Interested in this credit card? Earn by applying through Frugal Flyer.
The BMO eclipse Visa Infinite Privilege card offers benefits including an anniversary $200 lifestyle credit and six annual airport lounge passes.
Check out our BMO eclipse Visa Infinite Privilege card review for more details.
Offers
Welcome Bonus
Eligible new applicants for the BMO eclipse Visa Infinite Privilege Card can receive a welcome bonus of up to 120,000 BMO Rewards points*:
- Earn 50,000 BMO Rewards points upon spending $6,000 in the first 3 months
- Earn 30,000 BMO Rewards points upon spending $30,000 in the first 6 months
- Earn 40,000 BMO Rewards points upon spending $75,000 in the first year
FlyerFunds Rebate
Plus, if you apply for the BMO eclipse Visa Infinite Privilege Card through Frugal Flyer and are approved, you can receive an additional $100 paid directly to you.
Earning BMO Rewards Points
The BMO eclipse Visa Infinite Privilege credit card earns BMO Rewards points for all purchases made on the card:
- 5 BMO Rewards points for every dollar spent on grocery, dining, gas, travel, and drugstore purchases (up to a combined $100,000 in spend per calendar year).
- 1 BMO Rewards point for every dollar spent on all other purchases.
Once the cardholder reaches $100,000 in spending in the 5x categories listed above during a calendar year, all future purchases will earn 1 BMO Reward point per dollar spent.
Redeeming BMO Rewards Points
BMO Rewards points are best used for travel purchases that are booked through the BMO Travel Portal. When redeeming BMO Rewards points towards bookings made through the travel portal, the redemption rate is 150 BMO Rewards points = $1 CAD.
There are additional redemption options including merchandise, gift cards, a statement credit, or cash investment in a BMO investment account. However, if you want to maximize the value of your BMO Rewards points, you should only redeem them for travel.
Benefits
$200 Lifestyle Credit
BMO eclipse Visa Infinite cardholders are eligible to receive a $200 anniversary lifestyle credit. This credit is applied to the first purchase made on the card that totals over $200; no further action is required in order to receive the credit. The lifestyle credit is based on the anniversary year of the credit card account, meaning it will refresh each year upon the annual fee renewal date.
6 Airport Lounge Passes
BMO eclipse Visa Infinite Privilege cardholders are eligible to receive complimentary membership to the Dragonpass lounge program, in addition to six complimentary airport lounge passes. The DragonPass airport lounge program includes over 1,300 lounges worldwide, making it easy for the cardholder and their guests to find a lounge before their next flight.
Up To 7₵/L Discount on Fuel at Shell
Cardholders who link their BMO eclipse Visa Infinite Privilege card with their AIR MILES collector number will receive a $0.02 per litre discount on regular fuel (Shell Bronze and Shell Silver) and a $0.07 per litre discount on premium fuel (Shell V-Power NiTRO+ or Shell V-Power NiTRO+ 91 or Shell VPower NiTRO+ 93) purchased at Shell gas stations. This discount is available up to a maximum of 1,000 litres per month.
Fees & Eligibility
| Personal Income | $150,000 |
| Household Income | $200,000 |
| Annual Fee | $599 |
| Foreign Exchange Fee | 2.50% |
| Purchase Rate | 21.99% |
| Cash Advance Rate | 23.99% |
| Balance Transfer Rate | 23.99% |
Insurance Coverage
The BMO eclipse Visa Infinite Privilege credit card offers several types of insurance coverage:
- Out-of-province or country emergency medical insurance: $5,000,000 coverage for the first 21 days of any out-of-province trips for travelers aged 64 or under; 3 days coverage for travelers aged 65 or older
- Trip cancellation insurance: $2,500 per covered person per trip, up to an overall $5,000 maximum
- Trip interruption & trip delay insurance: $5,000 per covered person per trip, up to an overall $25,000 maximum
- Rental car collision and loss damage insurance: Comprehensive coverage for cars up to $85,000 MSRP
- Common carrier insurance: $500,000 of accidental death and dismemberment coverage
- Flight delay insurance: $1,000 per trip for all insured persons combined in the event of a flight delay of more than four hours
- Lost, stolen, or damaged baggage insurance: $1,000 per person coverage for emergency purchases when your baggage is lost or delayed, up to an overall maximum of $2,500 per trip
- Baggage delay insurance: $500 per person coverage for emergency purchases when your baggage is lost or delayed, up to an overall maximum of $1,000 per trip
- Hotel burglary insurance: $2,500 coverage for stolen items per occurrence
- Purchase security: Coverage for accidental physical damage or theft for 120 days from the date of purchase
- Extended warranty insurance: Extend the manufacturer’s original warranty up to two additional years
- Mobile device insurance: $1,000 coverage for theft, loss, or accidental damage to your mobile device
Refer to the BMO eclipse Visa Infinite Privilege card insurance certificate for additional details, including terms and conditions for eligibility.
Top BMO Cards
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7,000 AIR MILES and $125 FlyerFunds Estimated value: $1,175 Ends Jun 1, 2026 |
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70,000 VIPorter Points and $125 FlyerFunds Estimated value: $1,175 Ends Jan 31, 2026 |
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90,000 BMO Rewards and $125 FlyerFunds Estimated value: $728 Ends Jan 31, 2026 |
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40,000 VIPorter Points and $100 FlyerFunds Estimated value: $700 Ends Jan 31, 2026 |
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60,000 BMO Rewards and $125 FlyerFunds Estimated value: $527 Ends Jan 31, 2026 |
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