Offers
Welcome Offer
Eligible new applicants for the American Express Business Platinum Card can earn a welcome offer of 200,000 American Express Membership Rewards points:
- Earn 200,000 Membership Rewards upon spending $20,000 in the first 3 months
Earning American Express Membership Rewards
The American Express Business Platinum Card earns Membership Rewards points for all purchases made on the card:
- 5 Membership Rewards points for every dollar spent on flights and prepaid hotels booked through AmexTravel.com.
- 2 Membership Rewards points for every dollar spent on purchases totaling $5,000 USD (or more) or any purchases at retailers in the following categories:
- U.S. construction materials and hardware suppliers
- U.S. electronic goods retailers and software & cloud system providers
- U.S. shipping providers
- 1 Membership Rewards point for every dollar spent on all other eligible purchases.
Redeeming American Express Membership Rewards
The best and highest-value use for American Express Membership Rewards points is to transfer them to a variety of airline frequent flyer and hotel loyalty program partners for your next redemption:
- Transferrable at 1:1 ratio: Air Canada Aeroplan, Alitalia, Aer Lingus Avios, Air France KLM Flying Blue, ANA, Avianca LifeMiles, British Airways Avios, Cathay Pacific Asia Miles, Delta Air Lines, Emirates SkyWards, Etihad Airways, Hawaiian Airlines, Iberia Avios, Qantas, Qatar Airways Privilege Club, Singapore Airlines KrisFlyer, Virgin Atlantic Flying Club, Choice Privileges, and Marriott Bonvoy
- Transfers at a 1:0.8 ratio: JetBlue TrueBlue
- Transfers at a 1:2 ratio: Hilton Honors
- Transfers at a 1:1.6 ratio: Aeromexico Rewards
American Express regularly runs transfer bonuses to many of its airline and hotel partners; refer to the Miles & Points Transfer Tool for the latest bonuses.
American Express Membership Rewards can also be redeemed for travel booked through the Amex Travel Portal, statement credit, gift cards, and more.
Benefits
Annual $200 Airline Credit
Cardholders can select a US-based airline of their choice to receive up to an annual $200 USD airline fee statement credit. This credit can be used towards baggage fees, seat selection fees, pet fees, and any other incidental airline charges.
Semi-Annual $300 Fine Hotels & Resorts or Hotel Collection Credit
Cardholders can receive up to a semi-annual $300 USD statement credit toward a prepaid Fine Hotels and Resorts booking (minimum of a one-night stay) or a prepaid Hotel Collection booking (minimum of a two-night stay). Learn how you can get the most value from the Amex $300 hotel credit.
Annual $150 Dell Credit
Cardholders will receive up to an annual $150 USD statement credit when using their card to make an eligible purchase at Dell. Upon spending $5,000 at Dell in a calendar year, the cardholder will receive an additional $1,000 statement credit.
Quarterly $90 Indeed Credit
Cardholders can receive up to a quarterly $90 USD statement credit, totaling $360 per year, towards any purchases with Indeed.
Annual $250 Adobe Credit
Cardholders can also receive up to an annual $250 USD statement credit upon spending $600 or more on U.S. purchases made directly with Adobe.
Monthly $10 Wireless Services Credit
Cardholders receive up to a monthly $10 USD statement credit, totaling $120 per year, towards any wireless service charges, such as a cell phone plan.
Quarterly $50 Hilton Honors Credit
Cardholders can receive up to a quarterly $50 USD statement credit, totaling $200 per year, when making purchases at Hilton Honors properties. Benefit enrollment required.
35% Points Back on Pay with Points
American Express Business Platinum cardholders can earn 35% points back after using Pay with Points for flights booked through Amex Travel with their selected qualifying airline, up to 1,000,000 points back per calendar year.
American Express Global Lounge Collection
Cardholders have access to the Amex Global Lounge collection for themselves plus a guest. This membership captures over 1,400 airport lounges in over 140 countries.
Cardholders will also receive access to Centurion airport lounges for themselves, such as the Denver Centurion Lounge. Additional guests can enter but will be charged a rate of $50 for adults and $30 for children.
10 Complimentary Delta Sky Club Visits
Cardholders will receive 10 complimentary visits to Delta Sky Clubs when flying on an eligible Delta Air Lines flight.
Hotel Loyalty Program Status
Cardholders will receive Marriott Bonvoy Gold Elite status, Hilton Honors Gold status, and Leading Hotels of the World (LHW) Sterling Status as a benefit for holding the card. Marriott Bonvoy Gold Elite status isn’t very notable, but Hilton Honors Gold status offers the valuable Hilton Honors breakfast benefit.
Annual CLEAR Membership Credit
Cardholders will benefit from an annual up to $209 USD CLEAR statement credit, which can be used to sign up for or renew a CLEAR membership to speed up security times at the airport.
Global Entry or TSA PreCheck Credit
Cardholders are eligible to receive a statement credit towards a Global Entry or TSA PreCheck membership (initial application fee or renewal). Cardholders are eligible to receive up to a $120 USD statement credit towards Global Entry or up to an $85 USD statement credit towards TSA PreCheck. This credit will refresh every four years.
Insurance Coverage
The American Express Business Platinum Card offers seven types of insurance coverage:
- Trip delay insurance
- Trip cancellation and interruption insurance
- Car rental loss and damage insurance
- Baggage insurance plan
- Cell phone protection
- Extended warranty
- Purchase protection
Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Other American Express US Cards
| Credit Card | ||
|---|---|---|
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100,000 Membership Rewards points Estimated value: $2,000 |
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60,000 Membership Rewards points Estimated value: $1,200 |
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80,000 Membership Rewards points Estimated value: $1,600 |
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40,000 Membership Rewards points Estimated value: $800 |
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15,000 Membership Rewards points Estimated value: $300 |
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