The American Express SimplyCash card earns 2% cash back on gas and grocery purchases, and 1.25% cash back on all other purchases.
Rewards Rates
The American Express SimplyCash card earns cash back for all purchases made on the card:
- 2% cash back on all eligible gas station purchases in Canada.
- 2% cash back on all eligible grocery purchases in Canada (up to a maximum of $300 in cash back per year).
- 1.25% cash back on all other purchases, regardless of category.
Redeeming Cash Back
Cash back rewards earned on the American Express SimplyCash Preferred card are awarded once per year automatically, on the September billing statement.
Insurance Coverage
The American Express SimplyCash credit card offers three types of insurance coverage:
- Travel accident insurance: $100,000 of accidental death and dismemberment coverage
- Purchase protection plan: $1,000 coverage for accidental physical damage or theft for 90 days from the date of purchase
- Buyer’s assurance protection plan: Extend the manufacturer’s original warranty up to one additional year
Refer to the American Express SimplyCash card insurance certificate for additional details, including terms and conditions for eligibility.
Other Cash Back Credit Cards With No Annual Fees
Credit Card | ||
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Estimated value: $225 Ends Aug 31, 2025 |
100 cash back and $125 FlyerFunds
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Estimated value: $175 Ends Jun 1, 2025 |
125 cash back and $50 FlyerFunds
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Estimated value: $175 Ends Aug 31, 2025 |
100 cash back and $75 FlyerFunds
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Estimated value: $140 |
80 cash back and $60 FlyerFunds
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Estimated value: $110 |
60 cash back and $50 FlyerFunds
Legal
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