Offers
Welcome Bonus
Eligible new applicants for the American Express SimplyCash Card can receive a welcome bonus of up to $100 cash:
- Earn a bonus 5% cash back on all purchases (up to $2,000 in purchases) in the first 3 months (up to $100 in bonus cash back)
Earning Cash Back
The American Express SimplyCash card earns cash back for all purchases made on the card:
- 2% cash back on all eligible gas station purchases in Canada.
- 2% cash back on all eligible grocery purchases in Canada (up to a maximum of $300 in cash back per year).
- 1.25% cash back on all other purchases, regardless of category.
Redeeming Cash Back
Cash back rewards earned on the American Express SimplyCash Preferred card are awarded once per year automatically, on the September billing statement.
Fees & Eligibility
| Personal Income | $0 |
| Household Income | $0 |
| Annual Fee | $0.00 |
| Foreign Exchange Fee | 2.50% |
| Purchase Rate | 21.99% |
| Cash Advance Rate | 21.99% |
Insurance Coverage
The American Express SimplyCash credit card offers three types of insurance coverage:
- Travel accident insurance: $100,000 of accidental death and dismemberment coverage
- Purchase protection plan: $1,000 coverage for accidental physical damage or theft for 90 days from the date of purchase
- Buyer’s assurance protection plan: Extend the manufacturer’s original warranty up to one additional year
Refer to the American Express SimplyCash card insurance certificate for additional details, including terms and conditions for eligibility.
Top Cash Back Credit Cards
| Credit Card | ||
|---|---|---|
 |
335 cash back and $125 FlyerFunds Estimated value: $460 Ends Jan 31, 2026 |
|
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350 cash back Estimated value: $350 |
|
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200 cash back and $100 FlyerFunds Estimated value: $300 Ends Oct 31, 2025 |
|
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250 cash back Estimated value: $250 |
|
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240 cash back Estimated value: $240 Ends Aug 26, 2025 |
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Legal
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.
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