Citi Premier Mastercard

The Citi Premier Mastercard earns ThankYou points and is available to individuals in the United States.

This card earns 3 ThankYou Points per dollar spent on travel purchases and offers an annual $100 hotel credit for travel booked through Citi.

Rewards Rates

The Citi Premier Mastercard earns ThankYou points for all purchases made on the card:

  • 3 ThankYou points for every $1 spent on air travel and hotel purchases.
  • 3 ThankYou points for every $1 spent on purchases at restaurants, gas stations, and grocery stores.
  • 1 ThankYou point for every $1 spent on all other purchases.

Redeeming Citi ThankYou Points

The best use for Citi ThankYou points is to transfer them to a variety of airline and hotel partners for your next travel redemption:

  • Transferrable at 1:1 ratio: AeroMexico Club, Air France KLM, Avianca LifeMiles, Cathay Pacific Asia Miles, Emirates Skywards, Etihad Guest, EVA Air Infinity, JetAirways, JetBlue, Malaysia Airlines, Qantas, Qatar Airways, Singapore Airlines, Thai Airways, Turkish Airlines, Virgin Atlantic, and Wyndham Rewards.
  • Transferrable at 1:2 ratio: Choice Privileges Hotels.

You can also redeem Citi ThankYou points for statement credit however this is not often a great way to get the most value out of your points. Click to learn everything you need to know about the Citi ThankYou Rewards program.


Citi Premier cardholders are eligible to receive an annual $100 statement credit towards a single hotel stay (totaling $500 or more before taxes and fees) booked through This benefit is applicable once per calendar year.

Insurance Coverage

The Citi Premier Mastercard does not offer any insurance coverage for cardholders.

Other ThankYou Points Cards You Might Consider

Credit Card Welcome Bonus Net Value
Citi Custom Cash Mastercard 20,000 ThankYou Points $400 Apply
Citi Double Cash Mastercard 20,000 ThankYou Points $400 Apply
Citi Rewards+ Mastercard 20,000 ThankYou Points $400 Apply

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