Neo Financial Credit Card

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The Neo Financial credit card earns cashback at local and national retail partners (up to 5%). This card is available to individuals in Canada.

Read our full review here.

Rewards Rates

Neo Financial cardholders can earn an average of 4% cash back at retailers across Canada. Cardholders are also eligible to receive up to 15% cash back on their first purchase at specific partners.

Log into the Neo Financial app to review all of the retailer partners, including their cash back earning rates.

Neo Cashback Guarantee: At the end of the month if the cash back earned on all purchases is less than 1%, Neo will supplement the cashback earned and top up the cardholder’s account to 1% cash back. As a result, the Neo Financial MasterCard has a base earning rate of 1% cash back on all purchases.

Redeeming Cash Back

Cash back rewards earned from the Neo Financial credit card can be redeemed instantly at any time. They will show as a statement credit on your Neo Financial card.

Other Cash Back Cards You Might Consider

Credit Card Welcome Bonus Net Value
American Express SimplyCash Preferred 400 Cash back $301 Apply
BMO CashBack World Elite 250 Cash back $250 Apply
Scotiabank Momentum Visa Infinite 200 Cash back $200 Apply
TD Cashback Visa Infinite 200 Cash back $200 Apply
BMO CashBack Business 150 Cash back $150 Apply

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Disclaimer: these responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

5 comments on “Neo Financial Credit Card”

  1. Hi,

    Are we ever going to get our rebate for signing up for this card? It’s been 2 months.

    If not, please let me know so I can stop bothering your team.

    I’m sure other people have the same question.

    Reply

    • Yes you will, we are working on it. The issue is on Neo’s side which is why GCR is facing the same problem and having some issues with payout as well.

      Reply

  2. I’m trying to sign up, it says phone already belongs to a customer, this is my phone, I doubt anybody else used it.

    Reply

Editorial Disclosure: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.