Offers
Welcome Bonus
Eligible new applicants for the BMO Blue Rewards World Elite®* Business Mastercard®* can receive a welcome bonus of up to 150,000 Blue Points*:
- Earn 50,000 Blue Points when you spend $10,000 on net card purchases within the first 110 days of account opening.*
- Earn an additional 50,000 Blue Points when you spend $20,000 on net card purchases within the first 180 days of account opening.*
- Earn a further 50,000 Blue Points when you spend $30,000 on net card purchases within the first 365 days of account opening.*
- Plus, get the annual fee waived in the first year.*
FlyerFunds Rebate
Plus, if you apply for the BMO Blue Rewards World Elite®* Business Mastercard®* through Frugal Flyer and are approved, you can receive an additional $150 paid directly to you.
Earning Blue Points
The BMO Blue Rewards World Elite®* Business Mastercard®* earns Blue Points for all purchases made on the card:
- 12.5 Blue Points for every $1 spent when you book flights, car rentals, hotels, and more through Blue Rewards Travel, powered by Expedia*
- 12.5 Blue Points for every $1 spent at participating Blue Rewards Partners*
- 2.5 Blue Points for every $1 spent on gas and electric vehicle (EV) charging*
- 1.25 Blue Points for every $1 spent on everything else*
Redeeming Blue Points
Blue Points can be redeemed for travel purchases booked through the Blue Rewards travel portal, merchandise, eGift cards, and in-store purchases.
When redeeming Blue Points in-store or towards eGift cards, the redemption rate is 1,500 Blue Points = $10 CAD, which is the maximum value you can expect to receive from Blue Points.
Benefits
4 Airport Lounge Passes
BMO Blue Rewards World Elite®* Business Mastercard®* cardholders are eligible to receive a complimentary membership to Mastercard Travel Pass (powered by the Dragonpass lounge program), in addition to four complimentary airport lounge passes per calendar year.*
The DragonPass airport lounge program includes over 1,300 lounges worldwide, making it easy for the cardholder and their guests to find a lounge before their next flight.
Instacart+ & Monthly $10 Credit
Cardholders who enroll their BMO Blue Rewards World Elite®* Business Mastercard®* can enjoy six months of Instacart+ and a $10 monthly Instacart credit.*
Five Free Maple Virtual Care Visits
BMO Blue Rewards World Elite®* Business Mastercard®* cardholders receive an annual allotment of five free Maple Virtual Care Visits. Maple virtual care visits allow the cardholder to meet with a licensed Canadian doctor or nurse practitioner in minutes and 24/7 for same-day care, prescription renewal, or help managing an ongoing condition.
Rental Car Discounts
Cardholders can save up to 35% on rental cars with Avis and Budget locations worldwide when you prepay at the time of booking.*
Fees & Eligibility
| Personal Income | $80,000 |
| Household Income | $150,000 |
| Annual Fee | $175 |
| Foreign Exchange Fee | 2.50% |
| Purchase Rate | 20.99% |
| Cash Advance Rate | 23.99% |
| Balance Transfer Rate | 23.99% |
Insurance Coverage
The BMO Blue Rewards World Elite®* Business Mastercard®* offers several types of insurance coverage:
- Out-of-province or country emergency medical insurance: up to $5 million per insured person, per trip – up to 15 consecutive days.*
- Trip cancellation/Trip interruption insurance*
- Flight delay insurance*
- Baggage insurance and hotel burglary insurance*
- Rental car collision and loss damage insurance*
- Extended warranty and purchase protection*
- Complimentary Roadside Assistance Program*; Including battery boosts, flat-tire change, lockout service, and towing.*
Refer to the BMO Blue Rewards World Elite®* Business Mastercard®* insurance certificate for additional details, including terms and conditions for eligibility.
Other BMO Business Cards
| Credit Card | ||
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150,000 BMO Rewards points and $150 FlyerFunds Estimated value: $1,155 Ends Jun 2, 2027 |
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$900 cash back and $150 FlyerFunds Estimated value: $1,050 Ends Dec 14, 2027 |
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30,000 Blue Points and $75 FlyerFunds Estimated value: $276 Ends Jun 2, 2027 |
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25,000 BMO Rewards points and $75 FlyerFunds Estimated value: $243 Ends Jun 2, 2027 |
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$150 cash back and $75 FlyerFunds Estimated value: $225 Ends Nov 30, 2026 |
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Legal
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*Terms and conditions apply.





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