Earning Cash Back
The Home Trust Preferred Visa card accrues cash back for all purchases made on the card:
- 1% cash back on all eligible purchases.
Redeeming Cash Back
Cash back earned on the Home Trust Preferred Visa card accrues throughout the year and is paid annually for the previous year on the January credit card statement as a statement credit.
Benefits
The Home Trust Preferred Visa card offers no foreign transaction fees on any purchases made in another currency, whether those purchases are made in person or online.
This results in a savings of 2.5% on every transaction compared to a credit card that doesn’t offer this benefit. If this is what you are looking for in a credit card, consider viewing our list of the best credit cards with no foreign transaction fees in Canada.
Insurance Coverage
The Home Trust Preferred Visa credit card provides cardholders with one type of insurance coverage:
- Purchase security
Disclaimer: these responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.