Chase Freedom Flex

The Chase Freedom Flex credit card earns Chase Ultimate Rewards points and is available to individuals in the United States.

Rewards Rates

The Chase Freedom Flex card accrues Chase Ultimate Rewards points for all purchases made on the card:

  • 5 Ultimate Rewards points for every dollar spent on the specified bonus category per quarter (up to $1,500 USD in spend).
  • 5 Ultimate Rewards points for every dollar spent on travel purchased through the Chase Ultimate Rewards travel portal.
  • 3 Ultimate Rewards points for every dollar spent on restaurants (including eligible delivery services, take out, and dining out) and at drugstores.
  • 1 Ultimate Rewards point for every dollar spent on all other purchases.

Redeeming Chase Ultimate Rewards

Chase Ultimate Rewards points can be redeemed as cashback, through gift cards, through Travel booked via Chase, or transferred to airline and hotel partners. In order to get the best value out of your Ultimate Rewards points, it is recommended that you transfer them to a partner airline for a future flight redemption.

Ultimate Rewards points transfer 1:1 to the following airline travel partners: Aer Lingus, Aeroplan, British Airways, Emirates, Flying Blue, Iberia, JetBlue, Singapore Airlines, Southwest Airlines, United, and Virgin Atlantic.

Ultimate Rewards points transfer 1:1 to the following hotel travel partners: IHG Rewards Club, Marriott Bonvoy, and World of Hyatt.

We recommend holding onto your Chase Ultimate Rewards points until you have a flight redemption in mind and then transferring to the airline partner of your choice.

Insurance Coverage

The Chase Freedom Flex credit card offers six types of insurance coverage:

  • Trip cancellation insurance
  • Trip interruption insurance
  • Rental car collision damage waiver
  • Purchase protection
  • Cell phone protection
  • Extended warranty protection

Other Ultimate Rewards Cards You Might Consider

Credit Card Welcome Bonus Net Value
Chase Ink Business Preferred 100,000 Ultimate Rewards $1,605 Apply
Chase Sapphire Preferred 60,000 Ultimate Rewards $925 Apply
Chase Freedom Unlimited 20,000 Ultimate Rewards $340 Apply
Chase Sapphire Reserve 50,000 Ultimate Rewards $300 Apply

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