The National Bank Platinum card earns À la carte rewards points on all purchases and is available to individuals in Canada.
Interested in applying for the National Bank Platinum card? Earn an additional $75 cash back through Frugal Flyer Rebates.
Earning Rewards
The National Bank Platinum credit card earns À la carte rewards points for all purchases made on the card:
- 1 À la carte rewards point for every dollar spent on all purchases.
Redeeming Rewards
À la carte rewards points can be redeemed via the rewards portal.
Points can be redeemed towards:
- Travel purchases that have been booked with the À la carte rewards travel agency. Points can be redeemed at a rate of 1 cent per point (10,000 points = $100).
- Travel purchases that have been booked on your own externally. Points can be redeemed at a rate of 0.833 cents per point (12,000 points = $100) and the value increases the more points you redeem (up to 0.909 cents per point for a $500 redemption).
- Statement credit. Points can be redeemed at a rate of 0.4 cents per point (25,000 points = $100).
- Contribute to a National Bank TFSA or RRSP. Points can be redeemed at a rate of 0.833 cents per point (12,000 points = $100).
- Gift cards and merchandise. Points can be redeemed at various rates for these redemptions.
The best value for your À la carte rewards points is to redeem them against travel purchases made through the À la carte rewards travel agency. A close second is to redeem them against travel you have booked on your own.
Insurance Coverage
The National Bank Platinum card offers nine types of insurance coverage:
- Trip cancellation insurance
- Trip interruption insurance
- Out-of-province medical and hospital coverage
- Flight delay coverage
- Delayed baggage insurance
- Theft or loss of baggage coverage
- Car rental insurance
- Purchase protection
- Extended warranty coverage
Refer to the National Bank Platinum card insurance certificate for additional details, including terms and conditions for eligibility.
Other A la Carte Rewards Cards You Might Consider
| Credit Card | Welcome Bonus | Net Value | ||
|---|---|---|---|---|
|
National Bank World Elite | 20,000 À la carte Rewards | $200 | Apply |
|
National Bank World | 0 À la carte Rewards | $0 | Apply |
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