Presidents Choice Financial World Elite

The Presidents Choice Financial World Elite Mastercard earns PC Optimum points for all purchases and is available to individuals in Canada.

Earning Rewards

The Presidents Choice Financial World Elite card earns PC Optimum points for all purchases made on the card:

  • 30 PC Optimum points for every dollar spent at Real Canadian Superstore, No Frills, Independent, Wholesale Club, Esso, and Mobil.
  • 45 PC Optimum points for every dollar spent at Shoppers Drug Mart.
  • 10 PC Optimum points for every dollar spent on all other eligible purchases.

If you find yourself often shopping at the retailers listed above, the PC Financial World Elite card can be a great tool to accrue PC Optimum points quickly.

Redeeming Rewards

PC Optimum points convert to cash at 1000 PC Optimum per $1. They can be redeemed in chunks of 10k Optimum points for a $10 credit at PC-related retailers, including for groceries, gasoline, and miscellaneous purchases.

The best strategy for redeeming PC Optimum points is to take advantage of elevated redemption offers at PC-related retailers.

Insurance Coverage

The PC World Elite Mastercard offers two types of insurance coverage:

  • Emergency travel medical insurance
  • Rental car collision and loss damage waiver coverage

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