Offers
FlyerFunds Rebate
If you apply for the Neo Mastercard through Frugal Flyer and are approved, you can receive an additional $60 paid directly to you.
Earning Cash Back
The Neo Mastercard earns cash back for all purchases made on the card:
- 1% cash back for every dollar spent on all eligible gas and grocery purchases.
Cardholders are also eligible to earn additional cash back via Cashback offers available at over 10,000 Neo partners across Canada.
Redeeming Cash Back
Cash back earned on the Neo Mastercard is instantly deposited into a ‘Rewards Wallet’ which can then be redeemed towards a statement credit, transferred to your Neo Everyday account, or used for merchandise on the Neo Store.
Fees & Eligibility
| Personal Income | $0 |
| Household Income | $0 |
| Annual Fee | $0 |
| Foreign Exchange Fee | 2.50% |
| Purchase Rate | 19.99% - 29.99% |
| Cash Advance Rate | 22.99% - 31.99% |
| Balance Transfer Rate | 22.99% - 31.99% |
Other Cash Back Cards
| Credit Card | ||
|---|---|---|
 |
$335 cash back and $125 FlyerFunds Estimated value: $460 Ends Jan 31, 2026 |
|
 |
$350 cash back Estimated value: $350 |
|
 |
$200 cash back and $100 FlyerFunds Estimated value: $300 Ends Apr 30, 2026 |
|
 |
$120 cash back and $160 FlyerFunds Estimated value: $280 Ends Jan 30, 2026 |
|
 |
$100 cash back and $160 FlyerFunds Estimated value: $260 Ends Jan 30, 2026 |
|
Hi,
Are we ever going to get our rebate for signing up for this card? It’s been 2 months.
If not, please let me know so I can stop bothering your team.
I’m sure other people have the same question.
Yes you will, we are working on it. The issue is on Neo’s side which is why GCR is facing the same problem and having some issues with payout as well.
I’m trying to sign up, it says phone already belongs to a customer, this is my phone, I doubt anybody else used it.
Hello?
You best talk to Neo directly about that…