The American Express Blue Business Cash card is a business credit card issued in the United States. This card is accessible to business owners and sole proprietors.
Earning Rewards
The Amex Blue Business Cash credit card earns cashback on all purchases:
- 2% cashback rewards on all eligible purchases up to $50,000 spend per calendar year.
- 1% cashback after reaching $50,000 in spending.
Outside of the reduction to 1% cashback after earning 2% on $50,000 spend, there are no limits on the amount of cashback that can be earned with this card which makes it a great card to utilize for business expenses.
Insurance Coverage
The American Express Blue Business Cash card offers three types of insurance coverage: car rental loss and damage insurance, extended warranty, and purchase protection.
The car rental loss and damage insurance covers you when you use your card to reserve and pay for the entire vehicle rental and decline the collision damage waiver at the rental company counter. Always refer to your cardholder agreement for any exclusions or restrictions before utilizing this insurance.
The extended warranty adds up to one additional year of warranty on top of the manufacturer’s provided warranty on covered purchases that were made on the Blue Cash card. This insurance applies to purchases that have warranties of 5 years or less and were made in the United States.
The purchase protection coverage protects your eligible purchases up to 90 days from the purchase date in case of theft or damage to your item. Cardholders are eligible to be covered up to $1,000 USD per occurrence, up to $50,000 per cardmember per calendar year.