Brim World Elite Mastercard

The Brim World Elite Mastercard is a premium credit card offering 2% back in points up to $25,000 in spend annually, 0% foreign transaction fees, and other innovative features for cardholders.

Check out our Brim Financial World Elite Mastercard review for more details.

Rewards Rates

The Brim World Elite Mastercard accrues Brim Rewards points for all purchases made on the card:

  • 2 Brim Rewards points per dollar spent on all purchases (up to $25,000 in spend per calendar year; 1X earn rate thereafter).

You can also earn Brim Rewards points through the Brim Financial eShop and Brim Mastercard inCard offers.

Redeeming Brim Rewards Points

Brim Rewards can be redeemed as a statement credit at a rate of 1 cent per point. In other words, 100 points will give you $1 in savings.

You can redeem in one of two ways. First, you can redeem your points towards any purchase you put on your card in the Brim Financial app. Simply swipe right on the purchase, and apply your points.

Alternatively, you can simply redeem Brim points against your total account balance. Log in to your online banking, and click on make a payment. Click on cash back, and you can enter how many points you want to use, up to your total account balance.


Brim World Elite Mastercard cardholders are eligible to sign up for free Boingo WiFi at over one million hotspots worldwide. Through Boingo, you are able to access free in-flight WiFi on flights with several international airlines such as WestJet.

The Brim Financial World Elite Mastercard also has no foreign transaction fees, meaning you will save 2.5% over a traditional credit card when completing transactions in a foreign currency. Only a handful of credit cards offer this benefit in Canada so it is worth having a card that offers this perk in your wallet when traveling internationally.

Insurance Coverage

The Brim World Elite Mastercard offers eight types of insurance coverage:

  • Common Carrier Accident Insurance
  • Mobile Device Insurance
  • Event Ticket Protector Insurance
  • Extended Warranty
  • Purchase Security Insurance
  • Out-of-Province Emergency Travel Medical Insurance
  • Flight Delay Insurance
  • Baggage Delay Insurance
  • Lost or Stolen Baggage Insurance
  • Hotel Burglary Insurance
  • Car Rental Collision / Loss Damage Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
  • Trip Interruption Insurance

Refer to the Brim World Elite Mastercard insurance certificate for additional details, including terms and conditions for eligibility.

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