American Express Marriott Bonvoy Business

The American Express Marriott Bonvoy Business card earns Bonvoy points and offers cardholders benefits including an annual free night and 15 qualifying nights towards elite status.

Rewards Rates

The Amex Marriott Bonvoy Business card accrues Marriott Bonvoy points for all purchases made on the card:

  • Earn 5 Marriott Bonvoy points for every dollar spent on purchases at Marriott properties and at Marriott branded online stores (including Marriott gift card purchases).
  • Earn 3 Marriott Bonvoy points for every dollar spent on gas, dining, and travel purchases.
  • Earn 2 Marriott Bonvoy points for every dollar spent on all other eligible purchases.

Redeeming Marriott Bonvoy Points

Marriott Bonvoy points can be redeemed for hotel stays at over 9,000 properties worldwide. Alternatively, they can be transferred to over 40 frequent flyer programs at a rate of 3:1.

Click to learn everything you need to know about the Marriott Bonvoy program.


Bonvoy Business American Express cardholders are eligible to receive a range of hotel benefits within the Marriott Bonvoy program.

Upon reaching the card anniversary date, the cardholder will receive an annual free night award to be used at Marriott properties. This free night award, worth 35,000 Marriott Bonvoy points, is only awarded after you hold the card for one year, and every anniversary year thereafter. This annual free night can be redeemed at all participating Marriott Bonvoy hotels and can be topped up with up to 15,000 Bonvoy points, making the certificate worth a potential value of 50,000 Bonvoy points (see some of the best hotels in North America to redeem your free night certificate).

Once approved for the Marriott Bonvoy personal card, the cardholder will receive an automatic status upgrade to Marriott Silver Elite status. Unfortunately, Silver Elite status does not come with any truly notable benefits. Cardholders are eligible to be upgraded to Gold Elite status once they stay 10 nights at Marriott properties within one calendar year, or alternatively when they charge $30,000 in purchases to the card within a calendar year.

Upon approval, and again at the start of every calendar year, cardholders will receive 15 elite nights which can put you on the fast track to Marriott Platinum status. These nights are credited to the linked Marriott Bonvoy account and count towards earning yearly Bonvoy elite status in addition to lifetime status.

Insurance Coverage

The American Express Marriott Bonvoy Business credit card provides cardholders with eight types of insurance coverages:

  • Flight delay and baggage delay insurance
  • Hotel burglary insurance
  • Lost or stolen baggage coverage
  • Travel accident coverage
  • Rental car theft and damage insurance
  • Buyer assurance protection
  • Purchase protection

Refer to the American Express Marriott Bonvoy Business insurance certificate for additional details, including terms and conditions for eligibility.

Other Marriott Bonvoy Cards You Might Consider

Credit Card Welcome Bonus Net Value
American Express Marriott Bonvoy 50,000 Marriott Bonvoy $330 Apply

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