Interested in this credit card? Earn by applying through Frugal Flyer.
The Scotiabank Passport Visa Infinite card offers benefits such as no foreign transaction fees and six annual complimentary airport lounge access passes.
In 2025, we awarded this card as the Best Overall Travel Credit Card and Best Credit Card for Foreign Transactions.
Check out our Scotiabank Passport Visa Infinite card review for more details.
Offers
Welcome Bonus
Eligible new applicants for the Scotiabank Passport Visa Infinite Card can receive a welcome bonus of up to 45,000 Scene+ points:
- Earn 35,000 Scene+ points upon spending $2,000 in the first 3 months
- Earn 10,000 Scene+ points upon spending $40,000 in the first year
FlyerFunds Rebate
Plus, if you apply for the Scotiabank Passport Visa Infinite Card through Frugal Flyer and are approved, you can receive an additional $100 paid directly to you.
Earning Scene+ Points
The Scotiabank Passport Visa Infinite card earns Scene+ points for all purchases made on the card:
- Up to 4 Scene+ points for every dollar spent on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia.
- 3 Scene+ points for every dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
- 2 Scene+ points for every dollar spent on eligible grocery store, dining, entertainment, and daily transit purchases.
- 1 Scene+ point for every dollar spent on all other everyday eligible purchases.
Redeeming Scene+ Points
Scene+ points can be redeemed for maximum value when applied against any travel purchase made on your card at the rate of 1 cent per point. Eligible travel purchases cover a wide range of categories, including hotel accommodations, flight bookings, and rental cars.
Scene+ points can also be redeemed for shopping and dining purchases at participating retailers (including grocery and liquor purchases), entertainment purchases, movie tickets, a statement credit, and more. Some of these options present decent value, but you should never redeem Scene+ points for any value less than 1 cent per point.
Benefits
6 Airport Lounge Passes
Scotiabank Passport Visa Infinite cardholders are eligible to receive complimentary membership to the Dragonpass lounge program, in addition to six complimentary airport lounge passes. The DragonPass airport lounge program includes over 1,300 lounges worldwide, making it easy for the cardholder and their guests to find a lounge before their next flight.
No Foreign Transaction Fees
The Scotiabank Passport Visa Infinite card charges no foreign transaction fees when online shopping or traveling, saving you 2.5% on every transaction. Cardholders will only have to pay the exchange rate when completing foreign currency transactions.
This makes the Scotiabank Passport Visa Infinite a great card to use when abroad since saving on the 2.5% foreign exchange fees can add up quickly. This is also one of the few cards in Canada that offers no foreign transaction fee as a benefit.
Avis Preferred Plus Membership
Scotiabank Passport Visa Infinite cardholders are eligible to receive complimentary Avis Preferred Plus Membership in the Avis Preferred loyalty program. This status level provides the cardholder with a 5% to 25% discount on rentals in Canada and the United States, in addition to complimentary vehicle upgrades (whenever possible).
Fees & Eligibility
| Personal Income | $60,000 |
| Household Income | $100,000 |
| Annual Fee | $150 |
| Foreign Exchange Fee | 0.00% |
| Purchase Rate | 20.99% |
| Cash Advance Rate | 22.99% |
| Balance Transfer Rate | 22.99% |
Insurance Coverage
The Scotiabank Passport Visa Infinite credit card offers the following insurance coverages:
- Travel emergency medical insurance: $2,000,000 per person per trip (up to 25 days for cardholders aged 64 and under; up to 3 days for cardholders aged 65 and over)
- Trip cancellation insurance: $1,500 per person, up to $10,000 per trip
- Trip interruption insurance: $2,500 per person, up to $10,000 per trip
- Travel accident insurance: $500,000 of accidental death and dismemberment coverage
- Rental car collision and loss damage insurance: Comprehensive coverage for cars up to $65,000 MSRP
- Delayed and lost luggage insurance: $1,000 total coverage per trip
- Flight delay insurance: $500 coverage per person for reasonable purchases when delayed or missed connection for 4 hours or more
- Hotel burglary insurance: $1,000 total coverage for stolen items
- Purchase security: Coverage for accidental physical damage or theft for 90 days from the date of purchase (Maximum lifetime limit of $60,000)
- Extended warranty protection: Extend the manufacturer’s original warranty up to one additional year
Refer to the Scotiabank Passport Visa Infinite card certificate of insurance for additional details, including terms and conditions for eligibility.
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*See Card Provider’s website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information. Rates, fees and other information are effective as of July 2, 2025.
Disclaimer: these responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.