Offers
Welcome Bonus
Eligible new applicants for the PC Insiders World Elite Mastercard can receive a welcome bonus of up to 20,000 PC Optimum points:
- Earn 20,000 PC Optimum points when you are approved for this card
Earning PC Optimum Points
The PC Insiders World Elite Mastercard earns PC Optimum points for all purchases made on the card:
- 50 PC Optimum points per dollar spent at Shoppers Drug Mart stores.
- 40 PC Optimum points per dollar spent at Loblaw banner grocery stores.
- Up to 7¢ / per litre in points at Esso™ and Mobil™ stations in Canada.
- 10 PC Optimum points per dollar spent everywhere else.
Redeeming PC Optimum Points
PC Optimum points can be redeemed at a rate of 10,000 PC Optimum for $10 CAD in value. They can be redeemed at PC-related retailers, including for groceries, gasoline, and miscellaneous purchases.
The best strategy for redeeming PC Optimum points is to take advantage of elevated redemption offers at PC-related retailers.
Benefits
Free PC Express Pass
PC Insiders World Elite Mastercard cardholders receive a complimentary PC Express Pass membership (valued at $99.99 per year). Through the PC Express Pass, members will receive unlimited free grocery delivery and pickup, valid on eligible grocery orders of $35 or more.
Fees & Eligibility
| Personal Income | $80,000 |
| Household Income | $150,000 |
| Annual Fee | $120 |
| Foreign Exchange Fee | 2.50% |
Insurance Coverage
The PC Insiders World Elite Mastercard provides cardholders with the following types of insurance coverage:
- Travel Emergency Medical Insurance
- Purchase Assurance
- Extended Warranty
- Car Rental Collision/Loss Damage Waiver Insurance
Refer to the PC Insiders World Elite Mastercard certificate of insurance for additional details, including terms and conditions for eligibility.
Other PC Financial Cards
| Credit Card | ||
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20,000 PC Optimum points Estimated value: $20 |
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Does the PC insiders world elite Mastercard have access to airport lounges?
Hi Joanne,
The PC Insiders World Elite Mastercard does not offer airport lounge access. Check out our article on the best credits cards with airport lounge access if this benefit if important to you.