Offers
Welcome Bonus
Eligible new applicants for the American Express Aeroplan Reserve Card can receive a welcome bonus of up to 130,000 Aeroplan points:
- Earn 60,000 Aeroplan points after spending $7,500 in purchases on your card within the first 3 months
- Earn an additional 40,000 Aeroplan points when you spend $45,000 within the first 12 months
- Plus, earn 30,000 points when you make a purchase between 15 and 17 months of cardmembership
Earning Aeroplan Points
The American Express Aeroplan Reserve card earns Aeroplan points for all purchases made on the card:
- 3 Aeroplan points for every dollar spent on eligible Air Canada and Air Canada Vacations purchases.
- 2 Aeroplan points for every dollar spent on eligible dining and food delivery purchases in Canada.
- 1.25 Aeroplan points for every dollar spent on all other purchases.
Redeeming Aeroplan Points
Air Canada Aeroplan points are best used towards flight redemptions, whether on Air Canada or any of their partner airlines. Aeroplan bookings follow the pricing outlined in the Aeroplan Award Chart, and the best value is often found in booking partner airlines.
Flights on Air Canada can be dynamically priced, so follow our award flight booking best practices to ensure you pay the least amount of Aeroplan points possible for your next redemption.
Aeroplan points can also be redeemed for hotels, car rentals, merchandise, and gift cards. We advise against redeeming your points for these options as the value is far below what you can receive when booking flight redemptions.
Benefits
Air Canada Maple Leaf Lounge Access
American Express Aeroplan Reserve cardholders receive complimentary airport lounge access when entering Air Canada Maple Leaf Lounges across the network.
Complimentary Maple Leaf Lounge access is provided for the cardholder and one additional guest. Passengers must have a same-day boarding pass for an Air Canada or Star Alliance member airline flight in order to access the lounge.
Free First Checked Bag on Air Canada Flights
When booking an Air Canada flight, cardholders are eligible to receive a free first checked bag on Air Canada flights. This benefit extends to up to 8 guests who are traveling on the cardholder’s itinerary and is a great way to save on Air Canada baggage fees.
Air Canada Priority Services
American Express Aeroplan Reserve credit card holders (and up to eight of their guests on the same itinerary) receive access to several Air Canada priority benefits that include priority check-in, priority zone 2 boarding, and priority baggage handling.
Priority check-in and priority zone 2 boarding can save a lot of time and stress, whereas priority bag handling can be hit-or-miss depending on the ramp agents handling your baggage.
Earn SQM & SQS Towards Aeroplan Elite Status
For every $5,000 in net purchases on the card, the cardholder will earn 1,000 status qualifying miles (SQM) and 1 status qualifying segment (SQS) towards Air Canada Aeroplan status.
Air Canada Elite status comes with some very valuable benefits; see our Air Canada Aeroplan status guide for more details.
$100 NEXUS Credit
Cardholders are eligible to receive a $100 statement credit towards membership in the NEXUS program. This credit is available upon approval, and every four years thereafter. This credit will cover a large portion of the $120 USD NEXUS membership application or renewal fee.
Earn an Air Canada Worldwide Companion Pass
Upon spending $25,000 in net purchases on the American Express Aeroplan Reserve card within the cardholder’s anniversary year, cardholders will receive an Air Canada Worldwide Companion Pass.
This pass allows cardholders to book an economy class cash fare for themselves and upon using the companion pass will only have to pay a base fare amount, plus taxes and fees, for their companion. Base fares and eligible travel areas are:
- $99 base fare for Canada or USA travel
- $299 base fare for Hawaii, Mexico, Central America, or the Caribbean
- $499 base fare for South America, Europe, the Middle East, or Africa
- $599 base fare for Asia, Australia, and New Zealand
Air Canada Roll Over Benefits
Cardholders are eligible to roll over status qualifying miles (SQM) and eUpgrade credits to the following calendar year. Refer to the terms and conditions of the American Express Aeroplan Reserve card to better understand how this benefit works.
Toronto Pearson International Airport Benefits
If you are located in Toronto or tend to fly through Toronto Pearson International Airport often, the American Express Aeroplan Reserve card offers three benefits to cardholders which include priority security screening, complimentary valet service at terminal 1, and a 15% discount on Express Park and Daily Park parkades. Learn more about these benefits here.
Avis President’s Club
American Express Aeroplan Reserve cardholders receive a complimentary upgrade to Avis President’s Club status within the Avis Preferred loyalty program.
Fourth Night Free on Hotel Bookings with Aeroplan Points
Through the Aeroplan HotelSavers program, American Express Aeroplan Reserve cardholders will receive the fourth night free when making a hotel booking that is paid with their Aeroplan points. This means that if you book a hotel that costs 20,000 Aeroplan points per night, you will only pay 60,000 Aeroplan points for a four-night stay.
Fees & Eligibility
| Personal Income | $0 |
| Household Income | $0 |
| Annual Fee | $599.00 |
| Foreign Exchange Fee | 2.50% |
| Purchase Rate | 21.99% |
| Cash Advance Rate | 21.99% |
Insurance Coverage
The American Express Aeroplan Reserve card offers several insurance coverages:
- Emergency medical insurance: $5,000,000 for an insured person under 65 for the first 15 consecutive days of out-of-province travel
- Trip cancellation insurance: $1,500 per person, up to $3,000 for insured persons on the same trip
- Trip interruption insurance: $1,500 per person, up to $6,000 for insured persons on the same trip
- Travel accident coverage: $500,000 of accidental death and dismemberment coverage
- Rental car theft and damage coverage: Comprehensive coverage for cars up to $85,000 MSRP
- Lost or stolen baggage coverage: $1,000 total coverage for all insured persons
- Flight delay insurance: $1,000 total coverage for reasonable purchases within 48 hours when delayed or denied boarding for 4 hours or more (combined maximum with baggage delay insurance)
- Baggage delay insurance: $1,000 total coverage for essential purchases within four days of arrival when baggage is delayed for 6 hours or more (combined maximum with flight delay insurance)
- Hotel burglary insurance: $1,000 total coverage for stolen items (excluding cash)
- Purchase protection plan: $1,000 coverage for accidental physical damage or theft for 90 days from the date of purchase
- Buyer’s assurance protection plan: Extend the manufacturer’s original warranty up to one additional year
Refer to the American Express Aeroplan Reserve card insurance certificate for additional details, including terms and conditions for eligibility.
Card Awards
Each year, we review the Canadian credit card market and determine which cards are worthy of extra recognition in our Best Credit Card Awards. In 2025, we selected the American Express Aeroplan Reserve Card to receive the award Best Premium Air Canada Aeroplan Credit Card.
Top Aeroplan Cards
| Credit Card | ||
|---|---|---|
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85,000 Aeroplan Estimated value: $1,785 |
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85,000 Aeroplan Estimated value: $1,785 |
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45,000 Aeroplan Estimated value: $945 |
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40,000 Aeroplan Estimated value: $840 |
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40,000 Aeroplan Estimated value: $840 |
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Legal
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.
Does this aeroplan points transfer to Amex points ?
No they do not. Amex -> Aeroplan but not the other way around.