American Express Business Gold

The Amex Business Gold card is a credit card available to small businesses and sole proprietors in Canada.

Earning Rewards

The American Express Business Gold credit card earns Membership Rewards (MR) points for all purchases made on the card:

  • 1 Membership Rewards point for every $1 spent on any purchases.

The Business Gold card earns at a consistent rate of 1x MR per dollar, regardless of the spend category. There are no category-based multipliers that result in an increased earn rate with this credit card.

Redeeming Rewards

The best use for Membership Rewards is to transfer them to a variety of airline and hotel partners for your next redemption:

  • Transferrable at 1:1 ratio: Aeroplan Points, British Airways Avios, Hilton Honors
  • Transferrable at 1:0.75 ratio: Alitalia MilleMiglia, Cathay Pacific Asia Miles, Delta Skymiles, Eithad Guest, Flying Blue
  • Transferrable at 1:1.2 ratio: Marriott Bonvoy

You can also redeem Membership Rewards for statement credit however this is not often a great way to get the most value out of your points.

Insurance Coverage

The Business Gold credit card offers eight types of insurance coverage: travel accident, car rental theft and damage, lost or stolen baggage, baggage and flight delay, hotel burglary, purchase protection, buyers assurance protection, and mobile device.

Refer to the American Express Business Gold certificate of insurance for additional details, including terms and conditions for eligibility.

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