American Express Business Platinum Card

The American Express Business Platinum card earns Membership Rewards points and offers cardholders benefits including complimentary airport lounge access, a $100 NEXUS membership credit, an annual $200 travel credit, and more.

Check out our American Express Business Platinum card review for more details.

Rewards Rates

The American Express Business Platinum card earns Membership Rewards points for all eligible purchases made on the card:

  • 1.25 Membership Rewards points per dollar spent on any purchases.

Redeeming American Express Membership Rewards

The best use for American Express Membership Rewards points is to transfer them to a variety of airline and hotel partners for your next redemption. Learn more about the various transfer partners with our Ultimate Guide to American Express Canada Transfer Partners.

Partners for American Express Canada include:

  • Transferable at 1:1 ratio: Aeroplan Points, British Airways Avios, & Hilton Honors
  • Transferable at 1:0.75 ratio: Alitalia MilleMiglia, Cathay Pacific Asia Miles, Delta Skymiles, Eithad Guest, & Flying Blue
  • Transferable at 1:1.2 ratio: Marriott Bonvoy

Click to learn everything you need to know about the American Express Membership Rewards program.

Benefits

American Express Business Platinum cardholders receive a $200 annual travel credit upon approval, and every anniversary year thereafter. This credit can be applied towards a single travel booking made through American Express Travel online and can be used for bookings that include flights, hotels, and more.

Business Platinum cardholders can enroll and access up to $500 in business statement credits on qualifying purchases with Dell and Indeed. Cardholders can receive up to $200 in annual Dell credits (distributed as $100 semi-annually) and up to $300 in annual Indeed credits (distributed as $75 quarterly).

American Express Business Platinum cardholders can also enroll and receive up to $120 in wireless credits per year, split out as a $10 per month credit to be used towards phone bills or other qualifying purchases.

As a cardholder, you will gain access to the American Express Fine Hotels & Resorts booking platform. When staying at a hotel that was booked through Fine Hotels & Resorts, guests will receive perks such as breakfast for two, early check-in (where possible), late check-out, room upgrades, and an additional benefit such as a property credit to be used on any purchase that can be charged to the room.

The cardholder will also gain access to the American Express Hotel Collection booking platform.  If you book a stay at a property within this platform, for two consecutive nights or more, you will receive up to a $100 USD hotel credit and a room upgrade (where possible).

The American Express Business Platinum card grants the cardholder free access to many airport lounges through the American Express Global Lounge Collection. This includes complimentary access to American Express Centurion lounges at specific airports for the cardholder and two guests

American Express Business Platinum cardholders will receive an automatic upgrade to Marriott Bonvoy Gold Elite status and Hilton Honors Gold status. This means that you can take advantage of the Hilton Honors breakfast benefit when staying at Hilton Honors hotels in the future.

American Express Business Platinum cardholders will automatically receive Gold Plus status with Hertz Rentals. This can result in lower rates and complimentary upgraded vehicles at the rental counter.

Cardholders can also access a $100 credit for NEXUS membership every 4 years and this credit will cover a large portion of a NEXUS application or renewal fee. NEXUS membership is well worth adding to your wallet if you value saving time at airports, as you will access quicker security screening and customs lines as a NEXUS member.

If you are located in Toronto or tend to fly through Toronto Pearson International Airport often, the American Express Platinum card offers three benefits to cardholders which include priority security screening, complimentary valet service at terminal 1, and a 15% discount on Express Park and Daily Park parkades. Learn more about these benefits here.

The American Express Business Platinum card also has one of the best credit card referral bonuses in Canada as the cardholder can earn 20,000 Membership Rewards points per referral to other eligible American Express Canada cards.

Insurance Coverage

The American Express Business Platinum card offers twelve types of insurance coverage:

  • Emergency medical insurance
  • Trip cancellation insurance
  • Trip interruption insurance
  • Travel emergency coverage
  • Travel accident coverage
  • Rental car theft and damage insurance
  • Lost or stolen baggage coverage
  • Baggage delay and flight delay coverage
  • Hotel burglary insurance
  • Purchase protection
  • Mobile device insurance
  • Buyers’ assurance protection

Refer to the American Express Business Platinum certificate of insurance for additional details, including terms and conditions for eligibility.

Other Membership Rewards Cards You Might Consider

Credit Card Welcome Bonus Net Value
American Express Platinum Card 100,000 Membership Rewards $1,401 Apply
American Express Gold Card 60,000 Membership Rewards $1,070 Apply
American Express Business Gold Card 40,000 Membership Rewards $681 Apply
American Express Green Card 10,000 Membership Rewards $220 Apply
American Express Cobalt Card 15,000 Membership Rewards $174 Apply

Legal

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.

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2 comments on “American Express Business Platinum Card

  1. Thanks for the great info on this card (Amex bus Platinum). Can you tell me which business cards I can refer friends to so that I would receive the 20k bonus? I had heard that it was any Amex business card but the Customer service agent told me it was just the business platinum. Any workarounds to get the 20k bonus for business gold or business edge referrals?

    Thank you.
    Shelley

    Reply
    • Hi Shelley,

      If you visit a referral link for the American Express Business Platinum card, by default, you will see a landing page for the Business Platinum card. If you click on “View our other cards” in the top left on that page, you will see three additional cards: the Business Edge, Business Gold, and Personal Platinum cards.

      Those three cards are also eligible for the 20,000 Membership Rewards referral bonus. Hope that helps!

      Reply