The BMO Eclipse Visa Infinite Privilege card earns BMO Rewards points and offers cardholders benefits including an annual $200 lifestyle credit and six complimentary airport lounge passes annually.
Interested in applying for the BMO Eclipse Visa Infinite Privilege card? Earn an additional $100 cash back through Frugal Flyer Rebates.
Rewards Rates
The BMO Eclipse Visa Infinite Privilege credit card earns BMO Rewards points for all purchases made on the card:
- 5 BMO Rewards points for every dollar spent on grocery, dining, gas, travel, and drugstore purchases (up to a combined $50,000 in spend per calendar year).
- 1 BMO Rewards point for every dollar spent on all other purchases.
Once the cardholder reaches $50,000 in spending in the 5x categories listed above during a calendar year, all future purchases will earn 1 BMO Reward point per dollar spent.
Redeeming BMO Rewards
BMO Rewards points can be redeemed for travel, merchandise, gift cards, a statement credit, or towards a cash investment in a BMO investment account.
The best value in redeeming your BMO Rewards points is to use them for travel purchases, booked through the BMO Travel Portal. When redeeming points towards bookings made through the travel portal, the redemption rate is 150 BMO Rewards points = $1 CAD.
Benefits
BMO Eclipse Visa Infinite cardholders are eligible to receive a $200 annual lifestyle credit. This credit is applied to the first purchase made on the card that totals over $200; no further action is required in order to receive the credit.
The lifestyle credit is based on the calendar year, meaning you may be able to take advantage of the credit twice in one cardholder year (e.g. if you applied in June and received the annual lifestyle credit, you would be eligible to receive it again in January).
Cardholders are also eligible to receive Priority Pass membership and six complimentary airport lounge visits per year. These lounge visits can be used to gain access to Priority Pass airport lounges for both the cardholder and any guests.
Insurance Coverage
The BMO Eclipse Visa Infinite Privilege credit card offers ten types of insurance coverage:
- Emergency medical insurance
- Trip cancellation and trip interruption insurance
- Car rental collision and loss damage coverage
- Common carrier insurance
- Flight delay and baggage insurance
- Hotel burglary insurance
- Purchase security
- Extended warranty coverage
- Mobile device insurance
Refer to the BMO Eclipse Visa Infinite Privilege insurance certificate for additional details, including terms and conditions for eligibility.
Other BMO Rewards Cards You Might Consider
| Credit Card | Welcome Bonus | Net Value | ||
|---|---|---|---|---|
|
BMO Ascend World Elite | 60,000 BMO Rewards | $402 | Apply |
|
BMO Eclipse Visa Infinite | 60,000 BMO Rewards | $402 | Apply |
|
BMO World Elite Business | 50,000 BMO Rewards | $335 | Apply |
|
BMO Rewards | 10,000 BMO Rewards | $67 | Apply |
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