American Express Aeroplan Business Reserve

The Amex Aeroplan Business Reserve card earns Aeroplan points and is available to sole proprietors and small business owners in Canada.

Learn how you can be approved for this business credit card as an individual.

Earning Rewards

The American Express Aeroplan Business Reserve credit card earns Aeroplan points (AP) for all purchases made on the card:

  • 3 Aeroplan points for every dollar spent on eligible Air Canada and Air Canada Vacations purchases.
  • 2 Aeroplan points for every dollar spent on eligible hotel and car rentals.
  • 1.25 Aeroplan points for every dollar spent on all other purchases.

Redeeming Rewards

Aeroplan points can be redeemed for flights around the world on Air Canada and any of the Star Alliance partnership airlines.

Aeroplan points can also be redeemed for hotels, car rentals, and merchandise. The redemption value, or cent per point, is very poor for these types of redemptions and as a result, they should be avoided.

Learn everything you need to know about the Aeroplan loyalty program here.


Amex Aeroplan Business Reserve cardholders receive complimentary Maple Leaf Lounge access to all lounges in the network. Complimentary access is only provided for the cardholder; any guests will have to pay an applicable fee.

When flying with Air Canada, cardholders are eligible to receive their first checked bag for free. If there are additional guests travelling on the cardholder’s itinerary, they will also be eligible to receive their first checked bag free (for up to eight total guests).

Aeroplan Business Reserve credit card holders (and up to eight of their guests on the same itinerary) are able to access priority check-in, priority zone 2 boarding, and priority baggage handling.

If you are a big fan of Uber Eats, cardholders are eligible to receive 12 months of free Uber Pass which entitles them to discounts and free delivery from certain restaurants. Cardholders must enroll by September 7th, 2022 to take advantage of this perk.

Upon spending $25,000 on the Aeroplan Business Reserve within the anniversary year, Cardholders will receive an Air Canada Companion Pass. This pass allows cardholders to book an economy class cash fare for themselves and upon using the companion pass will only have to pay a base fare amount, plus taxes and fees, for their companion. Base fares and eligible travel areas are:

  • $99 base fare for Canada or USA travel
  • $299 base fare for Hawaii, Mexico, Central America, or the Caribbean
  • $499 base fare for South America, Europe, the Middle East, or Africa
  • $599 base fare for Asia, Australia, and New Zealand

If you are located in YYZ or tend to fly through this airport often, by holding the Aeroplan Business Reserve card you will be able to access the priority security lane which can be a great time-saver. Simply show your credit card to the individual at the Pearson Priority security lane at YYZ in order to take advantage of this perk.

Cardholders are eligible to roll over status qualifying miles (SQM) and eUpgrade credits to the following calendar year. Refer to the terms and conditions to better understand how this benefit works.

Insurance Coverage

The Aeroplan Business Reserve credit card offers ten types of insurance coverage:

  • Emergency medical insurance
  • Trip cancellation coverage
  • Trip interruption coverage
  • Travel accident insurance
  • Rental car theft and damage coverage
  • Lost or stolen baggage coverage
  • Baggage delay and flight delay insurance
  • Hotel burglary insurance
  • Purchase protection
  • Buyer assurance protection

Refer to the American Express Aeroplan Business Reserve insurance certificate for additional details, including terms and conditions for eligibility.

Other Aeroplan Cards You Might Consider

Credit Card Welcome Bonus Net Value
CIBC Aeroplan Visa Business 30,000 Aeroplan $630 Apply
CIBC Aeroplan Visa Business Plus 30,000 Aeroplan $630 Apply
TD Aeroplan Business 30,000 Aeroplan $630 Apply

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