The BMO Eclipse Visa Infinite card earns BMO Rewards points on all purchases and is available to individuals in Canada.
This card offers 5 BMO Rewards points for all grocery, gas, dining, and transit purchases in addition to an annual $50 lifestyle credit.
Earning Rewards
The BMO Eclipse Visa Infinite credit card earns BMO Rewards points for all purchases made on the card:
- 5 BMO Rewards points for every dollar spent on grocery, gas, dining, and transit purchases (up to a combined $50,000 in spend per calendar year).
- 1 BMO Rewards point for every dollar spent on all other everyday purchases.
Once the cardholder reaches $50,000 in spending in the 5x categories listed above during a calendar year, all future purchases will earn 1 BMO Reward point per dollar spent.
Redeeming Rewards
BMO Rewards points can be redeemed for travel rewards, merchandise, gift cards, a statement credit, or towards a cash investment in a BMO investment account.
The best value in redeeming your BMO Rewards points is to use them for travel purchases, booked through the BMO Travel Portal. When redeeming points towards bookings made through the travel portal, the redemption rate is 150 BMO Rewards points = $1 CAD.
Benefits
BMO Eclipse Visa Infinite cardholders are eligible to receive an annual $50 lifestyle credit. This credit is applied to the first purchase made on the card that totals over $50; no further action is required in order to receive the credit.
The lifestyle credit is based on the calendar year, meaning you may be able to take advantage of the credit twice in one cardholder year (e.g. if you applied in June and received the annual lifestyle credit, you would be eligible to receive it again in January).
Insurance Coverage
The BMO Eclipse Visa Infinite credit card offers six types of insurance coverage:
- Emergency medical insurance
- Car rental collision and loss damage insurance
- Common carrier insurance
- Purchase security
- Extended warranty insurance
- Mobile device insurance
Refer to the BMO Eclipse Visa Infinite insurance certificate for additional details, including terms and conditions for eligibility.
Other BMO Rewards Cards You Might Consider
| Credit Card | Welcome Bonus | Net Value | ||
|---|---|---|---|---|
|
BMO Ascend World Elite | 60,000 BMO Rewards | $402 | Apply |
|
BMO World Elite Business | 50,000 BMO Rewards | $335 | Apply |
|
BMO Eclipse Visa Infinite Privilege | 90,000 BMO Rewards | $104 | Apply |
|
BMO Rewards | 10,000 BMO Rewards | $67 | Apply |
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