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The Scotiabank American Express card earns 3x Scene+ points at Empire grocery stores, plus 2x Scene+ points on grocery, dining, entertainment, gas, daily transit, and select streaming purchases.
Rewards Rates
The Scotiabank American Express card earns Scene+ points for all purchases made on the card:
- Up to 4 Scene+ points for every dollar spent on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia.
- Earn 3 Scene+ points for every dollar spent at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
- Earn 2 Scene+ points for every dollar spent on grocery, dining, entertainment, gas, daily transit, and select streaming purchases.
- Earn 1 Scene+ point for every dollar spent on all other everyday purchases.
Redeeming Scene+ Points
Scene+ points can be redeemed for maximum value when applied against any travel purchase made on your card at the rate of 1 cent per point. Eligible travel purchases cover a wide range of categories, including hotel accommodations, flight bookings, and rental cars.
Scene+ points can also be redeemed for shopping and dining purchases at participating retailers (including grocery and liquor purchases), entertainment purchases, movie tickets, a statement credit, and more. Some of these options present decent value, but you should never redeem Scene+ points for any value less than 1 cent per point.
Benefits
American Express Offers
As this card is part of the American Express network, Scotiabank Gold American Express cardholders are also eligible to access American Express offers. These offers can result in money saved at retailers, restaurants, travel, and more. In order to be eligible, cardholders will need to register for the offer they are interested in. Cardholders can view the current available offers here.
Insurance Coverage
The Scotiabank American Express credit card offers three types of insurance coverage:
- Mobile device insurance: $500 coverage for theft, loss, or accidental damage to your mobile device
- Purchase security: Coverage for accidental physical damage or theft for 90 days from the date of purchase (Maximum lifetime limit of $60,000)
- Extended warranty protection: Extend the manufacturer’s original warranty up to one additional year
Refer to the Scotiabank American Express card certificate of insurance for additional details, including terms and conditions for eligibility.
Top Cards From Scotiabank
| Credit Card | ||
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80,000 Scene+ and $200 FlyerFunds Estimated value: $1,000 Ends Oct 31, 2025 |
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80,000 Scene+ Estimated value: $800 Ends Oct 31, 2025 |
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40,000 Scene+ and $150 FlyerFunds Estimated value: $550 Ends Jul 1, 2025 |
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40,000 Scene+ and $100 FlyerFunds Estimated value: $500 Ends Jul 1, 2025 |
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200 cash back and $100 FlyerFunds Estimated value: $300 Ends Oct 31, 2025 |
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*See Card Provider’s website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
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