Offers
Welcome Bonus
Eligible new applicants for the TD First Class Travel® Visa Infinite* Card: Earn up to $1,400 in value† including up to 165,000 TD Rewards points†, no annual fee for the first year† and additional travel benefits. Conditions apply. Offer effective as of September 4, 2025.
- Earn 20,000 TD Rewards points upon first purchase†
- Earn 145,000 TD Rewards points upon spending $7,500 in the first 180 days†
- Earn up to 10,000 TD Rewards points on your birthday†
- Get an annual TD Travel Credit† of $100 when you book at Expedia® For TD
- Enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with the Visa Airport Companion Program†
- Get an Annual Fee Rebate for the first year†
To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year annual fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.
Earning TD Rewards Points
The TD First Class Travel® Visa Infinite* Card earns TD Rewards points for all purchases made on the card:
- 8 TD Rewards points for every dollar spent on purchases at Expedia® For TD†
- 6 TD Rewards points for every dollar spent on groceries, dining, and public transit†
- 4 TD Rewards points for every dollar spent on recurring bill payments and streaming, digital gaming & media†
- 2 TD Rewards points for every dollar spent on all other purchases.
There is an annual spending cap of $25,000 for the grocery, dining, public transit, recurring bill payment, streaming, digital gaming, and media categories.
Once the spending cap is met for any of these categories, all future purchases in these categories will earn the standard 2 TD Rewards Points per dollar spent for the remainder of the annual period.
Redeeming TD Rewards Points
TD Rewards points can be redeemed on travel bookings made on Expedia for TD at a rate of 0.5 cents per point or redeemed towards “Book Any Way” travel purchases at a rate of 0.4 cents per point. These are the best redemption options if you are interested in maximizing the value of your TD Rewards points.
TD Rewards points can also be used to purchase merchandise and gift cards or redeemed for a statement credit or an education credit.
Benefits
$100 Expedia For TD Credit
TD First Class Travel® Visa Infinite* cardholders will receive an annual TD Travel Credit† of $100 when booking at Expedia® For TD. Cardholders will need to make a single eligible purchase of $500 or more on Expedia For TD to receive the credit as a statement credit.
TD Rewards Birthday Bonus
TD First Class Travel® Visa Infinite* cardholders will receive 10% of their TD Rewards points earned over the past 12 months on their birthday, up to a maximum of 10,000 TD Rewards points.
Four Airport Lounge Visits
TD First Class Travel® Visa Infinite* cardholders will receive four complimentary airport lounge visits per membership year via the Visa Airport Companion Program. These airport lounge passes can be used at over 1,200 airport lounges worldwide.
Fees & Eligibility
| Personal Income | $60,000 |
| Household Income | $100,000 |
| Annual Fee | $139 |
| Foreign Exchange Fee | 2.50% |
| Purchase Rate | 21.99% |
| Cash Advance Rate | 22.99% |
| Balance Transfer Rate | 22.99% |
Insurance Coverage
The TD First Class Travel® Visa Infinite* Card offers several types of insurance coverage:
- Travel medical insurance: $2,000,000 for an insured person under 65 for the first 21 consecutive days of out-of-province travel; 4 days if over age 65
- Trip cancellation insurance: $1,500 per person, up to $5,000 for insured persons on the same trip
- Trip interruption insurance: $5,000 per person, up to $25,000 for insured persons on the same trip
- Flight and trip delay insurance: $500 in coverage per insured person if your flight/trip is delayed for over 4 hours
- Delayed and lost baggage insurance: $1,000 overall coverage per insured person for essential purchases when baggage is delayed for 6 hours or more
- Common carrier travel accident insurance: Up to $500,000 of coverage for covered losses while traveling on a common carrier
- Rental car collision and loss damage coverage: Comprehensive coverage for cars up to $65,000 MSRP
- Hotel and motel burglary insurance: Up to $2,500 coverage per occurrence for eligible personal stolen items
- Purchase security: Coverage for accidental physical damage or theft for 120 days from the date of purchase
- Extended warranty protection: Extend the manufacturer’s original warranty up to one additional year
- Mobile device insurance: $1,000 coverage for theft, loss, or accidental damage to your mobile device
Refer to the TD First Class Travel® Visa Infinite* Card insurance certificate for additional details, including terms and conditions for eligibility.
Other TD Rewards Cards
| Credit Card | ||
|---|---|---|
 |
175,000 TD Rewards points Estimated value: $875 |
|
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50,000 TD Rewards points Estimated value: $250 |
|
 |
15,152 TD Rewards points Estimated value: $76 |
|
Legal
†Terms and conditions apply.
Offer effective as of September 4, 2025.
To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year annual fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.
The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.
This offer is not available for residents of Quebec.
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