American Express Business Gold Card

The American Express Business Gold card earns Membership Rewards on all eligible purchases which can be transferred to various frequent flyer and hotel loyalty programs.

Rewards Rates

The American Express Business Gold credit card earns Membership Rewards points for all purchases made on the card:

  • 1 Membership Rewards point for every dollar spent on eligible purchases.

The American Express Business Gold card earns at a consistent rate of 1x Membership Reward point per dollar, regardless of the spend category. There are no bonus categories that result in an increased earning rate with this credit card.

Redeeming American Express Membership Rewards

The best use for American Express Membership Rewards points is to transfer them to a variety of airline and hotel partners for your next redemption. Learn more about the various transfer partners with our Ultimate Guide to American Express Canada Transfer Partners.

Partners for American Express Canada include:

  • Transferable at 1:1 ratio: Aeroplan Points, British Airways Avios, & Hilton Honors
  • Transferable at 1:0.75 ratio: Alitalia MilleMiglia, Cathay Pacific Asia Miles, Delta Skymiles, Eithad Guest, & Flying Blue
  • Transferable at 1:1.2 ratio: Marriott Bonvoy

Click to learn everything you need to know about the American Express Membership Rewards program.

Insurance Coverage

The American Express Business Gold card offers eight types of insurance coverage:

  • Travel accident insurance
  • Rental car theft and damage insurance
  • Lost or stolen baggage coverage
  • Baggage delay and flight delay coverage
  • Hotel burglar insurance
  • Purchase protection
  • Buyer assurance protection
  • Mobile device insurance

Refer to the American Express Business Gold insurance certificate for additional details, including terms and conditions for eligibility.

Other Membership Rewards Cards You Might Consider

Credit Card Welcome Bonus Net Value
American Express Business Platinum Card 120,000 Membership Rewards $1,841 Apply
American Express Platinum Card 100,000 Membership Rewards $1,401 Apply
American Express Gold Card 60,000 Membership Rewards $1,070 Apply
American Express Business Edge Card 45,000 Membership Rewards $891 Apply
American Express Green Card 10,000 Membership Rewards $220 Apply


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.

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