Scotiabank Platinum American Express Card

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The Scotiabank Platinum American Express card earns Scene+ Rewards points and offers cardholders benefits such as no foreign transaction fees and ten complimentary airport lounge access passes annually.

Rewards Rates

The Scotiabank Platinum American Express card accrues Scene+ Rewards points for all purchases made on the card:

  • Earn 2 Scene+ points for every dollar spent on all eligible purchases.

Redeeming Scene+ Rewards

Scene+ Rewards points can be redeemed for travel rewards or towards trip expenses, shopping purchases, statement credits, dining, entertainment, movie tickets, and more.

If you are looking to redeem points, the best value is to apply them against any travel purchase made on your card at the rate of 1 cent per point. This means that you would be able to redeem 10,000 Scene+ Rewards points for $100 in statement credit for trip costs, such as hotel accommodations, flight bookings, or rental cars.

Click to learn everything you need to know about the Scene+ Rewards program.


Annually, Scotiabank American Express Platinum cardholders will receive 10 complimentary airport lounge passes to access Priority Pass and Plaza Premium airport lounges. These complimentary lounge access passes can be used by both the cardholder and their guests. To utilize this benefit:

  • Priority Pass Lounges: Present your Priority Pass physical or digital membership card. Cardholders will need to sign up for Priority Pass here and enter the invitation code “Scotia1”.
  • Plaza Premium Lounges: Present your Scotiabank Platinum American Express card to gain access to the lounge.

The Scotiabank Platinum American Express card also offers no foreign transaction fees. This means that you will save 2.5% on all foreign currency transactions, including in foreign countries or online shopping purchases (when charged in a foreign currency). Ultimately, you will pay only the exchange rate when making these kinds of transactions. There are very few cards in Canada that offer this perk, and it is recommended to always have a card with no foreign currency fees when traveling.

As this card is part of the American Express network, cardholders are also eligible to access American Express offers. These offers can result in money saved at retailers, restaurants, travel, and more. In order to be eligible, cardholders will need to register for the offer they are interested in.

Insurance Coverage

The Scotiabank Platinum American Express credit card offers eleven types of comprehensive insurance coverage:

  • Emergency travel medical insurance
  • Trip cancellation insurance
  • Trip interruption insurance
  • Travel accident insurance
  • Car rental collision, loss, and damage coverage
  • Lost or stolen baggage coverage
  • Baggage and flight delay insurance
  • Hotel burglary insurance
  • Purchase security
  • Extended warranty protection
  • Mobile device insurance

Other Scene+ Rewards Cards You Might Consider

Credit Card Welcome Bonus Net Value
Scotiabank Passport Visa Infinite Card 40,000 Scene+ $400 Apply
Scotiabank Gold American Express Card 40,000 Scene+ $280 Apply
Scotiabank American Express Card 7,500 Scene+ $75 Apply
Scotiabank Scene Visa Card 7,500 Scene+ $75 Apply

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