The Bank of America Customized Cash Rewards card earns 3% cash back on a category of the cardholder’s choice, 2% on grocery and warehouse clubs, and 1% on all other purchases.
Rewards Rates
The Bank of America Customized Cash Rewards credit card earns cash back on all purchases:
- Earn 3% cash back on one category of your choice: gas and EV charging stations, online shopping (including cable, internet, phone plans, and streaming), dining, travel, drug stores and pharmacies, or home improvement and furnishings.
- Earn 2% cash back at grocery stores and wholesale clubs.
- Earn 1% cash back on all other purchases.
Cardholders will earn 3% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn 1% thereafter with no limit.
Redeeming Cash Back
Cash back rewards can be deposited into your Bank of America checking or savings account, credited to eligible Merrill accounts (including 529 accounts), or applied as a statement credit towards your credit card balance.
Insurance Coverage
The Bank of America Customized Cash Rewards credit card offers no insurance coverage.
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