American Express Gold Card (US)

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The American Express Gold Card earns 4x Membership Rewards on restaurant & grocery purchases, in addition to offering several useful statement credits.




Offers

Welcome Offer

Eligible new applicants for the American Express Gold Card can earn a welcome offer of 60,000 American Express Membership Rewards points:

  • Earn 60,000 Membership Rewards upon spending $6,000 in the first 6 months

Earning American Express Membership Rewards

The American Express Gold Card earns Membership Rewards points for all purchases made on the card:

  • 4 Membership Rewards points for every dollar spent on restaurants worldwide (up to $50,000 USD in restaurant purchases per calendar year) and groceries at U.S. supermarkets (up to $25,000 USD in grocery purchases per calendar year).
  • 3 Membership Rewards points for every dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • 2 Membership Rewards points for every dollar spent on prepaid hotels and other eligible travel purchases booked through AmexTravel.com.
  • 1 Membership Rewards point for every dollar spent on all other purchases.

Redeeming American Express Membership Rewards

The best and highest-value use for American Express Membership Rewards points is to transfer them to a variety of airline frequent flyer and hotel loyalty program partners for your next redemption:

  • Transferrable at 1:1 ratio: Air Canada Aeroplan, Alitalia, Aer Lingus Avios, Air France KLM Flying Blue, ANA, Avianca LifeMiles, British Airways Avios, Cathay Pacific Asia Miles, Delta Air Lines, Emirates SkyWards, Etihad Airways, Hawaiian Airlines, Iberia Avios, Qantas, Qatar Airways Privilege Club, Singapore Airlines KrisFlyer, Virgin Atlantic Flying Club, Choice Privileges, and Marriott Bonvoy
  • Transfers at a 1:0.8 ratio: JetBlue TrueBlue
  • Transfers at a 1:2 ratio: Hilton Honors
  • Transfers at a 1:1.6 ratio: Aeromexico Rewards

American Express regularly runs transfer bonuses to many of its airline and hotel partners; refer to the Miles & Points Transfer Tool for the latest bonuses.

American Express Membership Rewards can also be redeemed for travel booked through the Amex Travel Portal, statement credit, gift cards, and more.

Benefits

Monthly $10 Uber Cash

American Express Gold cardholders will receive up to $10 USD in Uber Cash monthly, up to a total of $120 per calendar year. These credits can be redeemed towards any Uber or Uber Eats orders.

To receive this benefit, you must have downloaded the latest version of the Uber App, and your eligible American Express Gold Card must be a method of payment on your Uber account. The Amex Benefit may only be used in the United States.

Monthly $10 Dining Credit

Cardholders can also receive up to a $10 USD monthly restaurant statement credit, up to a total of $120 per calendar year. This monthly dining credit will be applied when the card is used at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, or Five Guys.

Monthly $7 Dunkin’ Credit

When using their American Express Gold card (US) at Dunkin’, cardholders will receive up to a $7 USD monthly statement credit.

Semi-Annual $50 Resy Credit

Cardholders who enroll in the Resy credit benefit will receive up to a $50 USD statement credit semi-annually when using their Gold card to dine at U.S. Resy restaurants or make other eligible Resy purchases.

Insurance Coverage

The American Express Gold Card offers four types of insurance coverage:

  • Baggage insurance plan
  • Car rental loss and damage insurance
  • Purchase protection
  • Extended warranty

Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

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