Offers
Welcome Bonus
Eligible new applicants for the Tangerine® Rewards World Elite®* Mastercard®* can receive a welcome bonus of up to 40,000 Scene+ Points* and a first year value of up to $600:
- Earn 30,000 Scene+ points upon spending $3,000 in the first 3 months ($300 value)*
- Earn 10,000 Scene+ points upon spending $30,000 in the first year ($100 value)*
- Receive 4 complimentary lounge passes annually ($200 value)
*Conditions apply.
Earning Scene+ Points
The Tangerine® Rewards World Elite®* Mastercard®* earns Scene+ points for all eligible purchases made on the card:
- 1.5 Scene+ Points per dollar spent in three accelerator categories chosen by the cardholder. Accelerator categories can be switched every 90 days.
- Accelerator categories include: grocery, restaurants, gas, public transportation and parking, entertainment, furniture, home improvement, hotel-motel, drug store, recurring bill payments, e-games, fitness and sports clubs, and foreign currency spend.
- 1 Scene+ Point per dollar spent on everything else.
Redeeming Scene+ Points
Scene+ Points can be redeemed for maximum value when applied against any travel purchase made on your card at the rate of 1 cent per point. Eligible travel purchases cover a wide range of categories, including hotel accommodations, flight bookings, and rental cars.
Scene+ Points can also be redeemed for shopping and dining purchases at participating retailers (including grocery and liquor purchases), entertainment purchases, movie tickets, a statement credit, and more. Some of these options present decent value, but you should never redeem Scene+ Points for any value less than 1 cent per point.
Benefits
4 Airport Lounge Passes
Tangerine® Rewards World Elite®* Mastercard®* cardholders are eligible to receive a complimentary membership to the Mastercard Travel Pass program, which offers access to airport lounges within the Dragonpass lounge program, in addition to four annual complimentary airport lounge passes.
Fees & Eligibility
| Personal Income | $80,000 |
| Household Income | $150,000 |
| Annual Fee | $120 |
| Foreign Exchange Fee | 2.50% |
| Purchase Rate | 20.95% |
| Cash Advance Rate | 22.95% |
| Balance Transfer Rate | 22.95% |
Insurance Coverage
The Tangerine® Rewards World Elite®* Mastercard®* offers the following insurance coverages:
- Trip Cancellation, Trip Interruption, Flight Delay and Baggage Delay/Loss Insurance
- Hotel/Motel Burglary Insurance
- Travel Emergency Medical Insurance for clients under 65
- Car Rental Collision Coverage
- Purchase Assurance and Extended Warranty
- Mobile Device Insurance
- Event Ticket Protection
Refer to the certificate of insurance for additional details, including terms and conditions for eligibility.
Other Tangerine Credit Cards
| Credit Card | ||
|---|---|---|
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$100 cash back and $125 FlyerFunds Estimated value: $225 Ends Sep 30, 2026 |
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$100 cash back and $125 FlyerFunds Estimated value: $225 Ends Sep 30, 2026 |
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Legal
*See Card Provider’s website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.


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