CIBC Aeroplan Visa Business Plus

The CIBC Aeroplan Visa Business Plus card earns Aeroplan points and offers cardholders benefits including an Air Canada Buddy Pass and free first checked bag on Air Canada flights.

Rewards Rates

The CIBC Aeroplan Visa Business Plus credit card earns Aeroplan points (AP) for all purchases made on the card:

  • 2 Aeroplan Points for every dollar spent on Air Canada and Air Canada Vacations purchases.
  • 1.5 Aeroplan Points for every dollar spent on shipping, internet, cable, phone services, travel, and dining purchases.
  • 1 Aeroplan Point for every dollar spent on all other purchases.

Redeeming Aeroplan Points

Aeroplan points can be redeemed for flights, hotels, car rentals, merchandise, and gift cards.

Flight awards are the best use for your Aeroplan points as you can redeem them for flights on Air Canada and any of the Star Alliance partnership airlines.

Click to learn more about the Air Canada Aeroplan program.


Upon spending $3,000 in the first 4 months, CIBC Aeroplan Visa Business Plus cardholders will receive an Air Canada buddy pass. This buddy pass can be used when booking an economy cash-fare ticket for the cardholder and their companion. When making this booking, the primary cardholder can apply the buddy pass to only pay the taxes/fees on the companion ticket. The Air Canada buddy pass covers the cost of the base fare.

When flying on a flight operated by Air Canada, cardholders are eligible to receive a free first checked bag on Air Canada flights. This benefit extends to up to 8 guests that are traveling on the cardholder’s itinerary and is a great way to save on Air Canada baggage fees.

Cardholders will receive 1 Air Canada Maple Leaf Lounge guest pass for every $10,000 in spend on the card, up to four passes for $40,000 in spend within an anniversary year. For the average user, this is a benefit not worth pursuing due to the astronomically high spending requirement.

Insurance Coverage

The CIBC Aeroplan Visa Business Plus credit card offers seven types of insurance coverage:

  • Trip cancellation insurance
  • Trip interruption insurance
  • Rental car collision and loss damage coverage
  • Common carrier accident coverage
  • Baggage and flight delay
  • purchase security, and
  • Extended protection coverage

Refer to the CIBC Aeroplan Visa Business Plus insurance certificate for additional details, including terms and conditions for eligibility.

Other Aeroplan Cards You Might Consider

Credit Card Welcome Bonus Net Value
American Express Aeroplan Business Reserve 95,000 Aeroplan $1,396 Apply
TD Aeroplan Visa Business 45,000 Aeroplan $945 Apply
CIBC Aeroplan Visa Business 30,000 Aeroplan $630 Apply

Leave a Comment

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Disclaimer: these responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.