Offers
Welcome Bonus
Eligible new applicants for the BMO CashBack® Business Mastercard®* can receive a welcome bonus of up to $150 cash:
- Earn 10% cash back on purchases up to $1,500 spend (applicable at office supply stores, cell phone/internet bills, and gasoline; up to $150 in cashback) in your first 3 months
FlyerFunds Rebate
Plus, if you apply for the BMO CashBack® Business Mastercard®* through Frugal Flyer and are approved, you can receive an additional $75 paid directly to you.
Earning Cash Back
The BMO CashBack® Business Mastercard®* earns cash back for all purchases made on the card:
- 1.5% cash back on all purchases at gas stations, office supply stores, and recurring cell phone and internet bill payments.
- 0.75% cash back on all other purchases made on this card.
Redeeming Cash Back
BMO CashBack® Business Mastercard®* cardholders can redeem their earned cash back as long as the cash back earned balance is greater than $1, or you can set up automatic recurring redemptions which will trigger at the end of the billing cycle if the balance is over $25. Cashback deposits take 2-5 business days following the request or billing cycle.
The cash back balance can be redeemed in one of three ways:
- Used as a statement credit on your monthly bill
- Deposited into a BMO chequing or savings account
- Deposited into your InvestorLine account
Benefits
Instacart+ & Monthly $5 Credit
Cardholders who enroll their BMO CashBack® Business Mastercard®* can enjoy three months of Instacart+ and a $5 monthly Instacart credit.
Fees & Eligibility
| Personal Income | $0 |
| Household Income | $0 |
| Annual Fee | $0 |
| Foreign Exchange Fee | 2.50% |
| Purchase Rate | 20.99% |
| Cash Advance Rate | 23.99% |
| Balance Transfer Rate | 23.99% |
Insurance Coverage
The BMO CashBack® Business Mastercard®* offers two types of insurance coverage:
- Purchase security: Coverage for accidental physical damage or theft for 90 days from the date of purchase
- Extended warranty insurance: Extend the manufacturer’s original warranty up to one additional year
Review the BMO CashBack Business Mastercard insurance certificate for terms and conditions surrounding the insurance coverage on this card.
Other BMO Business Cards
| Credit Card | ||
|---|---|---|
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150,000 BMO Rewards points and $150 FlyerFunds Estimated value: $1,155 Ends Jun 2, 2027 |
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150,000 Blue Points and $150 FlyerFunds Estimated value: $1,155 Ends Nov 30, 2027 |
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$900 cash back and $150 FlyerFunds Estimated value: $1,050 Ends Dec 14, 2027 |
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30,000 Blue Points and $75 FlyerFunds Estimated value: $276 Ends Jun 2, 2027 |
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25,000 BMO Rewards points and $75 FlyerFunds Estimated value: $243 Ends Jun 2, 2027 |
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Legal
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*Terms and conditions apply.
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