Offers
Welcome Bonus
Eligible new applicants for the TD Cash Back Visa Infinite* Card can receive a welcome bonus of up to $350 cash:
- Earn 10% cash back on eligible grocery, gas & electric vehicle charging, public transit, recurring bill payments, and streaming, digital gaming & media purchases for the first 3 months up to a total spend of $3,500
- Get an annual fee rebate for the first year†
To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder while the offer is in effect.
Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated.
Earning Cash Back
The TD Cash Back Visa Infinite* Card earns cash back for all purchases made on the card:
- 3% cash back on eligible grocery, gas & electric vehicle charging, and public transit purchases†.
- 3% cash back on eligible recurring bill payments, and streaming, digital gaming & media purchases†.
- 1% cash back on all other purchases.
Redeeming Cash Back
Cash back that is earned on the TD Cash Back Visa Infinite* Card can be redeemed at any point during the year.
Cardholders must have accrued a minimum of $25 in cash back to redeem. Cash back dollars never expire.
Benefits
Deluxe TD Auto Club Membership
TD Cash Back Visa Infinite* cardholders are eligible to obtain a complimentary Deluxe TD Auto Club membership, which provides 24/7 road services in case of an emergency.
Fees & Eligibility
| Personal Income | $60,000 |
| Household Income | $100,000 |
| Annual Fee | $139 |
| Foreign Exchange Fee | 2.50% |
| Purchase Rate | 21.99% |
| Cash Advance Rate | 22.99% |
| Balance Transfer Rate | 22.99% |
Insurance Coverage
The TD Cash Back Visa Infinite* Card offers several types of insurance coverage:
- Travel medical insurance: $2,000,000 for an insured person under 65 for the first 10 consecutive days of out-of-province travel; 4 days if over age 65
- Delayed and lost baggage insurance: $1,000 overall coverage per insured person for essential purchases when baggage is delayed for 6 hours or more
- Rental car collision and loss damage coverage: Comprehensive coverage for cars up to $65,000 MSRP
- Purchase security: Coverage for accidental physical damage or theft for 90 days from the date of purchase
- Extended warranty protection: Extend the manufacturer’s original warranty up to one additional year
- Mobile device insurance: $1,000 coverage for theft, loss, accidental damage, or mechanical breakdown for eligible mobile device
Review the TD Cash Back Visa Infinite* Card insurance certificate for terms and conditions surrounding the insurance coverage on this card.
Other Cash Back Cards
| Credit Card | ||
|---|---|---|
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$480 cash back and $125 FlyerFunds Estimated value: $605 Ends Oct 31, 2026 |
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$350 cash back Estimated value: $350 |
|
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$200 cash back Estimated value: $200 |
|
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$200 cash back and $100 FlyerFunds Estimated value: $300 Ends Apr 30, 2026 |
|
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$150 cash back Estimated value: $150 Ends Jun 30, 2026 |
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Legal
†Terms and conditions apply.
The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.
This offer is not available for residents of Quebec.
Disclaimer: these responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.