Offers
Welcome Bonus
Eligible new applicants for the BMO Blue Rewards Business Mastercard®* can receive a welcome bonus of up to 30,000 Blue Points*:
- Get 30,000 Bonus Points when you spend $3,000 on net card purchases within the first 110 days of account opening.*
Earning Blue Points
The BMO Blue Rewards Business Mastercard®* earns Blue Points for all purchases made on the card:
- 10 Blue Points for every $1 spent when you book flights, car rentals, hotels, and more through Blue Rewards Travel, powered by Expedia*
- 10 Blue Points for every $1 spent at participating Blue Rewards Partners*
- 2 Blue Points for every $1 spent on gas and electric vehicle charging*
- 1 Blue Point for every $1 spent on everything else*
Redeeming Blue Points
Blue Points can be redeemed for travel purchases booked through the Blue Rewards travel portal, merchandise, eGift cards, and in-store purchases.
When redeeming Blue Points in-store or towards eGift cards, the redemption rate is 1,500 Blue Points = $10 CAD, which is the maximum value you can expect to receive from Blue Points.
Benefits
Instacart+ & Monthly $5 Credit
Cardholders who enroll their BMO Blue Rewards Business Mastercard®* can enjoy three months of Instacart+ and a $5 monthly Instacart credit.*
Rental Car Discounts
Cardholders can save up to 35% on rental cars with Avis and Budget locations worldwide when you prepay at the time of booking.*
Fees & Eligibility
| Personal Income | $0 |
| Household Income | $0 |
| Annual Fee | $0 |
| Foreign Exchange Fee | 2.50% |
| Purchase Rate | 20.99% |
| Cash Advance Rate | 23.99% |
| Balance Transfer Rate | 23.99% |
Insurance Coverage
The BMO Blue Rewards Business Mastercard®* offers two types of insurance coverage:
- Extended warranty and purchase protection*
Refer to the BMO Blue Rewards Business Mastercard®* insurance certificate for additional details, including terms and conditions for eligibility.
Other BMO Business Cards
| Credit Card | ||
|---|---|---|
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150,000 BMO Rewards points Estimated value: $1,005 Ends Jun 2, 2027 |
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150,000 Blue Points Estimated value: $1,005 Ends Nov 30, 2027 |
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25,000 BMO Rewards points Estimated value: $168 Ends Jun 2, 2027 |
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$150 cash back Estimated value: $150 Ends Nov 30, 2026 |
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Legal
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*Terms and conditions apply.




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