Simplii Financial Cash Back Visa Card

Interested in this credit card? Earn $60 in FlyerFunds by applying through Frugal Flyer.

The Simplii Financial Cash Back Visa card earns 4% cash back on purchases at restaurants, bars, and coffee shops on up to $5,000 in spending per calendar year.

Check out our Simplii Financial Cash Back card review for more details.

Offers

Welcome Bonus

Eligible new applicants for the Simplii Financial Cash Back Visa Card can receive a welcome bonus of up to $80 cash:

  • Earn up to 8% cash back† for your first 3 months on up to $1,000 in eligible spend

FlyerFunds Rebate

Plus, if you apply for the Simplii Financial Cash Back Visa Card through Frugal Flyer and are approved, you can receive an additional $60 paid directly to you.

Earning Cash Back

The Simplii Cash Back Visa credit card earns cash back for all purchases made on the card:

  • 4% cash back on all purchases made at restaurants, bars, and coffee shops (up to $5,000 spent per calendar year).†
  • 1.5% cash back on all purchases made at grocery stores, gas stations, drug stores, and on pre-authorized purchases (up to $15,000 spent per calendar year).†
  • 0.5% cash back on all other purchases (with no limit on spending per calendar year).†

Redeeming Cash Back

Cash back earned on the Simplii Financial Cash Back Visa card is automatically redeemed on the last day of the cardholder’s December statement. The cash back will be applied as a credit on the next statement.

Fees & Eligibility

Personal Income $15,000
Household Income $15,000
Annual Fee $0
Foreign Exchange Fee 2.50%
Purchase Rate 20.99%
Cash Advance Rate 22.99%
Balance Transfer Rate 22.99%

Insurance Coverage

The Simplii Financial Cash Back Visa card offers two types of insurance coverage:

  • Purchase security: Coverage for accidental physical damage or theft for 90 days from the date of purchase
  • Extended protection: Extend the manufacturer’s original warranty up to one additional year

Refer to the Simplii Financial Cash Back Visa card certificate of insurance for additional details, including terms and conditions for eligibility.

Other Cash Back Credit Cards With No Annual Fees

Credit Card Welcome Bonus
Apply Now Tangerine World Mastercard Tangerine World Mastercard
100 cash back and $125 FlyerFunds
Estimated value: $225
 Ends Aug 31, 2025
Apply Now
Apply Now BMO CashBack Mastercard BMO CashBack Mastercard
125 cash back and $50 FlyerFunds
Estimated value: $175
 Ends Jan 31, 2026
Apply Now
Apply Now Tangerine Money-Back Credit Card Tangerine Money-Back Credit Card
100 cash back and $75 FlyerFunds
Estimated value: $175
 Ends Aug 31, 2025
Apply Now
Apply Now Rogers Red Mastercard Rogers Red Mastercard
60 cash back and $50 FlyerFunds
Estimated value: $110
Apply Now
Apply Now American Express SimplyCash Card American Express SimplyCash Card
100 cash back
Estimated value: $100
Apply Now

† Terms and conditions apply. Click here for complete details. This offer is not available for residents of Quebec.

“Purchase” means any Transaction other than a Cash Advance, Balance Transfer or Convenience Cheque. “Cash” means a Cash Advance, Balance Transfer and Convenience Cheque. Interest rates may change from time to time.

Leave a Comment


This site uses Akismet to reduce spam. Learn how your comment data is processed.

Disclaimer: these responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

2 comments on “Simplii Financial Cash Back Visa Card

  1. the simplii visa cash back says $60 in FlyerFunds and $100 cash back but can’t get any info on the $100. Does it mean upon approval, a total of $160 will be sent out to the applicant?

    Reply
    • Hi Jeff,

      As of today (December 16, 2024), Frugal Flyer is offering $60 cash back to eligible approved applicants for the Simplii Financial Cash Back Visa card. This rebate amount will be paid directly by Frugal Flyer to your PayPal email address once we receive confirmation of your approval from Simplii.

      The $100 cash back is the welcome bonus on the card which is earned through their offer of “Earn up to 10% cash back† for your first 3 months on up to $1,000 in eligible spend”. This means you would need to spend $1,000 on your new card to earn the $100 cash back welcome bonus.

      Reply