchase protection
  • Extended warranty coverage

Refer to the BMO Rewards insurance certificate for additional details, including terms and conditions for eligibility.

Other BMO Rewards Cards You Might Consider

Credit Card Welcome Bonus Net Value
BMO World Elite Business 70,000 BMO Rewards $469 Apply
BMO Ascend World Elite 60,000 BMO Rewards $402 Apply
BMO Eclipse Visa Infinite 60,000 BMO Rewards $402 Apply
BMO Eclipse Visa Infinite Privilege 90,000 BMO Rewards $104 Apply

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