Neo Secured Credit

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The Neo Financial Secured credit card earns cashback at local and national retail partners (up to 5%) and has no annual fees.

Rewards Rates

Neo Financial Secured cardholders can earn an average of 4% cash back at retailers across Canada. Cardholders are also eligible to receive up to 15% cash back on their first purchase at specific partners.

Log into the Neo Financial app to review all of the retailer partners, including their cash back earning rates.

Neo Cashback Guarantee: At the end of the month if the cash back earned on all purchases is less than 1%, Neo will supplement the cash back earned and top up the cardholder’s account to 1% cash back. As a result, the Neo Financial Secured card has a base earning rate of 1% cash back on all purchases.

Redeeming Cash Back

Cash back rewards earned from the Neo Financial Secured card can be redeemed instantly at any time. They will show as a statement credit on your Neo Financial card.

Other Cash Back Cards You Might Consider

Credit Card Welcome Bonus Net Value
TD Cash Back Visa Infinite 350 Cash back $350 Apply
American Express SimplyCash Preferred 400 Cash back $280 Apply
BMO CashBack World Elite 250 Cash back $250 Apply
Scotiabank Momentum Visa Infinite 200 Cash back $200 Apply
BMO CashBack Business 150 Cash back $150 Apply

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