The RBC Visa Classic Low Rate Option card offers a low interest rate on all purchases and cash advances, paired with a low annual fee.
Benefits
3₵/L Savings at Petro-Canada
Link your RBC Visa Classic Low Rate Option card with a Petro-Points membership to instantly save 3₵/L on fuel at Petro-Canada stations and earn 20% more Petro-Points.
Earn More Be Well Points at Rexall
Link your RBC Visa Classic Low Rate Option card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in-store on eligible purchases where 25,000 Be Well points = $10.
Doordash DashPass Subscription
Add your RBC Visa Classic Low Rate Option card to your DoorDash account to receive a 3-month complimentary DashPass subscription. Cardholders will enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when they pay with their eligible RBC credit card.
Fees & Eligibility
| Personal Income | $0 |
| Household Income | $0 |
| Annual Fee | $20 |
| Foreign Exchange Fee | 2.50% |
| Purchase Rate | 12.99% |
| Cash Advance Rate | 12.99% |
| Balance Transfer Rate | 12.99% |
Insurance Coverage
The RBC Visa Classic Low Rate Option card offers two types of insurance coverage:
- Purchase security: Coverage for accidental physical damage or theft for 90 days from the date of purchase (up to $50,000 per calendar year)
- Extended warranty: Extend the manufacturer’s original warranty up to one additional year
Refer to the RBC Visa Classic Low Rate Option card insurance certificate for additional details, including terms and conditions for eligibility.
Top RBC Cards
| Credit Card | ||
|---|---|---|
 |
70,000 Avion Estimated value: $1,330 |
|
 |
60,000 Avios Estimated value: $1,020 |
|
 |
70,000 WestJet points Estimated value: $700 Ends Jul 8, 2025 |
|
 |
35,000 Avion Estimated value: $665 |
|
 |
35,000 Avion Estimated value: $665 |
|
Disclaimer: these responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.