The miles & points community uses a variety of esoteric lingo that can take time to familiarize yourself with. Therefore, we’ve compiled a comprehensive glossary of key terminology and acronyms that you may encounter.
Please leave us a comment below if you find any we’ve missed!
| Acronym | Term | Definition / Description | |||
|---|---|---|---|---|---|
| Airlines | Worldwide | *A, SA | FALSE | Star Alliance | The world's largest airline alliance that counts Air Canada, Lufthansa, ANA, and United as members. |
| Airlines | Worldwide | AA | FALSE | American Airlines | A major U.S. airline, with its largest hub at Dallas/Fort Worth International Airport, known for its extensive global route network and large AAdvantage frequent flyer program. |
| Airlines | Worldwide | AC | FALSE | Air Canada | Flag carrier and the largest airline of Canada by fleet size and passengers carried. |
| Airlines | Worldwide | AF | FALSE | Air France | The flag carrier of France, based at Charles de Gaulle Airport in Paris, offering extensive global routes as a founding member of the SkyTeam alliance. |
| Airlines | Worldwide | ANA | FALSE | All Nippon Airways | Japan's largest airline by fleet size and revenue, headquartered in Tokyo and known for its strong reputation for punctuality and service quality. |
| Airlines | Worldwide | AP | FALSE | Aeroplan | Aeroplan, an airline rewards program which was owned by Air Canada but then not owned by Air Canada and now owned by Air Canada. |
| Airlines | Worldwide | AS | FALSE | Alaska Airlines | A major U.S. airline based in Seattle, Washington, known for its strong presence in the Pacific Northwest and West Coast markets and its popular Mileage Plan frequent flyer program. |
| Airlines | Worldwide | B6 | FALSE | JetBlue Airways | A major U.S. airline based in New York City, known for its focus on customer-friendly amenities like free Wi-Fi and extra legroom, along with its TrueBlue frequent flyer program. |
| Airlines | Worldwide | BA | FALSE | British Airways | The flag carrier of the United Kingdom, based at London Heathrow, operating a large international network as a founding member of the Oneworld alliance. |
| Miscellaneous | Worldwide | BG | FALSE | Buying Group | A manufactured spending opportunity where a business will reimburse you for drop shipping in-demand marchandise to their warehouse. |
| Airlines | United States | CP | FALSE | Companion Pass | A Southwest airlines promotion offered to fly a designated passenger for free every time you fly after meeting certain requirements. |
| Airlines | Worldwide | CPP, CPM | FALSE | Cents Per Point / Cents Per Mile | Refers to the monetary value out of reward redemptions. 1cpp is the general minimum offered by all points/miles partners, meaning $0.01 per each point/mile earned. |
| Airlines | Worldwide | CX | FALSE | Cathay Pacific | A major international airline based in Hong Kong, with an extensive Asia-Pacific route network, premium long-haul service, and its Asia Miles frequent flyer program. |
| Airlines | Worldwide | DL | FALSE | Delta Airlines | A major U.S. airline based in Atlanta, known for its extensive global route network, and its SkyMiles frequent flyer program. Has codeshare partnership with WestJet Airlines. |
| Airlines | Worldwide | EK | FALSE | Emirates | A major international airline based in Dubai, United Arab Emirates, known for its extensive long-haul route network connecting six continents, luxury inflight service, and Skywards frequent flyer program. |
| Airlines | Worldwide | EY | FALSE | Etihad Airways | A major international airline based in Abu Dhabi, United Arab Emirates, known for premium long-haul service, extensive route network connecting the Middle East to global destinations, and Etihad Guest frequent flyer program. |
| Airlines | Worldwide | F | FALSE | First Class | The premiere premium cabin tier offered by many airlines, featuring the most spacious seating or private suites, top-tier dining and service, and exclusive perks like dedicated check-in, lounge access, and chauffeur transfers. |
| Airlines | Worldwide | F/J | FALSE | First Class/Business Class | Flying in either first or business class. |
| Airlines | Worldwide | F9 | FALSE | Frontier Airlines | A U.S. ultra-low-cost carrier based in Denver, Colorado, known for budget fares with add-on fees for most extras. |
| Airlines | Worldwide | FF | FALSE | Frequent Flyer Miles | An airline currency redeemable for flights/goods directly through an airline partner. |
| Airlines | Worldwide | GE | FALSE | Global Entry | A trusted traveler program, which also includes TSA Pre Check. |
| Airlines | Worldwide | HA | FALSE | Hawaiian Airlines | The largest airline based in Hawaii, providing service between the Hawaiian Islands, the U.S. mainland, and international Pacific destinations. |
| Airlines | Worldwide | TRUE | Hub Captive | Term designating that you're a flyer that's locked into to a certain airline. Most of your travel is through this airline's hub and thus they control the majority of your travel destinations. | |
| Airlines | Worldwide | IFE | FALSE | Inflight Entertainment | The movies, TV shows, music, games, and other media offered to passengers, often through seatback screens or a personal device, to enjoy during a flight. |
| Airlines | Worldwide | J | FALSE | Business Class | A premium cabin tier, typically featuring lie-flat or reclining seats, enhanced dining and service, and perks like lounge access and priority boarding. |
| Airlines | Worldwide | JL, JAL | FALSE | Japan Airlines | A major international airline based in Tokyo, known for its extensive Asia-Pacific and global route network, high standard of service, and Mileage Bank frequent flyer program. |
| Airlines | Worldwide | KE | FALSE | Korean Air | A major international airline based in Seoul, South Korea, known for its extensive global route network connecting Asia with North America and Europe, and SKYPASS frequent flyer program. |
| Airlines | Worldwide | KF | FALSE | KrisFlyer | Sinapore Airlines' loyalty program. |
| Airlines | Worldwide | KLM | FALSE | Koninklijke Luchtvaart Maatschappij | Flag carrier airline of the Netherlands and the oldest operating airline in the world. |
| Airlines | Worldwide | KTN | FALSE | Known Traveler Number | Unique 9-digit number issued by the U.S. government to members of Trusted Traveler Programs like TSA PreCheck, Global Entry, NEXUS, or SENTRI. Entering your KTN when booking flights grants you access to expedited airport security. |
| Airlines | Worldwide | LH | FALSE | Lufthansa | The flag carrier of Germany, based in Frankfurt and Munich, and one of the founding members of the Star Alliance with an extensive global network. |
| Airlines | Canada | mRTW | FALSE | Mini-RTW, a.k.a Aeroplan Mini-Round-the-World | A type of trip redemption, typically with Aeroplan, where one uses stopover and open-jaw allowances to visit 3+ destinations on a single award ticket. |
| Airlines | Worldwide | OW | FALSE | Oneworld | A major global airline alliance whose members include American Airlines, British Airways, Cathay Pacific, Qantas and more. |
| Airlines | Worldwide | PD | FALSE | Porter Airlines | A Canadian airline headquartered in Toronto, historically known for regional service from Billy Bishop Airport and more recently expanded into mainline domestic and transborder routes. |
| Airlines | Worldwide | PP | FALSE | Priority Pass | A membership program that grants travelers access to a network of airport lounges worldwide, regardless of the airline or class of ticket they're flying. |
| Airlines | Worldwide | QF | FALSE | Qantas | Australia's flag carrier and one of the world's oldest continuously operating airlines, headquartered in Sydney. |
| Airlines | Worldwide | QR | FALSE | Qatar Airways | The state-owned flag carrier of Qatar, based in Doha, widely regarded as a top-tier premium airline connecting the Middle East to global destinations. |
| Airlines | Worldwide | RR | FALSE | Rapid Rewards | Southwest Airlines' loyalty program. |
| Airlines | Worldwide | RT | FALSE | Round Trip | A flight to and from a particular destination booked during the same checkout process. |
| Airlines | Worldwide | RTW | FALSE | Round-the-world Tickets | Flight packages that let you visit a number of destinations around the world for one price, are offered by airline alliances like SkyTeam, Oneworld, and Star Alliance. Also possible to book RTW using third parties, and certain airline mileage programs. |
| Airlines | Worldwide | SQ | FALSE | Singapore Airlines | The flag carrier of Singapore, consistently ranked among the world's best airlines for its premium service and modern fleet. |
| Airlines | Worldwide | ST | FALSE | SkyTeam | A major global airline alliance whose members include Delta, Air France-KLM, Korean Air, and China Eastern. |
| Airlines | Worldwide | SW, WN | FALSE | Southwest | A major U.S. low-cost carrier based in Dallas, known for its point-to-point route network. |
| Airlines | Worldwide | TATL | FALSE | TransAtlantic | Travel or flights that cross the Atlantic Ocean, typically connecting North America with Europe, and often associated with long-haul airline routes. |
| Airlines | United States | TSA | FALSE | Transportation Security Administration | The federal agency responsible for security screenings at more than 450 U.S. airports. |
| Airlines | Worldwide | UA | FALSE | United Airlines | One of the largest airlines in the world, headquartered in Chicago, operating an extensive domestic and international network as a founding member of Star Alliance. |
| Airlines | Worldwide | VS | FALSE | Virgin Atlantic | A British airline founded by Richard Branson, based at London Heathrow and Manchester, known for its distinctive branding and transatlantic routes. |
| Airlines | Worldwide | W, PE | FALSE | Premium Economy Class | Code used for full-fare premium economy tickets. |
| Airlines | Canada | WJ | FALSE | WestJet | A major Canadian airline headquartered in Calgary, offering domestic, transborder, and international service as the country's second-largest carrier. |
| Airlines | Worldwide | Y | FALSE | Economy Class | The standard, most affordable cabin tier offered by airlines, typically featuring basic seating with less legroom and fewer amenities compared to premium cabins. |
| Airlines | Worldwide | YQ | FALSE | Fuel Surcharge | Also known as carrier-imposed surcharges, these are additional fees that make up a ticket price. They are tacked on to award tickets, and don't actually represent fuel, but rather are a practical way for airlines to quickly change flight pricing without re-filing fares. |
| Airlines | Worldwide | TRUE | Award Chart | A chart published by an airline or loyalty program showing how many points or miles are needed to redeem a flight based on factors like route, distance, and cabin class. | |
| Airlines | Worldwide | TRUE | Award Availability | The number of seats an airline releases on a given flight that can be booked using points or miles instead of cash. | |
| Airlines | Worldwide | TRUE | Booking Class | A letter code (like Y, J, or Q) assigned to an airline ticket that identifies the fare type and cabin, which affects price, mileage earned, and upgrade or award eligibility. | |
| Airlines | Worldwide | TRUE | Alliance | A partnership between multiple airlines that allows them to coordinate routes, share frequent flyer benefits, and offer passengers smoother connections; the three major global alliances are Star Alliance, Oneworld, and SkyTeam. | |
| Airlines | Worldwide | TRUE | Open-jaw | A type of itinerary where you fly from city A to city B, and then fly back to city A from city C. | |
| Airlines | Worldwide | TRUE | Bulkhead | The seat behind a dividing wall in an airplane that usually offers extra legroom. | |
| Airlines | Worldwide | TRUE | Stopover | Refers to stops of greater than 24 hours in duration on award tickets. | |
| Airlines | Worldwide | TRUE | Layover | Refers to stops of less than 24 hours in duration. | |
| American Express Cards | United States | 2/90 | FALSE | Two for Ninety | Amex has a limitation of only allowing 2 credit card approvals within 90 days. This applies to both business and personal credit cards. Charge cards do *not* count against this limit. This is not a hard and fast rule, but it does apply to most applicants. |
| American Express Cards | Worldwide | ABP | FALSE | American Express Business Platinum Card | One of the cards with the biggest welcome bonus on either side of the border. |
| American Express Cards | United States | AGC | FALSE | AmEx Gift Card | A gift card offered by American Express. |
| American Express Cards | Worldwide | AMEX | FALSE | American Express | A global financial services company that operates as both a payment network and card issuer, known for premium cards, travel perks, and exclusive event access. |
| American Express Cards | United States | BB | FALSE | Amex BlueBird | A Prepaid Debit Card from American Express. |
| American Express Cards | United States | BBP | FALSE | Blue Business Plus | American Express Blue Business Plus Card |
| American Express Cards | Worldwide | ABG or BGR | FALSE | Business Gold Rewards | American Express Business Gold Rewards Credit Card, available in Canada and the USA. |
| American Express Cards | Worldwide | MR | FALSE | Membership Rewards | American Express in-house rewards currency. |
| American Express Cards | United States | NLL | FALSE | No Lifetime Language | Amex card offers that are explicitly missing language stating the “once per lifetime” rule, meaning you can get the welcome offer on a single type of card even if you've previously held the card. |
| American Express Cards | United States | PUJ | FALSE | Pop-up Jail | When you apply for an Amex card and receive a pop-up window stating that you are ineligible to receive the card’s welcome offer. If you open too many Amex cards in a short period of time and use them only for earning their welcome offers, you have a higher chance of landing in a pop-up jail. |
| American Express Cards | United States | RAT | FALSE | Rewards Abuse Team | An American Express US team that monitors their reward systems for abuse. |
| American Express Cards | Worldwide | TRUE | Black Card | Centurion® Card from American Express. | |
| Banking / Personal Finance | United States | ACH | FALSE | Automated Clearing House | A bank to bank transfer of funds. |
| Banking / Personal Finance | Worldwide | APR | FALSE | Annual Percentage Rate | The yearly cost of borrowing money, expressed as a percentage, including interest and most fees. |
| Banking / Personal Finance | Worldwide | APY | FALSE | Annual Percentage Yield | The yearly rate of return you earn on money in a savings account or investment, including the effect of compound interest. |
| Banking / Personal Finance | United States | CNB | FALSE | City National Bank | A U.S. bank based in Los Angeles, California, known for catering to high-net-worth individuals and entertainment industry clients, and for being a subsidiary of Royal Bank of Canada (RBC). |
| Banking / Personal Finance | Worldwide | CSR | FALSE | Customer Service Representative | A representative of a bank/credit institution. |
| Banking / Personal Finance | United States | CTR | FALSE | Currency Transaction Report | A report that U.S. financial institutions are required to file with FinCEN for exchange, payment or transfer, by, through, or to the financial institution which involves more than $10,000. |
| Banking / Personal Finance | Worldwide | DD | FALSE | Direct Deposit | The act of taking a payment directly from an employer directly into a checking/savings account by an ACH. |
| Banking / Personal Finance | United States | EIN | FALSE | Employer Identification Number | A unique number issued by the IRS to identify a business for tax purposes, similar to a Social Security number but for companies. |
| Banking / Personal Finance | Worldwide | FR | FALSE | Financial Review | When a creditor puts an account under financial review, usually for abnormal spending behavior. |
| Banking / Personal Finance | Worldwide | GC | FALSE | Gift Card | A prepaid card loaded with a specific dollar amount that can be used to purchase goods or services at a particular store or group of stores. |
| Banking / Personal Finance | Worldwide | HP | FALSE | Hard Pull | Refers to a check that the bank will perform on your credit profile. This will result in a temporary hit to your credit score. Excessive amounts of hard pulls is detrimental to your churning profile as this appears to the bank that you are a "credit risk" seeking to incur a large debt without hope of repayment (See: Not Worth the Hit). |
| Banking / Personal Finance | United States | ITIN | FALSE | Individual Taxpayer Identification Number | A tax processing number issued by the IRS to people who need to file U.S. taxes but aren't eligible for a Social Security number. |
| Banking / Personal Finance | United States | MG | FALSE | MoneyGram | A US based company used to transfer money throughout the world. Similar to Western Union. |
| Banking / Personal Finance | United States | MIL | FALSE | Monetary Instruments Log | A financial tool used by institutions as part of the Banking Secrecy Act. |
| Banking / Personal Finance | United States | MO | FALSE | Money Order | A Bank or Post Office Certified document redeemable for a specified amount of cash. It is more trusted than a check as funds are provided at time of issuance, rather than time of withdrawal. |
| Banking / Personal Finance | Canada | RFD | FALSE | RedFlagDeals | A Canadian forum for deals, including travel and credit card related subforums. |
| Banking / Personal Finance | Worldwide | SAR | FALSE | Suspicious Activity Report | A financial tool filed by a financial institution that observes suspicious activity in an account. |
| Banking / Personal Finance | Worldwide | SM | FALSE | Secure Message | Messaging your bank using its online secure messaging system. |
| Banking / Personal Finance | Worldwide | SP | FALSE | Soft Pull/Soft Inquiry | A credit check that does not show up on your credit score. Usually performed by banks for checking accounts or by free credit score estimate services like Quizzle, CreditKarma or CreditSesame. |
| Banking / Personal Finance | Worldwide | TU | FALSE | TransUnion | One of the two major credit bureaus in Canada (one of three in the USA). |
| Banking / Personal Finance | Worldwide | VGC | FALSE | Visa Gift Cards | Visa Gift Cards purchasable in many retail locations. Fixed face value from $25 - $500, usually charges an activation fee between $3.95 - $6.95. |
| Banking / Personal Finance | Worldwide | VR | FALSE | Vanilla Reload Card | One of many reloadable prepaid cards which is frequently used to engage in manufactured spending. |
| Banking / Personal Finance | United States | WF | FALSE | Wells Fargo | A major U.S. bank based in San Francisco, California, offering banking, mortgage, investment, and credit card services. |
| Banking / Personal Finance | Worldwide | WU | FALSE | Western Union | A US based company used to transfer money throughout the world. Similar to MoneyGram. |
| Chase Cards | United States | 1/8 | FALSE | One for Eight | Citi only allows one credit card application in 8 days. |
| Chase Cards | United States | 2/30, 1/30, 0/30 | FALSE | Two for Thirty | Chase only allows two credit card applications within a 30 day span. This includes personal and business cards. The #/30 is the number of cards this person has applied for from Chase in the past 30 days. |
| Chase Cards | United States | 5/24, 4/24, 3/24, 2/24, 1/24, 0/24 | FALSE | Five for Twenty-Four | Chase only allows 5 credit card applications in the past 24 months. If you have more than this, you will be auto denied for more cards from them. This includes credit cards from other banks. The count does *not* include business cards. #/24 is the number of cards this person acquired in the past 2 years. |
| Chase Cards | United States | BRM | FALSE | Business Relationship Manager | A Chase manager responsible for dealing with business clients at banks. |
| Chase Cards | United States | CFF | FALSE | Chase Freedom Flex | Chase Freedom Flex Credit Card |
| Chase Cards | United States | CFU, FU | FALSE | Chase Freedom Unlimited | Chase Freedom Unlimited Credit Card |
| Chase Cards | United States | CIC | FALSE | Chase Ink Cash | Chase Ink Cash Credit Card |
| Chase Cards | United States | CIP | FALSE | Chase Ink Preferred | Chase Ink Business Preferred Credit Card |
| Chase Cards | United States | CIU | FALSE | Chase Ink Business Unlimited | Chase Ink Business Unlimited Credit Card |
| Chase Cards | United States | CPC | FALSE | Chase Private Client | A higher tier Chase customer who has an established history with Chase banking. They are occasionally targeted for personal/business offers that are not offered to the general public. |
| Chase Cards | United States | CSP | FALSE | Chase Sapphire Preferred | Chase Sapphire Preferred Card |
| Chase Cards | United States | CSR | FALSE | Chase Sapphire Reserve | Chase Sapphire Reserve Card |
| Chase Cards | Worldwide | LOL/24 | FALSE | LOL/24 | An expression meaning you've signed up for a laughable amount of cards in the past 24 months and are not close to qualifying for new Chase products. |
| Chase Cards | United States | PYB | FALSE | Pay Yourself Back | Chase’s Pay Yourself Back redemption feature. |
| Chase Cards | United States | UR | FALSE | Ultimate Rewards | The in-house loyalty program currency of Chase Bank. |
| Credit Cards | United States | 2/65 | FALSE | Two for Sixty-Five | Citi only allows two credit card applications in sixty-five days. |
| Credit Cards | United States | A+ | FALSE | Barclays Arrival Plus | A legacy travel rewards credit card that's no longer available to new applicants, offering existing cardholders 2 miles per dollar on all purchases with flexible statement-credit redemption for any travel expense. |
| Credit Cards | Worldwide | AAoA | FALSE | Average Age of Accounts | The average age of all of your credit card accounts opened in the last 10 years. This is used as one factor in determining your credit score. The higher your AAoA, the better. |
| Credit Cards | Worldwide | AF | FALSE | Annual Fee | The yearly fee associated with having a credit card. |
| Credit Cards | United States | AOR | FALSE | App-O-Rama | Applying for multiple credit cards on the same day. An old tradition that many people still use, it has its benefits and detriments. |
| Credit Cards | Worldwide | AU | FALSE | Authorized User | A secondary user of an account (typically a credit card). |
| Credit Cards | United States | BOA | FALSE | Bank of America | The second-largest banking institution in the United States and the second-largest bank in the world by market capitalization. |
| Credit Cards | Canada | BW | FALSE | Borrowell | A free credit score provider for Equifax (EQ) in Canada. |
| Credit Cards | Worldwide | CB | FALSE | Cash Back | A cash reward credited back to a customer after meeting some criteria (min spend, age of account, percentage cash back, etc...). |
| Credit Cards | Worldwide | CB | FALSE | Credit Bureau | The major ones are Experian, Equifax, and TransUnion (only Equifax and TransUnion in Canada). |
| Credit Cards | Worldwide | CC | FALSE | Credit Card | A card that lets you borrow money from a bank up to a set limit to make purchases, which you then repay, either in full or over time with interest. |
| Credit Cards | Worldwide | CK | FALSE | Credit Karma | A free credit score provider for TransUnion in Canada, and both TU and EQ in the USA. |
| Credit Cards | Worldwide | CL | FALSE | Credit Limit | The total amount that is allowed to be charged on a particular credit card. |
| Credit Cards | Worldwide | CLI | FALSE | Credit Limit Increase | Asking your credit card issuer for an increase in your total spending limits on a particular credit card. |
| Credit Cards | Worldwide | EQ | FALSE | Equifax | One of the two major credit bureaus in Canada (three in the United States). |
| Credit Cards | Worldwide | ESB | FALSE | Early Spend Bonus | A credit card sign-up incentive that rewards new cardholders with bonus points or miles for meeting a minimum spending threshold within a specified period, usually the first three months after account opening. |
| Credit Cards | United States | EX | FALSE | Experian | One of the three major credit bureaus in the United States. |
| Credit Cards | Worldwide | FTF, FX, FOREX | FALSE | Foreign Transaction Fee | Fees charged by credit cards when used outside of your own country. Typically fees range between 2-3%. There are many cards that offer 0% fees when used abroad. If you travel abroad, its advisable to have at least one card with 0% foreign transaction fees. |
| Credit Cards | Worldwide | FYF | FALSE | First Year Free | A common credit card offer which rebates the yearly fee for the first year of card membership. |
| Credit Cards | Worldwide | MC | FALSE | MasterCard | A global payment network that processes transactions for credit, debit, and prepaid cards issued by banks around the world. |
| Credit Cards | United States | MPE | FALSE | United MileagePlus Explorer | A co-branded travel credit card offering benefits like free checked bags, priority boarding, and MileagePlus miles on United purchases. |
| Credit Cards | Worldwide | MS | FALSE | Manufactured Spending | Using your credit card to purchase items considered cash equivalents in order to meet spending requirements. This includes gift cards, money orders, and the loading of prepaid debit cards. MS'ing has many benefits and detriments. Usage of MS is AYOR. |
| Credit Cards | Worldwide | MSR | FALSE | Minimum Spend Requirement | The minimum amount that must be spent on a credit card in order to qualify for a sign up bonus. |
| Credit Cards | Worldwide | NWTH | FALSE | Not Worth The Hit | The reward given as the sign up bonus is not worth the credit inquiry and decreased average age of accounts that will temporarily hurt your credit score. |
| Credit Cards | Worldwide | OV | FALSE | OneVanilla Card | A reloadable debit card. |
| Credit Cards | Worldwide | PC | FALSE | Product Change | Converting one credit card to a different one. Banks will generally allow you to upgrade/downgrade to similar cards in the same product category. It's often used by churners to signup for a card with an AF waived for the first year, earn the bonus, and PC down to a $0 AF. Doing this doesn't affect your AAoA. PC is also known as Product Switch (PS). |
| Credit Cards | Canada | PP | FALSE | PayPower | Digital reloadable prepaid card that can be reloaded at grocery stores for manufactured spending. |
| Credit Cards | Worldwide | PS | FALSE | Product Switch | Converting an existing credit card you hold with a bank to another one of their products. Most commonly done with CIBC, TD, and RBC. |
| Credit Cards | Worldwide | RECON | FALSE | Reconsideration | The telephone line for a credit card company to call to get your application reconsidered. This is usually as a result of an online application being put on hold. |
| Credit Cards | Worldwide | SUB | FALSE | Sign-up Bonus | A one-time reward, often points, miles, or cash back, that a credit card issuer gives new cardholders for meeting a spending requirement within a set time after opening the account. |
| Credit Cards | United States | TYP | FALSE | Citi's Thank You Points | The in-house loyalty program currency of CitiBank. |
| Credit Cards | United States | USPS | FALSE | United States Postal Service | An independent U.S. government agency responsible for providing mail delivery and postal services across the country. |
| Credit Cards | Worldwide | TRUE | Co-branded Card | A credit card issued through a partnership between a bank and a specific brand (like an airline or hotel chain) that offers rewards tailored to that brand, such as miles or points. | |
| Credit Cards | Worldwide | TRUE | Interchange Fees | Interchange fees are transaction fees that the merchant's bank account must pay whenever a customer uses a credit/debit card to make a purchase from their store. The fees are paid to the card-issuing bank to cover handling costs, fraud and bad debt costs and the risk involved in approving the payment. | |
| Credit Cards | Worldwide | TRUE | Premium Card | Refers to any high annual fee card requiring a high credit score. Usually reserved for clients with a high income that will spend a lot on travel or dining. | |
| Credit Cards | Worldwide | WB | FALSE | Welcome Bonus | A one-time reward, often points, miles, or cash back, that a credit card issuer gives new cardholders for meeting a spending requirement within a set time after opening the account. |
| Credit Cards | Worldwide | WE | FALSE | World Elite | A premium tier of Mastercard credit cards that offers top-level perks like enhanced rewards, travel benefits, and concierge service, typically reserved for higher-income cardholders. |
| Loyalty Program | Worldwide | BW | FALSE | Best Western | An international hotel chain known for its wide network of independently owned and operated properties, ranging from budget to upscale options. |
| Loyalty Program | Worldwide | EQN | FALSE | Elite Qualifying Night / Credit | A stay qualifying towards elite status at a hotel. This can either be in the form of an actual paid stay or a credit earned through promotions or as part of a credit card perk. |
| Loyalty Program | Worldwide | FFP | FALSE | Frequent Flyer Program | A loyalty program run by an airline that rewards repeat customers with points or miles that can be redeemed for free flights, upgrades, and other perks. |
| Loyalty Program | Worldwide | FNA, FNC | FALSE | Free Night Award | A certificate, often given as a credit card perk or loyalty program benefit, that can be redeemed for a free night's stay at a participating hotel, usually with some restrictions on eligible properties. |
| Loyalty Program | United States | HH | FALSE | Hilton Honors | The loyalty program of Hilton, a hotel company with brands that include Waldorf Astoria, Conrad, and more with over 7,500 hotels operating worldwide. |
| Loyalty Program | Worldwide | IHG | FALSE | InterContinental Hotels Group | Now known as IHG Hotels & Resorts, a hotel company based in the UK whose brands include Holiday Inn, InterContinental, Crowne Plaza, and Kimpton with over 7,000 hotels operating worldwide. |
| Loyalty Program | Worldwide | MB | FALSE | Marriott Bonvoy | Marriott International's loyalty program that lets members earn and redeem points for free stays, upgrades, and experiences across its family of hotel brands. |
| Loyalty Program | Worldwide | RC | FALSE | Ritz-Carlton | A luxury hotel and resort brand known for high-end accommodations. |
| Loyalty Program | Worldwide | SPG | FALSE | Starwood Preferred Guest | A now defunct hotel loyalty program that was acquired and integrated into the Marriott International portfolio. |
| Loyalty Program | Worldwide | WoH | FALSE | World of Hyatt | Hyatt Hotels' loyalty program that rewards members with points for stays, redeemable for free nights, suite upgrades, and other benefits across Hyatt properties. |
| Loyalty Program | Worldwide | TRUE | Dynamic Pricing | A pricing model where the cost of a flight, hotel room, or points redemption changes based on factors like demand, timing, and availability, rather than staying fixed. | |
| Miscellaneous | Worldwide | AYOR | FALSE | At Your Own Risk | Taking such advice has its drawbacks, the decision and repercussions are on you. |
| Miscellaneous | Worldwide | DP | FALSE | Data Point | People will usually post 'DP' when posting some information to the community that others may find useful/helpful. |
| Miscellaneous | Worldwide | DYOR | FALSE | Do Your Own Research | A common phrase popularized by cryptocurrency enthusiasts. It is commonly used throughout the internet due to how fast and easily misinformation can spread. |
| Miscellaneous | Canada | FF | FALSE | Frugal Flyer | A prominent Canadian blog about miles, points, credit card rewards, and travel. |
| Miscellaneous | Canada | GCR | FALSE | GreatCanadianRebates | A popular cashback rebate website. |
| Miscellaneous | Worldwide | HUCA | FALSE | Hang Up and Call Again | Giving up on a phone call with a representative of a banking institution and calling back in. The hope being that you may have better luck with a different representative. |
| Miscellaneous | Worldwide | OP | FALSE | Original Post/Poster | The person (who created) or post (that was created) for the initial thread/discussion on reddit. |
| Miscellaneous | Worldwide | OTA | FALSE | Online Travel Agency | A website or app, like Expedia or Booking.com, that lets travelers search, compare, and book flights, hotels, and other travel services from multiple providers in one place. |
| Miscellaneous | Worldwide | P2, P3, P4, etc | FALSE | Player Two | A common phrase used by churning communities to refer to their significant other, family member, or less commonly a friend who they partner with for churning. Churning with a P2 allows for better strategy with referral bonuses and cost-sharing. |
| Miscellaneous | Worldwide | PO | FALSE | Post Office | A government-run or government-affiliated postal service responsible for collecting, processing, and delivering mail and parcels. |
| Miscellaneous | Canada | PoT | FALSE | Prince of Travel | A prominent Canadian points blog. |
| Miscellaneous | Worldwide | T&C | FALSE | Terms & Conditions | A legal contract you abide yourself to while signing up for a particular service. |
| Miscellaneous | United States | TPG | FALSE | The Points Guy | A prominent miles and points website in the United States. |
| Miscellaneous | Worldwide | TR | FALSE | Trip Report | A detailed, often first-hand account shared by a traveler describing their experience on a flight, at a hotel, or during a trip, typically including photos, reviews, and tips. |
| Miscellaneous | Worldwide | WM | FALSE | WalMart | A major American retail corporation known for its discount stores and low everyday prices. |
| Miscellaneous | Worldwide | YMMV | FALSE | Your Mileage May Vary | A saying meaning "I had these results, but you may not actually have the same outcome as I did". |
| Miscellaneous | Worldwide | TRUE | Walked | When a hotel, due to overbooking, relocates a guest with a confirmed reservation to a different hotel, usually at no extra cost and often with added compensation. | |
| Miscellaneous | Worldwide | TRUE | Incognito | Opening a new browser window in "private mode". This allows you to hit a website without any cookies, and thus possibly be targeted for better offers. | |
| Miscellaneous | Worldwide | TRUE | Mileage Run | Taking a flight for the sole purpose of accumulating frequent-flyer miles or status. | |
| Miscellaneous | Worldwide | TRUE | Mattress Run | Staying at a hotel for the sole purpose of accumulating loyalty program points or status. |