The Brim World Elite Mastercard is a premium credit card offering 2% back in points up to $25,000 in spend annually, 0% foreign transaction fees, and other innovative features for cardholders.
Check out our Brim Financial World Elite Mastercard review for more details.
Rewards Rates
The Brim World Elite Mastercard accrues Brim Rewards points for all purchases made on the card:
- 2 Brim Rewards points per dollar spent on all purchases (up to $25,000 in spend per calendar year; 1X earn rate thereafter).
You can also earn Brim Rewards points through the Brim Financial eShop and Brim Mastercard inCard offers.
Redeeming Brim Rewards Points
Brim Rewards can be redeemed as a statement credit at a rate of 1 cent per point. In other words, 100 points will give you $1 in savings.
You can redeem in one of two ways. First, you can redeem your points towards any purchase you put on your card in the Brim Financial app. Simply swipe right on the purchase, and apply your points.
Alternatively, you can simply redeem Brim points against your total account balance. Log in to your online banking, and click on make a payment. Click on cash back, and you can enter how many points you want to use, up to your total account balance.
Benefits
The Brim Financial World Elite Mastercard also has a lower foreign transaction fee of 1.5%, meaning you will save 1% over a traditional credit card when completing transactions in a foreign currency. While this is a nice benefit, there are better no foreign transaction fee credit cards in Canada that should be considered first.
Insurance Coverage
The Brim World Elite Mastercard offers eight types of insurance coverage:
- Common Carrier Accident Insurance
- Mobile Device Insurance
- Event Ticket Protector Insurance
- Extended Warranty
- Purchase Security Insurance
- Out-of-Province Emergency Travel Medical Insurance
- Flight Delay Insurance
- Baggage Delay Insurance
- Lost or Stolen Baggage Insurance
- Hotel Burglary Insurance
- Car Rental Collision / Loss Damage Insurance
- Travel Assistance
- Trip Cancellation Insurance
- Trip Interruption Insurance
Refer to the Brim World Elite Mastercard insurance certificate for additional details, including terms and conditions for eligibility.
Disclaimer: these responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.