The American Express Hilton Honors Surpass card (US) earns Hilton Honors points and offers cardholders benefits such as instant Hilton Gold elite status, a quarterly $50 Hilton credit, and ten complimentary airport lounge passes per year.
Rewards Rates
The American Express Hilton Honors Surpass card accrues Hilton Honor points for all purchases made on the card:
- 12 Hilton Honors points for every dollar spent on purchases at hotels and resorts within the Hilton portfolio.
- 6 Hilton Honors points for every dollar spent on restaurants, gas station purchases, and grocery purchases within the United States.
- 4 Hilton Honors points for every dollar spent on U.S. online retail purchases.
- 3 Hilton Honors points for every dollar spent on all other purchases.
Redeeming Hilton Honors Points
Hilton Honors points can be redeemed to stay at over 7,000 Hilton properties, including luxury brands such as the Waldorf Astoria and the Conrad. The nightly point cost varies based on the hotel or resort, capping out at around 120,000 points per night for the most luxurious properties.
Click to learn everything you need to know about the Hilton Honors program.
Benefits
As a cardholder, you will instantly receive Hilton Honors Gold Elite status. This status will persist for as long as you hold the Surpass card. This means that you will receive a free breakfast for two, which is the biggest perk of gold status. If the cardholder spends $40,000 in a calendar year, Hilton Honors Diamond Elite status will be granted through the end of the following calendar year.
Cardholders will also receive a quarterly $50 USD Hilton credit to be used at any Hilton properties, up to $200 USD per calendar year.
Hilton Honors Surpass cardholders can receive a Hilton Honors Free Night Certificate after spending $15,000 on the card in a calendar year. This certificate will be deposited in your Hilton Honors account and can be redeemed by calling in. Click to learn more about the best Hilton hotels to redeem these free night awards.
Insurance Coverage
The American Express Hilton Honors Surpass credit card offers one type of insurance coverage:
- Rental car loss and damage insurance
Other Hilton Honors Cards (US) You Might Consider
| Credit Card | Welcome Bonus | Net Value | ||
|---|---|---|---|---|
 |
American Express Hilton Honors Business Card (US) | 175,000 Hilton Honors | $855 | Apply |
 |
American Express Hilton Honors Card (US) | 80,000 Hilton Honors | $480 | Apply |
 |
American Express Hilton Honors Aspire Card (US) | 150,000 Hilton Honors | $350 | Apply |
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