Offers
Welcome Bonus
Eligible new applicants for the BMO eclipse rise Visa Card can receive a welcome bonus of up to 20,000 BMO Rewards points*:
- Earn 20,000 BMO Rewards points upon spending $1,500 in the first 3 months
FlyerFunds Rebate
Plus, if you apply for the BMO eclipse rise Visa Card through Frugal Flyer and are approved, you can receive an additional $50 paid directly to you.
Earning BMO Rewards Points
The BMO eclipse rise Visa card earns BMO Rewards points for all purchases made on the card:
- 5 BMO Rewards points for every $2 spent on recurring bill payments, groceries, dining, and takeout.
- 1 BMO Rewards points for every $2 spent on everything else.
Redeeming BMO Rewards Points
BMO Rewards points are best used for travel purchases that are booked through the BMO Travel Portal. When redeeming BMO Rewards points towards bookings made through the travel portal, the redemption rate is 150 BMO Rewards points = $1 CAD.
There are additional redemption options including merchandise, gift cards, a statement credit, or cash investment in a BMO investment account. However, if you want to maximize the value of your BMO Rewards points, you should only redeem them for travel.
Benefits
Receive Up To 5,000 Bonus BMO Rewards Points
BMO eclipse rise Visa cardholders can earn up to a total of 5,000 Bonus BMO Rewards points per year.
Cardholders can receive 2,500 BMO Rewards points as a bonus for paying their full credit card balance on time for 12 consecutive months. They will receive an additional 2,500 BMO Rewards points for redeeming at least 12,000 BMO Rewards points annually towards their statement balance using the Pay with Points feature.
Instacart+ & Monthly $5 Credit
Cardholders who enroll their BMO eclipse rise Visa Card can enjoy three months of Instacart+ and a $5 monthly Instacart credit.
Fees & Eligibility
| Personal Income | $0 |
| Household Income | $0 |
| Annual Fee | $0 |
| Foreign Exchange Fee | 2.50% |
| Purchase Rate | 21.99% |
| Cash Advance Rate | 23.99% |
| Balance Transfer Rate | 23.99% |
Insurance Coverage
The BMO eclipse rise Visa card offers the following insurance coverages:
- Mobile device insurance: $1,000 coverage for theft, loss, or accidental damage to your mobile device
- Purchase security: Coverage for accidental physical damage or theft for 90 days from the date of purchase
- Extended warranty insurance: Extend the manufacturer’s original warranty up to one additional year
Refer to the BMO eclipse rise Visa card insurance certificate for additional details, including terms and conditions for eligibility.
Other BMO Cards
| Credit Card | ||
|---|---|---|
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200,000 BMO Rewards points and $100 FlyerFunds Estimated value: $1,440 Ends Oct 31, 2026 |
|
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70,000 VIPorter points and $175 FlyerFunds Estimated value: $1,225 Ends Oct 31, 2026 |
|
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115,000 BMO Rewards points and $175 FlyerFunds Estimated value: $946 Ends Apr 30, 2026 |
|
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40,000 VIPorter points and $100 FlyerFunds Estimated value: $700 Ends Oct 31, 2026 |
|
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$480 cash back and $125 FlyerFunds Estimated value: $605 Ends Oct 31, 2026 |
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Legal
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*Terms and conditions apply.
Disclaimer: these responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.