BMO eclipse Visa Infinite Card

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The BMO eclipse Visa Infinite card earns BMO Rewards points and offers cardholders an annual $50 lifestyle credit.

Rewards Rates

The BMO Eclipse Visa Infinite credit card earns BMO Rewards points for all purchases made on the card:

  • 5 BMO Rewards points for every dollar spent on grocery, gas, dining, and transit purchases (up to a combined $50,000 in spend per calendar year).
  • 1 BMO Rewards point for every dollar spent on all other everyday purchases.

Once the cardholder reaches $50,000 in spending in the 5x categories listed above during a calendar year, all future purchases will earn 1 BMO Reward point per dollar spent.

Redeeming BMO Rewards

BMO Rewards points can be redeemed for travel rewards, merchandise, gift cards, a statement credit, or towards a cash investment in a BMO investment account.

The best value in redeeming your BMO Rewards points is to use them for travel purchases, booked through the BMO Travel Portal. When redeeming points towards bookings made through the travel portal, the redemption rate is 150 BMO Rewards points = $1 CAD.

Click to learn everything you need to know about the BMO Rewards program.


BMO Eclipse Visa Infinite cardholders are eligible to receive an annual $50 lifestyle credit. This credit is applied to the first purchase made on the card that totals over $50; no further action is required in order to receive the credit.

The lifestyle credit is based on the calendar year, meaning you may be able to take advantage of the credit twice in one cardholder year (e.g. if you applied in June and received the annual lifestyle credit, you would be eligible to receive it again in January).

Insurance Coverage

The BMO Eclipse Visa Infinite credit card offers six types of insurance coverage:

  • Emergency medical insurance
  • Car rental collision and loss damage insurance
  • Common carrier insurance
  • Purchase security
  • Extended warranty insurance
  • Mobile device insurance

Refer to the BMO Eclipse Visa Infinite insurance certificate for additional details, including terms and conditions for eligibility.

Other BMO Rewards Cards You Might Consider

Credit Card Welcome Bonus Net Value
BMO Ascend World Elite Mastercard 90,000 BMO Rewards $603 Apply
BMO World Elite Business Mastercard 70,000 BMO Rewards $469 Apply
BMO eclipse Visa Infinite Privilege Card 120,000 BMO Rewards $305 Apply
BMO eclipse rise Visa Card 20,000 BMO Rewards $134 Apply

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