Offers
Welcome Bonus
Customers who open a new Tangerine No-Fee Daily Chequing account can earn up to $250:
- Earn $2501: Set up payroll direct deposits within 60 days of the date that the Tangerine No-Fee Daily Chequing Account is opened:
- Payroll direct deposits must total a minimum of $200 on a monthly basis
- The first eligible payroll direct deposit must occur within 60 days and must continue for at least two consecutive months
FlyerFunds Rebate
Plus, if you apply for the Tangerine No-Fee Daily Chequing Account through Frugal Flyer and are approved, you can receive an additional $50 paid directly to you.
Account Features
The Tangerine No-Fee Daily Chequing account offers unlimited debit and unlimited Interac e-Transfer transactions.
Account holders can access free ATM withdrawals at all Scotiabank and Tangerine ATMs in Canada.
Upon setting up a Tangerine No-Fee Daily Chequing account, the account holder will receive 50 cheques via mail for free.
Fees
Monthly Fees
The Tangerine No-Fee Daily Chequing account has no monthly fees.
Other Fees
The Tangerine No-Fee Daily Chequing account does charge fees for several other transactions:
- Additional cheque books: $50 each
- Stop payment: 1 free per year, $12.50 each thereafter
- Canadian drafts: $10
- Non-sufficient funds charge: $45
- Other ABM withdrawals in Canada: $1.50
- Other ABM worldwide (not part of Global ATM Alliance): $3
- Foreign currency transactions: 2.5% charge added to the exchange rate
Awards
As part of Frugal Flyer’s 2026 Best Bank Account Awards, we selected the Tangerine No-Fee Daily Chequing Account as the Best Bank Account with No Monthly Fees.

Legal
1 The Tangerine New Client Payroll Offer (the “Offer”) is available to new Clients who(se) Client Number was created between May 1, 2024 and October 31, 2025.
To earn a cash Bonus of $250 (“Bonus”) an eligible Client must: (a) open a Tangerine Chequing Account as the Primary Account Holder within 60 days of the date their Client Number was created; and (b) set up eligible payroll direct deposits within 60 days of the date their Chequing Account was opened. The Bonus will be paid to the new Client’s Tangerine Chequing Account provided that: (i) the full amount of their payroll direct deposits is deposited; (ii) payroll direct deposits total a minimum of $200 on a monthly basis; (iii) the first eligible payroll direct deposit is received in their Account within 60 days of successfully opening the Chequing Account; and (iv) their subsequent eligible payroll direct deposits continue for at least 2 consecutive months. The Bonus will be paid to the Client’s Tangerine Chequing Account in the subsequent month following the satisfaction of the Offer conditions. Limit of one Bonus per Primary Account Holder.
By accepting this Offer, you agree to the terms and conditions of this Offer. Offer may be changed, extended or cancelled without notice. Full Offer Terms and Conditions, including definitions of any capitalized terms, are available here.