Vancity enviro Visa Infinite Card

The Vancity enviro™ Visa Infinite* card earns Vancity Rewards and offers cardholders a variety of benefits including strong earning rates, Visa Airport Companion membership with access to over 1,200 airline lounges worldwide, and elevated platinum status at Sandman hotels.

The Vancity enviro Visa Infinite is only available to residents of British Columbia.

Rewards Rates

The Vancity enviro Visa Infinite card earns Vancity Rewards points for all eligible purchases made on the card:

  • 10 Vancity Rewards points for every $1 spent at select local businesses.
  • 5 Vancity Rewards points for every $1 spent on public transit and ferries.
  • 2.5 Vancity Rewards points for every $1 spent on groceries.
  • 1.25 Vancity Rewards points for every $1 spent on all other purchases.
  • 2x the points when booking travel through Vancity Rewards.

Redeeming Vancity Rewards

The best use for Vancity Rewards is … all of them. Vancity Rewards have a consistent redemption value of $1 for every 100 points redeemed (1 cent per point).

You can redeem your Vancity Rewards points for:

  • Cash back Add funds to your Vancity account, pay down your Vancity card account balance, or make a loan payment.
  • Travel: book flights, hotels, car rentals, vacation packages, and more with your reward points.
  • Gift cards: treat yourself or someone else special when you redeem your Vancity Rewards points for a gift card from over 60 options.
  • Charitable donations: Support what matters to you. Redeem your points to make a donation to a select charity and Vancity will send you a tax receipt.

Click to learn everything you need to know about the Vancity Rewards program.

Benefits

Vancity enviro Visa Infinite cardholders get access to more than 1,200 participating airport lounges worldwide with a complimentary membership to Visa Airport Companion program (managed by Dragonpass)

Cardholders also can enjoy room upgrades, free WiFi and breakfast, late checkout and more at over 900 hotel properties around the world as part of the Visa Infinite Luxury Hotel Collection

Further Visa Infinite membership benefits include access to dining and wine events, a concierge service, sports and entertainment offers, and a discounted Crave Premium annual subscription for $164.90 plus tax (regular $220 per year).1

Finally, enjoy elevated platinum status at over 60 Sandman hotels, where you’ll enjoy room upgrades, dining discounts and other benefits.

Insurance Coverage

The Vancity enviro Visa Infinite credit card offers nine types of insurance coverage:

  • Auto rental collision/loss damage insurance§
  • Common carrier travel accident insurance§
  • Delayed and lost baggage insurance§
  • Flight delay insurance§
  • Emergency travel assistance services§
  • Extended warranty insurance§
  • Price protection service§
  • Purchase security insurance§
  • Mobile device insurance§

Refer to the Vancity credit card insurance coverage page for additional details, including terms and conditions for eligibility.

Other Vancity Rewards Cards You Might Consider

Credit Card Welcome Bonus Net Value
Vancity enviro Visa Classic Card 0 Vancity Rewards $0 Apply

Legal

enviro™ is a trademark of Vancouver City Savings Credit Union. 

* Trademark of Visa Int., used under license. 

^ Terms and conditions apply – for full details click the {Apply now / View Product} button.

† Terms & conditions apply. For full details and eligibility requirements visit vancity.com/bank/credit-cards/enviro-infinite/

‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.

◊ You will earn more points per $1 on eligible purchases made with an enviro Visa Infinite card. Eligibility is based on the merchant code as classified in the Visa credit card network. Purchases made at merchants classified as (i) Grocery Stores; Freezer and Locker Meat Provisioners; Candy Stores; Dairy Product Stores; Bakeries; and Misc. Food Stores – Convenience Stores and Specialty Markets are “groceries”; (ii) Local/Suburban Commuter Passenger Transportation – Railroads; and Transportation Services Not Elsewhere Classified are “public transit and ferries”. Some merchants may sell these products/services or are separate merchants who are located on the premises of these merchants, but are classified by the Visa credit card network in another manner, in which case the accelerated earn rate will not apply.

1 You must be an eligible Canadian issued Visa Infinite or Visa Infinite Business cardholder to take advantage of Visa’s Crave offer. To redeem the offer, eligible cardholders must retrieve their unique promo code on the visainfinite.ca website, enter it at crave.ca/redeem, and complete the purchase of a Crave Premium annual subscription with their eligible Visa card. The promo code is valid for one-time use, is non-transferable, and entitles you to purchase a Crave Premium annual subscription for $164.90 plus applicable taxes. Codes are only valid when redeemed through crave.ca/redeem, for new and reactivating Crave subscribers and cannot be combined with any other offer. A Crave Premium annual subscription provides you with 12 months of consecutive access to Crave (excluding any add-ons). At the end of your annual subscription period, your Crave subscription will automatically renew to a new annual period (except in Quebec where automatic renewal is to a monthly period) and your credit card will be charged the then-current Crave subscription fees unless you cancel or change your subscription prior to your renewal date. You can cancel or change your subscription at any time at crave.ca. There are no refunds on paid subscription fees. Prices subject to change. This offer ends May 30, 2025 at 11:59PM ET and the promo code must be redeemed by no later than May 31, 2025 at 11:59PM ET. Visa reserves the right to modify or cancel this offer at any time and without notice. The Crave service is provided by Bell Media Inc., and neither Visa nor the Issuer is responsible for any claims or damages arising from the use of the Crave service. This offer and use of the Crave service is subject to the terms and conditions set out here as well as the Crave Terms and Conditions and Privacy Policy (available at crave.ca) which may be amended from time to time. Crave is a trademark of Bell Media Inc. and used under license.

§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC. ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.

Enviro Visa Infinite cardholders have access to participating lounges through the Visa Airport Companion Program (“Program”), hosted and managed by DragonPass International Ltd. Cardholders must enroll for this benefit using a valid enviro Visa Infinite card. The value of a Visa Airport Companion membership (managed by DragonPass International Ltd.) is based on the value of purchasing a DragonPass membership ($68 USD) converted into CAD at an exchanged rate of 1.32. This estimated value is merely an estimate for illustrative purposes only. Actual value of a Visa Airport Companion membership may vary. Upon enrollment, all visits for enviro Visa Infinite cardholders are subject to a fee per person per visit. Cardholders who participate in the Program are subject to the DragonPass Terms of Use, Terms of Service and Privacy Policy and Visa’s Privacy Notice. To view the full Terms and Conditions for the Program and more details on how to enroll, please visit visaairportcompanion.ca. The Program services and benefits are provided by DragonPass and applicable third party offer providers and neither Visa nor Vancity is responsible for any claims or damages arising from participation in the Program.​

Annual interest rate: 19.50% Δ

Δ You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.

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