American Express Hilton Honors Surpass

The American Express Hilton Honors Surpass card earns Hilton Honors points and offers cardholders benefits such as instant Hilton Gold elite status and ten complimentary airport lounge passes per year.

Rewards Rates

The American Express Hilton Honors Surpass card accrues Hilton Honor points for all purchases made on the card:

  • 12 Hilton Honors points for every dollar spent on purchases at hotels and resorts within the Hilton portfolio.
  • 6 Hilton Honors points for every dollar spent on restaurants, gas station purchases, and grocery purchases within the United States.
  • 3 Hilton Honors points for every dollar spent on all other purchases.

Redeeming Hilton Honors Points

Hilton Honors points can be redeemed to stay at over 7,000 Hilton properties, including luxury brands such as the Waldorf Astoria and the Conrad. The nightly point cost varies based on the hotel or resort, capping out at around 120,000 points per night for the most luxurious properties.

Click to learn everything you need to know about the Hilton Honors program.


As a cardholder, you will instantly receive Hilton Honors Gold Elite status. This status will persist for as long as you hold the Surpass card. This means that you will receive free breakfast for two, which is the biggest perk of gold status. If the cardholder spends $40,000 in a calendar year, Diamond Elite status will be granted through the end of the following calendar year.

Hilton Honors Surpass cardholders can receive a free weekend night reward (worth up to 95,000 Hilton Honors points) after spending $15,000 on the card in a calendar year. This certificate will be deposited in your Hilton Honors account and can be redeemed by calling in.

Surpass cardholders can enroll in Priority Pass Select membership and receive ten complimentary airport lounge visits per year. These visits can be used by the cardholder and their guests.

Insurance Coverage

The Amex Hilton Honors Surpass credit card offers one type of insurance coverage:

  • Rental car loss and damage insurance

Other Hilton Honors Cards You Might Consider

Credit Card Welcome Bonus Net Value
American Express Hilton Honors Business 130,000 Hilton Honors $685 Apply
American Express Hilton Honors 80,000 Hilton Honors $480 Apply
American Express Hilton Honors Aspire 150,000 Hilton Honors $450 Apply

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