American Express Business Platinum

The Amex Business Platinum earns Membership Rewards points and is available to small business owners and sole proprietors in Canada.

This card provides complimentary access to four airport lounge programs and instant Marriott Bonvoy Gold Elite status.

Learn how you can be approved for this business credit card as an individual.

Earning Rewards

The American Express Business Platinum credit card earns Membership Rewards (MR) points for all eligible purchases made on the card:

• 1.25 Membership Rewards points per dollar spent on any purchases.

This card is also strong when it comes to the refer a friend program, as the cardholder can earn 20,000 Membership Rewards points per referral to other American Express cards. This card is eligible to refer to the Business Platinum card, Personal Platinum card, Business Edge card and Business Gold card.

Redeeming Rewards

The best use for American Express Membership Rewards points is to transfer them to a variety of airline and hotel partners for your next redemption:

• Transferrable at 1:1 ratio: Aeroplan Points, British Airways Avios, Hilton Honors
• Transferrable at 1:0.75 ratio: Alitalia MilleMiglia, Cathay Pacific Asia Miles, Delta Skymiles, Eithad Guest, Flying Blue
• Transferrable at 1:1.2 ratio: Marriott Bonvoy

You can also redeem Membership Rewards for statement credit however this is not often a great way to get the most value out of your points.

Benefits

The Business Platinum card from American Express comes with a range of benefits focused on improving the quality of your next vacation.

As a cardholder, you will gain access to Amex Fine Hotels and Resorts booking platform. If you are staying at a property that you booked through this tool, you will receive perks such as breakfast for two, early check-in (where possible), late check-out, room upgrades, and an additional benefit such as a property credit to be used on any purchase that can be charged to your room bill.

The cardholder will also gain access to the Amex Hotel Collection booking platform.  If you book a stay at a property within this platform, for two consecutive nights or more, you will receive up to a $100 USD hotel credit and a room upgrade (where possible).

The Amex Business Platinum card grants the cardholder access to many airport lounge programs:

• Complimentary airport lounge access to Plaza Premium lounges for the cardholder plus one travel companion.
• The cardholder will be able to enroll in the Priority Pass program which gives you worldwide airport lounge access to all Priority Pass lounges. As a member, you plus one guest will be able to enter at no cost to you. The network of Priority Pass lounges can be found here.
• Complimentary access to American Express Centurion lounges at specific airports for the cardholder and two guests. Amex Centurion lounge locations and hours of service can be found here.
• If you often fly with Delta, you will receive free access to the Delta Sky Club lounge when flying on a Delta flight.

As a benefit, the cardholder will receive an automatic upgrade to Gold Elite status within the Marriott Bonvoy program. This is simply an upgrade and does not credit any elite nights towards further statuses, such as platinum elite.

If you are located in YYZ or tend to fly through this airport often, by holding the Business Platinum card you will be able to access the priority security lane which can be a great time-saver. Simply show your credit card to the individual at the Pearson Priority security lane at YYZ in order to take advantage of this perk.

Finally, as a Business Platinum cardholder, you will automatically receive Gold Plus status with Hertz Rentals. This can result in lower rates and complimentary upgraded vehicles at the rental counter.

Insurance Coverage

The Business Platinum credit card offers eleven types of insurance coverage:

• Emergency medical insurance
• Trip cancellation insurance
• Trip interruption insurance
• Travel emergency coverage
• Travel accident coverage
• Rental car theft and damage insurance
• Lost or stolen baggage coverage
• Baggage delay and flight delay coverage
• Hotel burglary insurance
• Purchase protection
• Buyers’ assurance protection

Refer to the American Express Business Platinum certificate of insurance for additional details, including terms and conditions for eligibility.

Other Membership Rewards Cards You Might Consider

	Credit Card	Welcome Bonus	Net Value
	American Express Business Gold	75,000 Membership Rewards	$1,451	Apply
	American Express Business Edge	45,000 Membership Rewards	$891	Apply