American Express US Business Gold

The American Express US Business Gold card earns Membership Rewards and gives cardholders the opportunity to earn 4x Membership Rewards on the two top spending categories each billing period.

Rewards Rates

The American Express US Business Gold credit card earns Membership Rewards (MR) points for all purchases made on the card:

  • 4 Membership Rewards points for every dollar spent on purchases in the top two categories per billing period. Categories include:
    • Airfare purchased directly from airlines
    • Online, TV, and radio advertising purchases
    • Computer hardware, software, and cloud systems purchased from select technology providers
    • Gas stations
    • Restaurants (including takeout and delivery)
    • Shipping
  • 1 Membership Rewards point for every dollar spent on all other purchases.

The card will earn 4 Membership Rewards points per dollar spent in the top two categories per billing period, up to $150,000 per calendar year.

Redeeming Membership Rewards

The best use for Membership Rewards is to transfer them to a variety of airline and hotel partners for your next redemption:

  • Transferrable at 1:1 ratio: Aeroplan, Alitalia, Aer Lingus, ANA, Avianca LifeMiles, British Airways, Cathay Pacific Asia Miles, Delta Air Lines, Emirates, Etihad Airways, KLM Flying Blue, Hawaiian Airlines, Iberia, Qantas, Singapore Airlines, Virgin Atlantic, Choice Privileges, and Marriott Bonvoy
  • Transferrable at 1:0.8 ratio: JetBlue
  • Transferrable at 1:1.6 ratio: AeroMexico
  • Transferrable at 1:2 ratio: Hilton Honors

Click to learn everything you need to know about the American Express Membership Rewards program.

Insurance Coverage

The American Express US Business Gold credit card offers five types of insurance coverage:

  • Rental car loss and damage insurance
  • Baggage insurance,
  • Trip delay insurance
  • Extended warranty coverage
  • Purchase protection

Other US Membership Rewards Cards You Might Consider

Credit Card Welcome Bonus Net Value
American Express US Business Platinum 120,000 Membership Rewards $2,045 Apply
American Express US Personal Gold 90,000 Membership Rewards $1,730 Apply
American Express US Personal Platinum 100,000 Membership Rewards $1,505 Apply
American Express US Green 45,000 Membership Rewards $840 Apply
American Express Blue Business Plus 15,000 Membership Rewards $330 Apply

Leave a Comment

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Disclaimer: these responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.