Offers
Welcome Bonus
New RBC clients who open the RBC Day to Day Banking Account can get no monthly fee for a year plus $150. To qualify:
- Open the RBC Day to Day Banking account by December 8, 2026, and enjoy no monthly fee for a year
- Enrol your new Day to Day Banking account into the Value Program at the same time you open the account
- Set up and complete two of the following qualifying criteria by February 16, 2027, and you could get $150(*)!
- Your payroll or pension as a direct deposit
- Two pre-authorized monthly payments
- Two bill payments to a service provider
(*) Other terms and conditions apply.
FlyerFunds Rebate
Plus, if you apply for the RBC Day to Day Banking Account through Frugal Flyer and are approved, you can receive an additional $75 paid directly to you.
Account Features
The Day to Day banking account requires no minimum balance, and offers 12 debit transactions a month PLUS unlimited e-Transfers, self-serve transfers, Public Transit, and Virtual Visa Debit transactions.
Plus, pay no fee for U.S and International Money transfers.
Fees
Any excess transactions past the 12 debit transactions per month will incur a cost of $1.25 per transaction.
ATM withdrawals will incur a cost of $3.00 in Canada and the United States per withdrawal and a cost of $5.00 internationally per withdrawal.
Monthly Fees
After the first year, the RBC Day to Day Banking account has a monthly fee of $4.00 which can be waived with the Value Program Rebate. The monthly fee is also waived for Indigenous People, Seniors and RDSP Beneficiaries.