American Express Hilton Honors Aspire

The American Express Hilton Honors Aspire card earns Hilton Honors points and offers cardholders an annual $400 Hilton Resort credit, a $200 airline fee credit, instant Hilton Diamond Elite status, an annual free night, and more.

Rewards Rates

The American Express Hilton Honors Aspire card accrues Hilton Honor points for all purchases made on the card:

  • 14 Hilton Honors points for every dollar spent on purchases at hotels and resorts within the Hilton portfolio.
  • 7 Hilton Honors points for every dollar spent on purchases related to travel, such as flights and car rentals.
  • 7 Hilton Honors points for every dollar spent on dining and restaurants within the United States.
  • 3 Hilton Honors points for every dollar spent on all other purchases.

With a 14x earnings multiplier on every dollar spent at Hilton properties, this card is an absolute juggernaut when it comes to earning Hilton Honors bonus points.

Redeeming Hilton Honors Points

Hilton Honors points can be redeemed to stay at over 7,000 Hilton properties, including luxury brands such as the Waldorf Astoria and the Conrad. The nightly point cost varies based on the hotel or resort, capping at around 120,000 points per night for the most luxurious properties.

Click to learn everything you need to know about the Hilton Honors program.


Every anniversary year, American Express Hilton Honors Aspire cardholders are entitled to up to $400 USD in statement credits for eligible purchases made directly with participating Hilton Resorts (available as 2 x $200 USD statement credits during the year). This can include room rates, dining, parking, and any other costs that can be charged to your room. A list of the 273 qualifying Hilton resorts can be found here.

Cardholders are also entitled to a quarterly $50 USD airline credit, up to $200 USD per calendar year.

If you book a minimum of a two-night stay at a participating Waldorf Astoria or Conrad property through and charge the full cost to your card, you will receive up to $100 in on-property credits during your stay.

As a cardholder, you will instantly receive Hilton Honors Diamond elite status, which is the highest status within the Hilton program. This status will persist for as long as you hold the Aspire card. This means that you will receive free breakfast for two, lounge access, and room upgrades where possible when staying at a Hilton portfolio property.

Upon approval, you will receive a Hilton Free Night Certificate Award which can be used at almost any Hilton property. You will receive another free night award every year on your card member anniversary date. The free night award certificate will be deposited to your Hilton Honors account and can take 8-12 weeks to appear.

If you are a big spender, you will earn an additional Hilton Honors free night certificate after you spend $30,000 USD on your card in a calendar year, and a second free night certificate upon spending $60,000 USD in a calendar year. Click to learn more about the best Hilton hotels to redeem these free night awards.

Insurance Coverage

The American Express Hilton Honors Aspire credit card offers two types of insurance coverage:

  • Rental car loss and damage insurance
  • Baggage insurance

Other Hilton Honors Cards You Might Consider

Credit Card Welcome Bonus Net Value
American Express Hilton Honors Business 130,000 Hilton Honors $685 Apply
American Express Hilton Honors Surpass 130,000 Hilton Honors $630 Apply
American Express Hilton Honors 80,000 Hilton Honors $480 Apply

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