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The BMO eclipse Visa Infinite Privilege card earns BMO Rewards points and offers cardholders benefits including an anniversary $200 lifestyle credit and six complimentary airport lounge passes annually.
Check out our BMO eclipse Visa Infinite Privilege card review for more details.
Rewards Rates
The BMO Eclipse Visa Infinite Privilege credit card earns BMO Rewards points for all purchases made on the card:
- 5 BMO Rewards points for every dollar spent on grocery, dining, gas, travel, and drugstore purchases (up to a combined $100,000 in spend per calendar year).
- 1 BMO Rewards point for every dollar spent on all other purchases.
Once the cardholder reaches $100,000 in spending in the 5x categories listed above during a calendar year, all future purchases will earn 1 BMO Reward point per dollar spent.
Redeeming BMO Rewards
BMO Rewards points can be redeemed for travel, merchandise, gift cards, a statement credit, or towards a cash investment in a BMO investment account.
The best value in redeeming your BMO Rewards points is to use them for travel purchases, booked through the BMO Travel Portal. When redeeming points towards bookings made through the travel portal, the redemption rate is 150 BMO Rewards points = $1 CAD.
Click to learn everything you need to know about the BMO Rewards program.
Benefits
BMO Eclipse Visa Infinite cardholders are eligible to receive a $200 anniversary lifestyle credit. This credit is applied to the first purchase made on the card that totals over $200; no further action is required in order to receive the credit. The lifestyle credit is based on the anniversary year of the credit card account, meaning it will refresh each year upon the annual fee renewal date.
BMO Eclipse Visa Infinite Privilege cardholders are eligible to receive complimentary membership to the Dragonpass lounge program, in addition to six complimentary airport lounge passes.
Insurance Coverage
The BMO Eclipse Visa Infinite Privilege credit card offers ten types of insurance coverage:
- Emergency medical insurance
- Trip cancellation and trip interruption insurance
- Car rental collision and loss damage coverage
- Common carrier insurance
- Flight delay and baggage insurance
- Hotel burglary insurance
- Purchase security
- Extended warranty coverage
- Mobile device insurance
Refer to the BMO Eclipse Visa Infinite Privilege insurance certificate for additional details, including terms and conditions for eligibility.
Other BMO Rewards Cards You Might Consider
| Credit Card | Welcome Bonus | Net Value | ||
|---|---|---|---|---|
 |
BMO World Elite Business Mastercard | 100,000 BMO Rewards | $670 | Apply |
 |
BMO Ascend World Elite Mastercard | 90,000 BMO Rewards | $603 | Apply |
 |
BMO eclipse Visa Infinite Card | 60,000 BMO Rewards | $402 | Apply |
 |
BMO eclipse rise Visa Card | 20,000 BMO Rewards | $134 | Apply |
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