American Express Business Platinum Card

The American Express Business Platinum card earns Membership Rewards points and offers cardholders benefits including complimentary access to the American Express Global Lounge Collection,Β a $100 NEXUS membership credit, an annual $200 travel credit, and more.

Rewards Rates

The American Express Business Platinum credit card earns Membership Rewards points for all eligible purchases made on the card:

  • 1.25 Membership Rewards points per dollar spent on any purchases.

Redeeming American Express Membership Rewards

The best use for American Express Membership Rewards points is to transfer them to a variety of airline and hotel partners for your next redemption. Learn more about the various transfer partners with our Ultimate Guide to American Express Canada Transfer Partners.

Partners for American Express Canada include:

  • Transferable at 1:1 ratio: Aeroplan Points, British Airways Avios, & Hilton Honors
  • Transferable at 1:0.75 ratio: Alitalia MilleMiglia, Cathay Pacific Asia Miles, Delta Skymiles, Eithad Guest, & Flying Blue
  • Transferable at 1:1.2 ratio: Marriott Bonvoy

Click to learn everything you need to know about the American Express Membership Rewards program.


American Express Business Platinum cardholders receive a $200 annual travel credit upon approval, and every anniversary year thereafter. This credit can be applied towards a single travel booking made through American Express Travel online.

Business Platinum cardholders can enroll and access up to $500 in business statement credits on qualifying purchases with Dell and Indeed. They can also enroll and receive up to $120 in wireless credits per year, split out as a $10 per month credit to be used towards phone bills or other qualifying purchases.

As a cardholder, you will gain access to the American Express Fine Hotels & Resorts booking platform. If you are staying at a property that you booked through this tool, you will receive perks such as breakfast for two, early check-in (where possible), late check-out, room upgrades, and an additional benefit such as a property credit to be used on any purchase that can be charged to your room bill. The cardholder will also gain access to the American Express Hotel Collection booking platform.  If you book a stay at a property within this platform, for two consecutive nights or more, you will receive up to a $100 USD hotel credit and a room upgrade (where possible).

The American Express Business Platinum card grants the cardholder access to many airport lounge programs through the American Express Global Lounge Collection. This includes complimentary access to American Express Centurion lounges at specific airports for the cardholder and two guests

As a benefit, the cardholder will receive an automatic upgrade to Gold Elite status within the Marriott Bonvoy program. This is simply an upgrade and does not credit any elite nights towards further statuses, such as platinum elite. Cardholders will also receive Hilton Honors Gold status simply for holding the Business Platinum card.

Cardholders can also access a $100 CAD credit for NEXUS every 4 years which can be used to apply for or renew a NEXUS membership.

If you are located in YYZ or tend to fly through this airport often, by holding the Business Platinum card you will be able to access the priority security lane which can be a great time-saver. Simply show your credit card to the individual at the Pearson Priority security lane at YYZ in order to take advantage of this perk.

The American Express Business Platinum card also has one of the best credit card referral bonuses in Canada as the cardholder can earn 20,000 Membership Rewards points per referral to other American Express cards. This card is eligible to refer to the Business Platinum card, Personal Platinum card, Business Edge card, and Business Gold card.

Finally, as a Business Platinum cardholder, you will automatically receive Gold Plus status with Hertz Rentals. This can result in lower rates and complimentary upgraded vehicles at the rental counter.

Insurance Coverage

The American Express Business Platinum credit card offers twelve types of insurance coverage:

  • Emergency medical insurance
  • Trip cancellation insurance
  • Trip interruption insurance
  • Travel emergency coverage
  • Travel accident coverage
  • Rental car theft and damage insurance
  • Lost or stolen baggage coverage
  • Baggage delay and flight delay coverage
  • Hotel burglary insurance
  • Purchase protection
  • Mobile device insurance
  • Buyers’ assurance protection

Refer to the American Express Business Platinum certificate of insurance for additional details, including terms and conditions for eligibility.

Other Membership Rewards Cards You Might Consider

Credit Card Welcome Bonus Net Value
American Express Platinum Card 100,000 Membership Rewards $1,401 Apply
American Express Business Gold Card 70,000 Membership Rewards $1,341 Apply
American Express Gold Card 60,000 Membership Rewards $1,070 Apply
American Express Business Edge Card 45,000 Membership Rewards $891 Apply
American Express Green Card 10,000 Membership Rewards $220 Apply


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.

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2 comments on “American Express Business Platinum Card

  1. Thanks for the great info on this card (Amex bus Platinum). Can you tell me which business cards I can refer friends to so that I would receive the 20k bonus? I had heard that it was any Amex business card but the Customer service agent told me it was just the business platinum. Any workarounds to get the 20k bonus for business gold or business edge referrals?

    Thank you.

    • Hi Shelley,

      If you visit a referral link for the American Express Business Platinum card, by default, you will see a landing page for the Business Platinum card. If you click on “View our other cards” in the top left on that page, you will see three additional cards: the Business Edge, Business Gold, and Personal Platinum cards.

      Those three cards are also eligible for the 20,000 Membership Rewards referral bonus. Hope that helps!