The American Express Marriott Bonvoy Business card offers benefits that include an annual Marriott Bonvoy free night certificate and 15 elite qualifying nights towards Marriott Bonvoy elite status.
Rewards Rates
The Marriott Bonvoy Business American Express card accrues Marriott Bonvoy points for all purchases made on the card:
- Earn 5 Marriott Bonvoy points for every dollar spent on purchases at Marriott properties and at Marriott branded online stores (including Marriott gift card purchases).
- Earn 3 Marriott Bonvoy points for every dollar spent on gas, dining, and travel purchases.
- Earn 2 Marriott Bonvoy points for every dollar spent on all other eligible purchases.
Redeeming Marriott Bonvoy Points
Marriott Bonvoy points can be redeemed for hotel stays at over 10,000 properties worldwide. The Marriott Bonvoy portfolio includes a wide range of hotel brands, making it easy to find a hotel that suits your needs for the vacation ahead.
The Frugal Flyer team has visited and reviewed many Marriott hotels, so check our Marriott Bonvoy hotel reviews to see how we get the most value out of our Marriott Bonvoy points.
Marriott Bonvoy points can also be transferred to over 40 frequent flyer programs at a rate of 3:1 and redeemed for Marriott Bonvoy Moments. Typically, the best value that you can get from your Marriott Bonvoy points is to use them for hotel stays.
Benefits
Marriott Bonvoy Free Night Certificate
Upon reaching the card anniversary date, the cardholder will receive an annual free night certificate to be used at Marriott properties. This free night award, worth 35,000 Marriott Bonvoy points, is only awarded after you hold the card for one year, and every anniversary year thereafter.
The Marriott Bonvoy annual free night award can be redeemed at all participating Marriott Bonvoy hotels and can be topped up with up to 15,000 Marriott Bonvoy points, making the certificate worth a potential value of 50,000 Bonvoy points (see some of the best hotels in North America to redeem your free night certificate).
15 Elite Qualifying Nights
Upon card approval, and again at the start of every calendar year, cardholders will receive 15 elite qualifying nights which can put you on the fast track to Marriott Platinum status. These nights are credited to the linked Marriott Bonvoy account and count towards earning yearly Bonvoy elite status and Marriott Bonvoy lifetime status.
Complimentary Silver Elite Status & Potential to Upgrade to Gold Elite Status
American Express Marriott Bonvoy Business cardholders will receive an automatic status upgrade to Marriott Silver Elite status. Unfortunately, Silver Elite status does not come with any truly notable benefits.
Cardholders are eligible to be upgraded to Marriott Bonvoy Gold Elite status when they charge $30,000 in purchases to the card within a calendar year.
Insurance Coverage
The American Express Marriott Bonvoy Business card provides cardholders with several types of insurance coverages:
- Flight delay insurance: $500 total coverage for reasonable purchases within 48 hours when delayed or denied boarding for 4 hours or more (combined maximum with baggage delay insurance)
- Baggage delay insurance: $500 total coverage for essential purchases within four days of arrival when baggage is delayed for 6 hours or more (combined maximum with flight delay insurance)
- Hotel burglary insurance: $500 total coverage for stolen items (excluding cash)
- Lost or stolen baggage coverage: $500 total coverage for all insured persons
- Travel accident insurance: $500,000 of accidental death and dismemberment coverage
- Rental car theft and damage insurance: Comprehensive coverage for cars up to $85,000 MSRP
- Buyer’s assurance protection plan: Extend the manufacturer’s original warranty up to one additional year
- Purchase protection plan: $1,000 coverage for accidental physical damage or theft for 90 days from the date of purchase
Refer to the American Express Marriott Bonvoy Business card insurance certificate for additional details, including terms and conditions for eligibility.
Top American Express Cards
| Credit Card | Welcome Bonus | Net Value | ||
|---|---|---|---|---|
 |
American Express Business Platinum Card | 120,000 Membership Rewards | $1,841 | Apply |
 |
American Express Platinum Card | 100,000 Membership Rewards | $1,401 | Apply |
 |
American Express Gold Rewards Card | 60,000 Membership Rewards | $1,070 | Apply |
 |
American Express Business Gold Rewards Card | 40,000 Membership Rewards | $681 | Apply |
 |
American Express Green Card | 10,000 Membership Rewards | $220 | Apply |
Legal
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If I had a personal Bonvoy Amex earlier this year and cancelled it. Will I still receive the 15 elite nights if I apply for the business Bonvoy?
Hi Wendy,
For Canadian American Express Marriott Bonvoy credit cards (both Personal & Business) you are eligible to receive 15 elite qualifying nights total per calendar year. This means if you already received 15 EQN from the Amex Marriott Bonvoy Personal credit card, you will not receive an additional 15 nights on the Business version of the card. You would receive 15 EQN at the start of 2024, provided you are still holding the Amex Marriott Bonvoy Business card at that time.