Citi Custom Cash

The Citi Custom Cash credit card earns ThankYou points and is available to individuals in the United States.

This card offers up to 5 ThankYou points per dollar spent on the highest eligible spend category during a billing period.

Earning Rewards

The Citi Custom Cash credit card earns ThankYou points for all purchases made on the card:

  • 5 ThankYou points for every $1 spent on your highest eligible spend category each billing cycle (up to $500 in spending, and 1 point per dollar spent thereafter).
  • 1 ThankYou point for every $1 spent on all other purchases.

The eligible spend categories mentioned above include restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, and live entertainment.

Redeeming Rewards

The best use for Citi ThankYou points is to transfer them to a variety of airline and hotel partners for your next travel redemption:

  • Transferrable at 1:1 ratio: AeroMexico Club, Air France KLM, Avianca LifeMiles, Cathay Pacific Asia Miles, Emirates Skywards, Etihad Guest, EVA Air Infinity, JetAirways, JetBlue, Malaysia Airlines, Qantas, Qatar Airways, Singapore Airlines, Thai Airways, Turkish Airlines, Virgin Atlantic, and Wyndham Rewards.
  • Transferrable at 1:2 ratio: Choice Privileges Hotels.

You can also redeem Citi ThankYou points for statement credit however this is not often a great way to get the most value out of your points.

Insurance Coverage

The Citi Custom Cash Mastercard does not offer any insurance coverage for cardholders.

Other ThankYou Points Cards You Might Consider

Credit Card Welcome Bonus Net Value
Citi Premier 60,000 ThankYou Points $1,105 Apply
Citi Rewards+ 20,000 ThankYou Points $400 Apply
Citi Double Cash 0 ThankYou Points $0 Apply

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