Amex Offers: Earn Rewards & Cash Back

by | Published Jul 18, 2022 | Edited Jul 18, 2022


American Express is known as arguably the best credit card issuer in Canada when it comes to miles and points, as a result of their Membership Rewards program. The transferability of their points to hotel loyalty programs and frequent flyer programs, in addition to the outsized welcome bonuses, cannot be matched by other financial institutions.

The benefits don’t stop there though. American Express Offers, or Amex Offers, are a great way to earn additional cash back and Membership Rewards points for making purchases at specific retailers or service providers.

Let’s dive into the world of Amex Offers in Canada and the United States.

What are American Express Offers?

As part of improving their cardholder experience and continuing to provide value beyond the perks tied to the card, Amex Offers were introduced. These offers can provide cardholders with cash back or Membership Rewards points for fulfilling the terms. Typically, offers have a structure of “Spend $X to receive $Y” at various retailers. This means when you register your card for the offer and make a purchase greater than a set amount at a retailer, you will receive a statement credit or a set amount of money (per the terms of the offer).

Amex Offers will typically have a set amount of cardholders who can register, so it is always better to register early even if you are not 100% sure that you will be able to take advantage of the offer.

Examples of Previous Amex Offers

If you are curious as to some of the offers you can expect to see, I’ve taken a screenshot of my current registered offers on my American Express Business Platinum card:

american express amex offers canadian cash back offers

This is only a snapshot in time of some of the offers we have recently seen from Amex Offers. In years past, we have also seen offers such as:

  • Receive a $200 statement credit upon spending $200 at an eligible grocery store
  • Receive a $175 statement credit upon spending $175 at specific restaurants in North America
  • Stackable offers in which you received cash back for staying at a Marriott property in a specific province

Needless to say, with the right offers a significant amount of value can be extracted from the Amex Offers program.

Who Is Eligible for American Express Offers?

Any individual who holds an American Express branded credit card in Canada or the United States is eligible to access Amex Offers. This includes Scotiabank customers as they also offer American express branded cards within their Scene+ Rewards credit card lineup.

American Express Cardholders

Amex Offers were introduced to Canadian American Express cardholders in recent years and the program has seen some great offers albeit with a lower volume than the US version of the program. While Amex Canada has a lower volume of available offers, these offers will be your bread and butter since they are easily usable in Canada with minimal hoops to jump through.

A few of the Canadian American Express cards you can expect to receive Amex Offers on include (full list here):

Credit Card Welcome Bonus Net Value
American Express Business Platinum 120,000 Membership Rewards $2,141 Apply
American Express Business Gold 75,000 Membership Rewards $1,451 Apply
American Express Aeroplan Reserve 95,000 Aeroplan $1,396 Apply
American Express Aeroplan Business Reserve 90,000 Aeroplan $1,291 Apply
American Express Personal Platinum 90,000 Membership Rewards $1,281 Apply
American Express Aeroplan 60,000 Aeroplan $1,140 Apply
American Express Personal Gold 55,000 Membership Rewards $960 Apply
American Express Business Edge 45,000 Membership Rewards $891 Apply

American Express in the United States also has Amex Offers, and with a much greater volume as there are often 100+ offers available on a card. The terms and conditions need to be read much more carefully if you are a Canadian who is looking to take advantage of these offers; sometimes you might be able to take advantage of them in Canada (often via online purchases) while other times the purchase must be made in the United States.

A few of the US American Express cards you can expect to receive Amex Offers on include (full list here):

Credit Card Welcome Bonus Net Value
American Express US Business Platinum 120,000 Membership Rewards $2,045 Apply
American Express US Personal Platinum 100,000 Membership Rewards $1,505 Apply
American Express US Business Gold 70,000 Membership Rewards $1,245 Apply
American Express US Personal Gold 60,000 Membership Rewards $1,070 Apply
American Express US Marriott Bonvoy Business 125,000 Marriott Bonvoy $1,000 Apply
American Express US Green 45,000 Membership Rewards $840 Apply
American Express Hilton Honors Business 130,000 Hilton Honors $685 Apply
American Express Hilton Honors Surpass 130,000 Hilton Honors $685 Apply

If you haven’t yet been approved for your first US credit card or applied for your ITIN, we recommend starting now.

Scotiabank American Express Cardholders

If you hold a Scotiabank American Express credit card, you are also eligible to take advantage of Amex Offers (albeit with a different process to register, as we will touch on below). Scotiabank Amex cardholders have access to almost all of the same Amex Offers as American Express cardholders.

There are three Scotiabank American Express credit cards available in Canada:

Credit Card Welcome Bonus Net Value
Scotiabank Gold American Express 40,000 Scene+ $400 Apply
Scotiabank Platinum American Express 60,000 Scene+ $201 Apply
Scotiabank American Express 10,000 Scene+ $100 Apply

If you are looking to sign up for any of these credit cards, consider earning additional cash back with Frugal Flyer Rebates.

How to Register for Amex Offers

Depending on if you hold an American Express or Scotiabank American Express credit card, the process for registering from Amex Offers does differ.

Registering on American Express Cards

Registering for Amex Offers on an American Express card is very straightforward. Simply log into your American Express account, and click on the card for which you want to view offers. Scroll down, and you will see all Amex Offers that are currently available to register for.

amex offers current available offers

Once you register for an Amex Offer, it will then show up under the “Registered to Card” tab if you want to review the terms of the offer in the future. If the offer shows up under that tab, it means you have successfully registered and that the offer will be applied to your card when you make an eligible purchase.

This process is identical for those who hold US American Express cards.

Registering on Scotiabank American Express Cards

Scotiabank American Express cardholders are also eligible to enroll in Amex Offers, however, the process is a bit different. In order to register their card for an offer, the cardholder will need to visit the American Express Offer portal.

scotiabank amex offers portal

Upon visiting the portal, you will see all of the offers currently available to Scotiabank Amex cardholders. To enroll, simply click on “Register your Card” for the offer you are interested in and enter your first name, last name, and Scotiabank Amex card number in the pop-up box. Once you fill that information out and click “Register your Card”, you are eligible to make purchases to fulfill the terms of the offer.

As always, ensure you review the terms and conditions of the offer to ensure you fully understand any timelines and eligibility requirements before making any purchases related to the offer.

How to Use Amex Offers

Thankfully, using Amex Offers is very simple. Once you have registered the offer to your card, all you need to do is fulfill the terms of the offer which is typically making a purchase greater than a set amount at a retailer(s). Once you fulfill the terms of the offer, no further action is required on your end.

After completing the offer, you can expect to receive a statement credit on the card that you used. If you ever want to double-check the statement credits that you have received, you can scroll down when logged into a card on the American Express site and click on “Statement Credits”.

amex offers statement credits earned total

Many offers may mention that the statement credit will be applied to your card within 90 days, however, in practice, it usually takes a few business days for the statement credit to show up.

Conclusion

Amex Offers provide cardholders with a great opportunity to earn additional cash back and Membership Rewards points at many retailers and service providers. Since these offers don’t require any action outside of registering and making a purchase, they are a no-brainer to take advantage of as an American Express cardholder.

I recommend checking your Amex Offers once a week to see if anything new shows up or following the RedFlagDeals “Hot Deals” forum as any notable offers are often posted there.

Frequently Asked Questions

  1. How do Amex Offers work?

    American Express and Scotiabank American Express cardholders are eligible to enroll in Amex Offers, which are limited-time offers that award the cardholder with cash back or additional rewards upon making a purchase greater than a set dollar amount at a specific retailer.

  2. Are Amex Offers worth it?

    Absolutely they are worth it; who doesn’t want extra cash or rewards in their pocket. Oftentimes you may even find that there are offers for retailers or services you regularly use.

  3. How often do Amex Offers change?

    There is no set schedule as to when Amex Offers change. American Express will regularly add new offers so we recommend that you check your offers often.

  4. There is an Amex Offer that I am interested in but I am not sure if I will be able to use it. Should I register for it?

    Yes, always register for any offer that is remotely interesting to you. Some offers may have a limit of cardholders who can register, so it is recommended you check for new offers regularly and register as soon as possible so you don’t miss out on the offer.

  5. I heard that a new Amex Offer is available but I don’t see it on any of my cards. How can I get access to the offer?

    Unfortunately, not all cardholders gain access to all offers. There is no way to have specific offers added to your account. If you hold multiple American Express cards, it is recommended that you check all of your cards since different cards are eligible to receive different offers.

Hugh Campbell

Hugh Campbell

Senior Editor at Frugal Flyer
Hugh has been involved in the miles and points game since 2015 but has scaled up his knowledge and points-earning potential in recent years. In 2019, Hugh stepped things up when he met Reed in addition to a few other miles and points fanatics (err degenerate churners) and has since been able to capitalize on the various expertise that each member brings to the group.

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