The American Express Gold Rewards card offers a variety of benefits including an annual $100 travel credit, $50 NEXUS credit, and four complimentary Plaza Premium airport lounge passes per year.
Rewards Rates
The American Express Gold Rewards card earns Membership Rewards points for all purchases made on the card:
- 2 Membership Rewards points for every dollar spent on travel, including flights, hotels, car rentals, cruises, and more.
- 2 Membership Rewards points for every dollar spent on gas, at grocery stores, and drugstore purchases in Canada.
- 1 Membership Rewards point for every dollar spent on all other eligible purchases.
Redeeming American Express Membership Rewards
American Express Membership Rewards points are a flexible and transferable points currency. The best use for them is to transfer them to an airline or hotel loyalty program partner for your next flight or hotel redemption if you want to maximize their value while saving on travel.
Membership Rewards frequent flyer and hotel loyalty program transfer partners include:
- Air Canada Aeroplan at a 1:1 ratio
- British Airways Avios at a 1:1 ratio
- Cathay Pacific Asia Miles at a 1:0.75 ratio
- Air France/KLM Flying Blue at a 1:0.75 ratio
- Delta SkyMiles at a 1:0.75 ratio
- Etihad Guest at a 1:0.75 ratio
- Hilton Honors at a 1:1 ratio
- Marriott Bonvoy at a 1:1.2 ratio
Learn more about Membership Rewards transfer partners with our Ultimate Guide to American Express Canada Transfer Partners.
Membership Rewards can also be redeemed toward travel purchases at a rate of 1 cent per point, plus they can be used for gift cards and merchandise. It is highly recommended to not use your points for these redemption options, as you will receive much higher value from transferring to a frequent flyer or hotel loyalty program.
Benefits
$100 Travel Credit
American Express Gold Rewards cardholders receive a $100 annual travel credit upon approval, and every cardholder anniversary year thereafter. This credit can be applied towards a single travel booking made through American Express Travel.
$50 NEXUS Credit
Cardholders are eligible to receive a $50 statement credit towards membership in the NEXUS program. This credit is available upon approval, and every four years thereafter. This credit will cover a large portion of the $120 USD NEXUS application or renewal fee. If you want to save time at the airport and skip long security lines, it is worth looking into a NEXUS membership to improve your travels.
Four Free Airport Lounge Visits
Cardholders are eligible to receive four complimentary visits to Plaza Premium airport lounges each calendar year. These complimentary visits can be applied towards airport lounge access for both the cardholder and their guests. The cardholder will need to present their American Express Gold Rewards card when entering the lounge to redeem their free lounge visits.
American Express Hotel Collection
American Express Gold Rewards cardholders will also gain access to the American Express Hotel Collection booking platform. If you book a stay at a property on this platform for two consecutive nights or more, you will receive up to a $100 USD hotel credit, a one-category room upgrade at check-in, 12 pm early check-in, and late check-out (all benefits except the hotel credit are marketed as when available).
Hertz Rental Car Discount
American Express Gold Rewards cardholders receive 10% off Hertz rental car bookings and the additional driver fee is waived when booking through the following link. Cardholders will also receive a one-car-class upgrade for rentals of 5+ days where possible.
Insurance Coverage
The American Express Gold Rewards credit card offers several types of insurance coverage to cardholders:
- Emergency medical insurance: $5,000,000 for an insured person under 65 for the first 15 consecutive days of out-of-province travel
- Trip cancellation coverage: $1,500 per person, up to $3,000 for insured persons on the same trip
- Trip interruption insurance: $1,500 per person, up to $6,000 for insured persons on the same trip
- Travel accident coverage: $500,000 of accidental death and dismemberment coverage
- Rental car theft and damage insurance: Comprehensive coverage for cars up to $85,000 MSRP
- Lost or stolen baggage coverage: $500 total coverage for all insured persons
- Flight delay insurance: $500 total coverage for reasonable purchases within 48 hours when delayed or denied boarding for 4 hours or more (combined maximum with baggage delay insurance)
- Baggage delay insurance: $500 total coverage for essential purchases within four days of arrival when baggage is delayed for 6 hours or more (combined maximum with flight delay insurance)
- Hotel burglary insurance: $500 total coverage for stolen items (excluding cash)
- Purchase protection plan: $1,000 coverage for accidental physical damage or theft for 9 days from the date of purchase
- Buyer’s assurance protection plan: Extend the manufacturer’s original warranty up to one additional year
Refer to the American Express Gold Rewards card insurance certificate for additional details, including terms and conditions for eligibility.
Top American Express Cards
| Credit Card | ||
|---|---|---|
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120,000 Membership Rewards Estimated value: $2,640 |
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100,000 Membership Rewards Estimated value: $2,200 |
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40,000 Membership Rewards Estimated value: $880 |
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15,000 Membership Rewards Estimated value: $330 |
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10,000 Membership Rewards Estimated value: $220 |
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Legal
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.
The Amex Gold remains a solid choice for travelers and foodies! The rewards structure and perks make it a valuable addition for those who maximize spending categories.