American Express Blue Business Plus

The American Express Blue Business Plus credit card earns Membership Rewards and is available to sole proprietors and small business owners in the United States.

Earning Rewards

The American Express Blue Business Plus credit card earns Membership Rewards (MR) points for all purchases made on the card:

  • 2 Membership Rewards points for every $1 spent on all purchases, up to $50,000 per calendar year.
  • 1 Membership Rewards point for every $1 spent on all purchases after $50,000 in spend during a calendar year.

Redeeming Rewards

The best use for Membership Rewards is to transfer them to a variety of airline and hotel partners for your next redemption:

  • Transferrable at 1:1 ratio: Aeroplan, Alitalia, Aer Lingus, ANA, Avianca LifeMiles, British Airways, Cathay Pacific Asia Miles, Delta Air Lines, Emirates, Etihad Airways, KLM Flying Blue, Hawaiian Airlines, Iberia, Qantas, Singapore Airlines, Virgin Atlantic, Choice Privileges, and Marriott Bonvoy
  • Transferrable at 1:0.8 ratio: JetBlue
  • Transferrable at 1:1.6 ratio: AeroMexico
  • Transferrable at 1:2 ratio: Hilton Honors

You can also redeem Membership Rewards for statement credit however this is not often a great way to get the most value out of your points.

Insurance Coverage

The American Express Blue Business Plus credit card offers three types of insurance coverage: car rental loss/damage insurance, extended warranty, and purchase protection.

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