National Bank World

The National Bank World card earns À la carte rewards points on all purchases and is available to individuals in Canada.

This card offers a free Boingo WiFi membership.

Interested in applying for the National Bank World card? Earn an additional $75 cash back through Frugal Flyer Rebates.

Earning Rewards

The National Bank World credit card earns À la carte rewards points for all purchases made on the card:

  • 1.25 À la carte rewards points for every dollar spent on the first $20,000 in purchases during a cardholder year.
  • 2 À la carte rewards points for every dollar spent in between $20,000 and $30,000 in net spend during a cardholder year.
  • 1.25 À la carte rewards points for every dollar spent on any purchases once the cardholder has spent $30,000 during a cardholder year.

This card earns À la carte rewards points based on the net spending on the card during the cardholder year. This card earns the most points per dollar spent on the $10,000 in spending between $20,000 and $30,000 total in net spend.

Redeeming Rewards

À la carte rewards points can be redeemed via their rewards portal.

Points can be redeemed towards:

  • Travel purchases that have been booked with the À la carte rewards travel agency. Points can be redeemed at a rate of 1 cent per point (10,000 points = $100).
  • Travel purchases that have been booked on your own externally. Points can be redeemed at a rate of 0.833 cents per point (12,000 points = $100) and the value increases the more points you redeem (up to 0.909 cents per point for a $500 redemption).
  • Statement credit. Points can be redeemed at a rate of 0.4 cents per point (25,000 points = $100).
  • Contribute to a National Bank TFSA or RRSP. Points can be redeemed at a rate of 0.833 cents per point (12,000 points = $100).
  • Gift cards and merchandise. Points can be redeemed at various rates for these redemptions.

The best value for your À la carte rewards points is to redeem them against travel purchases made through the À la carte rewards travel agency. A close second is to redeem them against travel you have booked on your own.

Benefits

National Bank World Mastercard cardholders are eligible to sign up for free Boingo WiFi at over one million hotspots worldwide. Through Boingo, you are also able to access free in-flight WiFi on WestJet flights.

Insurance Coverage

The National Bank World card offers nine types of insurance coverage:

  • Trip cancellation insurance
  • Trip interruption insurance
  • Out-of-province medical and hospital coverage
  • Flight delay coverage
  • Delayed baggage insurance
  • Theft or loss of baggage insurance
  • Rental car insurance
  • Purchase protection
  • Extended warranty coverage

Refer to the National Bank World card insurance certificate for additional details, including terms and conditions for eligibility.

Other A la Carte Rewards Cards You Might Consider

Credit Card Welcome Bonus Net Value
National Bank Platinum 20,000 À la carte Rewards $200 Apply
National Bank World Elite 20,000 À la carte Rewards $200 Apply

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