Offers
Welcome Bonus
Eligible new applicants for the Presidents Choice Financial World Elite Mastercard can receive a welcome bonus of up to 20,000 PC Optimum points:
- Earn 20,000 PC Optimum points when you are approved for this card
Earning PC Optimum Points
The Presidents Choice Financial World Elite Mastercard earns PC Optimum points for all purchases made on the card:
- 30 PC Optimum points for every dollar spent at Real Canadian Superstore, No Frills, Independent, Wholesale Club, Esso, and Mobil.
- 45 PC Optimum points for every dollar spent at Shoppers Drug Mart.
- 10 PC Optimum points for every dollar spent on all other eligible purchases.
If you find yourself often shopping at the retailers listed above, the PC Financial World Elite card can be a great tool to accrue PC Optimum points quickly.
Redeeming PC Optimum Points
PC Optimum points can be redeemed at a rate of 10,000 PC Optimum for $10 CAD in value. They can be redeemed at PC-related retailers, including for groceries, gasoline, and miscellaneous purchases.
The best strategy for redeeming PC Optimum points is to take advantage of elevated redemption offers at PC-related retailers.
Fees & Eligibility
| Personal Income | $80,000 |
| Household Income | $150,000 |
| Annual Fee | $0 |
| Foreign Exchange Fee | 2.50% |
Insurance Coverage
The PC World Elite Mastercard offers two types of insurance coverage:
- Emergency travel medical insurance
- Rental car collision and loss damage waiver coverage
Other PC Financial Cards
| Credit Card | ||
|---|---|---|
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20,000 PC Optimum points Estimated value: $20 |
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Disclaimer: these responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.