National Bank Platinum

The National Bank Platinum card earns À la carte rewards points on all purchases and is available to individuals in Canada.

Interested in applying for the National Bank Platinum card? Earn an additional $75 cash back through Frugal Flyer Rebates.

Earning Rewards

The National Bank Platinum credit card earns À la carte rewards points for all purchases made on the card:

  • 1 À la carte rewards point for every dollar spent on all purchases.

Redeeming Rewards

À la carte rewards points can be redeemed via the rewards portal.

Points can be redeemed towards:

  • Travel purchases that have been booked with the À la carte rewards travel agency. Points can be redeemed at a rate of 1 cent per point (10,000 points = $100).
  • Travel purchases that have been booked on your own externally. Points can be redeemed at a rate of 0.833 cents per point (12,000 points = $100) and the value increases the more points you redeem (up to 0.909 cents per point for a $500 redemption).
  • Statement credit. Points can be redeemed at a rate of 0.4 cents per point (25,000 points = $100).
  • Contribute to a National Bank TFSA or RRSP. Points can be redeemed at a rate of 0.833 cents per point (12,000 points = $100).
  • Gift cards and merchandise. Points can be redeemed at various rates for these redemptions.

The best value for your À la carte rewards points is to redeem them against travel purchases made through the À la carte rewards travel agency. A close second is to redeem them against travel you have booked on your own.

Insurance Coverage

The National Bank Platinum card offers nine types of insurance coverage:

  • Trip cancellation insurance
  • Trip interruption insurance
  • Out-of-province medical and hospital coverage
  • Flight delay coverage
  • Delayed baggage insurance
  • Theft or loss of baggage coverage
  • Car rental insurance
  • Purchase protection
  • Extended warranty coverage

Refer to the National Bank Platinum card insurance certificate for additional details, including terms and conditions for eligibility.

Other A la Carte Rewards Cards You Might Consider

Credit Card Welcome Bonus Net Value
National Bank World Elite 20,000 À la carte Rewards $200 Apply
National Bank World 0 À la carte Rewards $0 Apply

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