Earning Cash Back
The Rogers Red World Elite® Mastercard® earns cash back for all eligible purchases made on the card:
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2% unlimited cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service with Rogers, Fido, Shaw, or Comwave^
- Otherwise, earn 1.5% unlimited cash back on eligible non-U.S. dollar purchases^
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3% unlimited cash back on all eligible purchases made in U.S. dollars^
Redeeming Cash Back
Cash back can be redeemed once the balance has reached a minimum redemption amount of $10 CAD.
Rogers, Fido, Shaw, and Comwave postpaid consumer customers can earn 2% cash back on all eligible purchases and get a 1.5x redemption bonus on Rogers, Fido, Shaw, and Comwave purchases – a 3% cash back value.
Benefits
Five Roam Like Home Days
Cardholders will receive up to five “Roam Like Home” days every year for eligible Rogers mobile plans (up to $90 value). These can be used when traveling outside of Canada to access your mobile plan at no additional cost, where Roam Like Home is available.
Fees & Eligibility
| Personal Income | $80,000 |
| Household Income | $150,000 |
| Annual Fee | $0 |
| Foreign Exchange Fee | 2.50% |
| Purchase Rate | 20.99% |
| Cash Advance Rate | 22.99% |
| Balance Transfer Rate | 22.99% |
If you are not approved for an Account at the above rates and you reside outside Quebec, Rogers Bank may still issue you an Account at alternate interest rates, as follows: Rate for Purchases and Fees: 25.99% Rate for Cash Advances, Cash-like Transactions and Balance Transfers: 27.99%.
Insurance Coverage
The Rogers Red World Elite Mastercard offers several types of insurance coverage:
- Emergency medical insurance: Coverage for the first 10 days of any out-of-province trips for travelers under the age of 65 or the first three days for those aged 65 to 75
- Rental car collision and loss damage coverage: Comprehensive coverage for cars up to $65,000 MSRP
- Trip interruption & trip delay coverage: $1,000 per covered person per trip, up to an overall $5,000 maximum per trip
- Trip cancellation insurance: $1,000 per covered person per trip, up to an overall $5,000 maximum per trip
- Purchase protection: Coverage for accidental physical damage or theft for 90 days from the date of purchase
- Extended warranty: Extend the manufacturer’s original warranty up to one additional year
Refer to the Rogers Red World Elite Mastercard insurance certificate for additional details, including terms and conditions for eligibility.
Card Awards
As part of Frugal Flyer’s 2025 Best Credit Card Awards, we selected the Rogers Red World Elite® Mastercard® as the Best Cash Back Credit Card (No Annual Fee).
Other Cash Back Cards
| Credit Card | ||
|---|---|---|
 |
$335 cash back and $125 FlyerFunds Estimated value: $460 Ends Jan 31, 2026 |
|
 |
$350 cash back Estimated value: $350 |
|
 |
$200 cash back and $100 FlyerFunds Estimated value: $300 Ends Apr 30, 2026 |
|
 |
$120 cash back and $160 FlyerFunds Estimated value: $280 Ends Jan 30, 2026 |
|
 |
$100 cash back and $160 FlyerFunds Estimated value: $260 Ends Jan 30, 2026 |
|
Legal
^ Terms and conditions apply.
Rogers Bank is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information and applicable terms and conditions, visit Rogersbank.com.
®/TM Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated. Used under License.
TM Rogers and Mobius Design, Rogers Bank and related marks, logos and brand names are trademarks of Rogers Communications Inc., or an affiliate, used under license. © 2025 Rogers Bank. Rogers Bank is the issuer of this credit card.
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