Offers
Welcome Bonus
Eligible new applicants for the Tangerine Money-Back Mastercard can receive a welcome bonus of up to $100 cash:
- Earn 10% back on up to $1,000 in everyday purchases made within your first 2 months ($100 value)
FlyerFunds Rebate
Plus, if you apply for the Tangerine Money-Back Mastercard through Frugal Flyer and are approved, you can receive an additional $160 paid directly to you.
Earning Cash Back
The Tangerine Money-Back Mastercard earns cash back for all purchases made on the card:
- 2% cash back on all purchases in up to two categories of your choice (or three categories when you have your cash back rewards deposited to a Tangerine savings account).
- 0.5% cash back on all other purchases.
Cardholders are able to select the categories in which they will receive the elevated 2% cash back. These categories include grocery, furniture, restaurants, hotel/motel, gas, recurring bill payments, drug store, home improvement, entertainment, public transport/parking, e-games, fitness and sports clubs, and foreign currency spend.
Cardholders are able to adjust their elevated 2% cash back categories whenever desired, however, it will take one billing cycle for the change to take effect.
Redeeming Cash Back
Money-back rewards that are earned on the Tangerine Money-Back Mastercard are paid monthly.
The cash back will be issued either as a statement credit on the credit card account or as a deposit to a Tangerine savings account, depending on the cardholder’s preference.
Fees & Eligibility
| Personal Income | $12,000 |
| Household Income | $12,000 |
| Annual Fee | $0 |
| Foreign Exchange Fee | 2.50% |
| Purchase Rate | 20.95% |
| Cash Advance Rate | 22.95% |
| Balance Transfer Rate | 22.95% |
Insurance Coverage
The Tangerine Money-Back Mastercard offers two types of insurance coverage:
- Purchase assurance: Coverage for accidental physical damage or theft for 90 days from the date of purchase
- Extended warranty insurance: Extend the manufacturer’s original warranty up to one additional year
Refer to the Tangerine Money-Back Credit Card insurance certificate for additional details, including terms and conditions for eligibility.
Other Cash Back Cards
| Credit Card | ||
|---|---|---|
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$335 cash back and $125 FlyerFunds Estimated value: $460 Ends Jan 31, 2026 |
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$350 cash back Estimated value: $350 |
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$200 cash back and $100 FlyerFunds Estimated value: $300 Ends Apr 30, 2026 |
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$120 cash back and $160 FlyerFunds Estimated value: $280 Ends Jan 30, 2026 |
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$250 cash back Estimated value: $250 |
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Disclaimer: these responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.